Social Security Update Archive

November 2024

Social Security Announces 2.5% Benefit Increase for 2025

Social Security benefits and Supplemental Security Income (SSI) payments for more than 72.5 million Americans will increase 2.5% in 2025. On average, Social Security retirement benefits will increase by about $50 per month starting in January.

Over the last decade the increase in the cost-of-living adjustment (COLA) has averaged about 2.6%. The COLA was 3.2% in 2024.

Nearly 68 million Social Security beneficiaries will see a 2.5% COLA beginning in January 2025. Increased payments to nearly 7.5 million people receiving SSI will begin on December 31, 2024. (Note: Some people receive both Social Security benefits and SSI payments).

"Social Security benefits and SSI payments will increase in 2025, helping tens of millions of people keep up with expenses even as inflation has started to cool," said Martin O'Malley, Commissioner of Social Security.

Some other adjustments that take effect in January of each year are based on the increase in average wages. Based on that increase, the maximum amount of earnings subject to the Social Security tax (taxable maximum) will increase to $176,100 from $168,600.

Social Security begins notifying people about their new benefit amount by mail starting in early December.

This year, Social Security beneficiaries will receive a newly designed and improved COLA notice that makes it easier for customers to find the information they need most. The simplified COLA notice is now only one page, uses plain and personalized language, and provides exact dates and dollar amounts of a person's new benefit amount and any deductions.

Your clients will need to have a personal my Social Security account by November 20 to see their COLA notice online. To get started, visit www.ssa.gov/myaccount.

Information about Medicare changes for 2025 will be available at www.medicare.gov. For Social Security beneficiaries enrolled in Medicare, the 2025 benefit amount will be available in the my Social Security's Message Center starting in late November. Those who have not opted to receive messages online will receive their COLA notice by mail in December.

The Social Security Act provides for how the COLA is calculated. The Social Security Act ties the annual COLA to the increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) as determined by the Department of Labor's Bureau of Labor Statistics.

You can find more information about the 2025 COLA at www.ssa.gov/cola. Please share this information with your clients.

Announcing Changes to SSI

We are pleased to announce changes to the Supplemental Security Income (SSI) program. Effective September 30, 2024, we:

  • Excluded food from our In-Kind Support and Maintenance (ISM) calculations. ISM is a type of unearned income that may affect your clients' SSI eligibility or payment amount.
  • Expanded our rental subsidy policy nationwide for SSI applicants and recipients who are related to the landlord (or the landlord's spouse) as a parent or child. We no longer consider their rent discounted when their required monthly rent equals or exceeds a certain amount.
  • Expanded our definition of a public assistance household. We now consider a public assistance household to be one where there is both an SSI applicant or recipient and one other household member who receives qualifying public income-maintenance (PIM) payments.
  • Added Supplemental Nutrition Assistance Program (SNAP) food benefits as an additional means-testing PIM program.

If you were previously denied SSI, you may now be eligible. Please contact your local Social Security office or call 1-800-772-1213 (TTY 1-800-325-0778) as soon as possible, if you think these changes may affect you.

Encourage your clients to read our blog post titled Social Security Administration Announces New Efforts to Simplify SSI Applications at blog.ssa.gov/social-security-administration-announces-new-efforts-to-simplify-ssi-applications to learn more about our changes to SSI.

SSA Talks Child Benefits

Kathleen Romig, Senior Advisor in the Office of the Commissioner, joined the latest episode of SSA Talks to discuss the benefits Social Security offers to children.

As an advocate and mother of a child with disabilities, Kathleen recognizes the challenges that children and families encounter. Her awareness of these challenges and her engagement with others in the advocate community enable Kathleen to identify ways that Social Security benefits and Supplemental Security Income (SSI) help children facing poverty.

In this episode, Kathleen discusses survivor benefits, SSI, and benefits for children with disabilities. She also discusses eligibility for adults who have a disability that began before age 22.

Your clients can listen to the episode on our SSA Talks webpage at www.ssa.gov/news/audio-series.html and subscribe to receive alerts about future episodes. You can also access past episodes like "Commissioner O'Malley's Top Priorities" and "Will Social Security be there when I retire?". For more information and news about Social Security, encourage your clients to check out our Communications Corner webpage at www.ssa.gov/news.

Please share this with your clients–and post it on social media.

Save the Date - National Disability Forum

We will host the next virtual National Disability Forum (NDF) on Wednesday, November 13, 2024. The title is "Removing Barriers to Accessing Services in Tribal Communities - Part 2." The event will take place through Microsoft Teams from 1:00 p.m. - 3:00 p.m. ET.

For more information about the NDF, we encourage you and your clients to visit our What's New page at www.ssa.gov/ndf/. Your clients can email questions to OEA.Net.Post@ssa.gov.

October 2024

Changes to the Administrative Rules for Claimant Representation and Provisions for Direct Payment to Entities

On August 21, 2024, we published a final rule, Changes to the Administrative Rules for Claimant Representation and Provisions for Direct Payment to Entities, in the Federal Register. This change will affect the representatives appointed by claimants before us, as well as entities with whom representatives affiliate through registration.

We will implement these changes in two phases. Claimants and representatives can learn more about both phases, including requirements for representatives and entities, by visiting our webpage: www.ssa.gov/representation/2024NewRule.htm.

While we encourage claimants and representatives to visit our webpage for more information, we want to draw your attention to some key changes:

  • Phase 1: Starting September 30, 2024, anyone who has not previously registered with us and who wants to be appointed as a representative must register with us using the form SSA-1699 (Representative Registration) before we will recognize a new appointment request.
  • Phase 2: Starting December 9, 2024, representatives must use the form SSA-1696 (Claimant’s Appointment of a Representative) for new or updated appointments. In addition, consistent with Marasco & Nesselbush, LLP v. Collins, 6 F.4th 150 (1st Cir. 2021), we will directly pay authorized fees to a registered entity when a representative assigns direct payment of their fee to that entity.

Generally, for direct payment to an entity, the following conditions must be met.

  • The entity must register with us using our revised form SSA-1694 (Entity Registration and Taxpayer Information).
  • The representative must register with us and affiliate with the entity using form SSA-1699 (Representative Registration).
  • The representative must assign direct payment of the fee to the entity using the revised form SSA-1696 (Claimant’s Appointment of a Representative).
  • The representative and the entity must both be eligible for direct payment.

For more information on the final rule, please visit www.govinfo.gov/content/pkg/FR-2024-08-21/pdf/2024-18497.pdf. Encourage your clients to visit our Representing Social Security Claimants webpage at www.ssa.gov/representation for information about our representative services.

You can learn more about these enhancements on our official YouTube channel: https://www.youtube.com/watch?v=ig11Rav91_s. Please share this information with your clients.

How to Complete a Name Change with Us After Marriage

If your clients get married, they may be able to complete, or at least start the name changing process by applying for a new Social Security card online.

If they got married in one of the 21 participating states, they may be able to complete the process online! When your clients visit our Change name with Social Security webpage at www.ssa.gov/personal-record/change-name, they will answer a series of questions. Their answers will determine whether they can complete the application process online, or if they will need to visit their local Social Security office or card center to do so. Your clients can find their local office at www.ssa.gov/locator.

If your clients start their application online and we determine they need to come into the office, they may be eligible to use our new Online Self-Scheduling option. Scheduling online can save your client time when they visit us to complete the application. This option allows them to:

  • Select their language preference.
  • Select the most convenient office to receive service.
  • Choose to receive communications and appointment reminders via email or text.
  • Conveniently use their mobile device to check in for their appointment.

They can also reschedule, modify, or cancel their appointment online without having to call or visit the office.

They should wait at least 30 days after the date of the marriage to request a replacement card with a name change. This allows the state time to update its records.

They will need to have their marriage certificate and proof of identification available when using our online application.

Your clients can learn more at our Online Services webpage at www.ssa.gov/onlineservices.

Please share this important information with your clients.

We are Improving the SSI Application Process

We are making improvements to the Supplemental Security Income (SSI) application process for your clients. To reduce the challenges potential SSI recipients face when applying for SSI, we are streamlining the application process and service options - online, in person, by paper, or by phone.

The initial phase - targeted for December 2024 - aims to establish a fully online, simplified application that uses plain language questions, prefilled answers (when possible), step-by-step transitions, and more. We believe these changes will decrease application and processing times for your clients.

Encourage your clients to read our blog at blog.ssa.gov/social-security-administration-announces-new-efforts-to-simplify-ssi-applications to learn more.

Social Security Recognizes White Cane Awareness Day

Each October during Blind Equality Achievement Month, the National Federation of the Blind (NFB) celebrates White Cane Awareness Day.

For people who are blind or have low vision, the white cane is a vital tool that allows them to be independent. It gives them the ability to move freely and safely at work, at school, and around their neighborhoods and communities.

In 1964 at the urging of NFB, Congress adopted a joint resolution designating October 15 White Cane Safety Day. The white cane helps keep people who are blind or have low vision safe. It’s also a tool to help them explore and navigate the world around them. For this reason, the emphasis of White Cane Safety Day shifted over time from safety to independence and equality. White Cane Safety Day became White Cane Awareness Day.

On White Cane Awareness Day, members of the NFB host white cane walks, film screenings, social events, and other activities.

Your clients can learn more about Blind Equality Month and White Cane Awareness Day by visiting nfb.org/programs-services/blind-equality-achievement-month/white-cane-awareness-day. For more information about how we help people who are blind or have low vision, please encourage your clients to read our publication If You’re Blind or Have Low Vision — How We Can Help at www.ssa.gov/pubs/EN-05-10052.pdf.

Please share this important information with your clients.

Follow Us

You and your clients can learn about our programs, policies, and services on our social media pages. Our channels include:

We encourage you and your clients to follow us on social media to find information and ask general questions. Be sure to remind your clients they should never post personal information on social media.

Please share this information with your clients.

September 2024

Appointed Representative Services (ARS) Enhancements

We’re excited to announce that appointed representatives can now go online to get the status of disability cases pending at the Disability Determination Services (DDS). Recent improvements to our Appointed Representative Services (ARS) at www.ssa.gov/ar will save you time and reduce the need to contact our offices for information.

ARS gives appointed representatives access to the electronic folder (eFolder) for clients with initial disability claims and appeals. Until recently, you could only get status reports for appeals at the hearings level and the Appeals Council. We updated the system in January 2024 to also allow you to access a list of your initial claims and reconsiderations.

With our most recent systems enhancement in June, you’re now also able to get a status report for initial claims and reconsiderations pending at DDS or closed within the last 65 days. You’re able to see information for each case, including case level, receipt date, date assigned, claim type, and status.

Please watch this brief video at www.youtube.com/watch?v=ig11Rav91_s to learn more or read the AR Status Reports User Guide at www.ssa.gov/ar/docs/AR_Status_Reports_UserGuide-508.pdf (instructions are on pages 14 and 15).

We’ve heard positive feedback about ARS changes. With your help, we’ll continue to identify ways to improve the customer experience for you and your clients.

Social Security’s Signature Service Options

In the digital age, your clients expect to complete transactions electronically, including submission of documents, evidence, and forms with and without signatures. We are expanding our online services to provide a secure portal that enables your clients to sign forms electronically. Our offices receive roughly 35 million pieces of paper mail each year. If your clients add signatures electronically, we can process documentation quicker and save them a call or visit to a local office. Electronic signatures also reduce the risk of documents being lost in the mail.

There are many forms available to your clients that can be signed electronically. One of our most used forms, SSA-827, (Authorization to Disclose Information to the Social Security Administration), is now available to sign and submit electronically. Other frequently used forms available for your clients to sign and submit electronically include:

  • SSA-820/821 (Work Activity Reports).
  • SSA-632 (Request for a Waiver of Overpayment Recovery).
  • SSA-634 (Request for Change in Overpayment Recovery Rate).

We will add more in the coming months.

In addition to expanding the number of forms and evidence types available using eSignature/Upload Documents, we have been hard at work to remove the need for signatures from certain forms. This is an important initiative as approximately 14 million forms, requiring signatures, are sent to us each year.

How will removal of the signature requirement help your clients?

  • It will help expedite claim processing, which means faster access to benefits and services.
  • It will improve service options for rural communities, people with disabilities, and those facing barriers to accessing our services by removing the need to visit an office.
  • It will better protect your clients’ personal information.
  • It will provide your clients with more options for doing business with us.

Please share this information with your clients.

Social Security Serves the Hispanic Community

Happy Hispanic Heritage Month! For nearly 90 years, Social Security’s programs and services have been vital to many of your clients, including those in the Hispanic community. Our Spanish-language website, at www.ssa.gov/espanol, provides information for people whose primary language is Spanish. They can learn – in their preferred language – how to get a new or replacement Social Security card, plan for retirement, apply for benefits, manage their benefits, and much more.

We also provide many publications in Spanish at www.ssa.gov/espanol/publicaciones. Popular topics include:

  • Retirement, Disability, and Survivors benefits.
  • Medicare.
  • Supplemental Security Income (SSI).
  • Social Security cards.
  • Fraud and scams.
  • Appeals.
  • Benefits for children.
  • Payments outside the U.S.

Your clients who prefer to conduct business in Spanish can call our toll-free number at 1-800-772-1213. For service in Spanish, they should press 7 and wait for a Spanish-speaking representative. If we cannot complete their business by phone, we will make an appointment for them at a local Social Security office and arrange for an interpreter to be there at the time of their visit.

For more information on how we support the Hispanic community, encourage your clients to visit our Social Security and Hispanics webpage at www.ssa.gov/people/hispanics.

Learn 4 Ways to Help Prevent Elder Abuse

In the United States, an estimated 1 in 10 adults over the age of 60 experience some form of abuse each year. Nearly 80% of Social Security beneficiaries are 65 and older, and we want to help protect them.

You and your clients can help prevent elder abuse by:

  1. Recognizing abuse. Abuse can be physical and emotional, as well as financial. Abuse can include neglect and abandonment. You can find more information at www.worldelderabuseawareness.com/elder-abuse.
  2. Preventing isolation. People who are isolated are more likely to be abused. You and your clients should check in with older loved ones regularly and ask if they’re getting the care they need.
  3. Providing information. Make your clients aware of resources like community centers, law enforcement agencies, and advocacy organizations that they can turn to if they need help.
  4. Being a friend. Encourage your clients to visit an older person in their community and be a lifeline, if needed.

For more information on elder abuse prevention, visit www.ncea.acl.gov or call 855-500-3537 (ELDR). Additional resources can be found at www.ssa.gov/payee/elder_abuse.htm.

Please share this information with your clients.

Social Security Supports Teachers

It’s back to school time and many of your clients’ children are returning for another year of learning. Did you know that we have a toolkit that high school teachers can use to teach students more about Social Security? The Educator Toolkit is easy to use and provides shareable online resources to engage students and educate them about our programs.

The Educator Toolkit includes:

  • Lesson plans with objectives.
  • Infographics and handouts for each lesson plan.
  • Links to Social Security webpages.
  • Talking points.
  • Quiz questions and answers.

We value the efforts of all teachers to educate America’s young people. As Social Security approaches its 90th anniversary in 2025, we want to help spark important discussions about Social Security. Your clients can download the Educator Toolkit at www.ssa.gov/thirdparty/educators.html.

Please share this information with your clients and encourage them to share it with their favorite high school educators.

August 2024

Celebrating 89 Years of Social Security

For 89 years, Social Security has provided income protection to millions of retirees, people with disabilities, their dependents, and families who’ve lost a wage earner.

In addition to paying benefits, we issue millions of Social Security numbers each year, maintain wage records to make sure workers get the benefits they have earned, and much more. The scope of what we do is enormous, and we are proud to serve the American people. Whether providing service online at SSA.gov, over the telephone, or in person, our goal is to help your clients understand their eligibility for benefits and the best way to apply for them.

We also work to make sure our programs, particularly Supplemental Security Income (SSI), remain accessible to your clients. SSI provides monthly payments to adults and children with a disability or blindness, and to adults age 65 and older, who have limited income and resources. This year we announced that we are expanding SSI eligibility criteria by updating the public assistance household definition, removing food from in-kind support and maintenance, and expanding rental subsidy nationwide.

This year and every year, we are committed to helping maintain the well-being and protection of your clients. We strive to ensure that every person who is eligible for benefits gets them timely and accurately. That is how we help secure today and tomorrow.

Please share this information with your clients and post it on social media.

VIPr Kiosks Updates Makes Office Check-Ins Easier

We are always looking for ways to improve the customer experience for your clients. Our Visitor Intake Process (VIPr) kiosks are more accessible and easier to use without assistance. We’ve installed the new kiosks in most of our local offices nationwide, all compliant with the Americans with Disabilities Act (ADA).

Each kiosk includes:

  • Standardized cabinetry (meeting specific height and width requirements).
  • Audio headphone jack sockets.
  • Accessible keypads.
  • Integrated braille instructions for how to use the kiosk.
  • Built-in thermal printers and ticket dispensers.
  • Touchscreen monitors with integrated privacy filters.
  • Enhanced 508-compatible check-in software.
  • Instructions in braille outlining the process to report any accessibility problems.

Encourage your clients to learn more about our commitment to accessibility at www.ssa.gov/accessibility/index.html.

Social Security Celebrates Women’s Equality Day

August 26 is Women’s Equality Day. On this day we celebrate the anniversary of the certification of the 19th Amendment that granted women the right to vote. Women’s Equality Day also recognizes the achievements of women’s rights activists and reminds us of the struggles that women still face today. Our Social Security programs and benefits help support women and their families.

You’ll find our online booklet, What Every Woman Should Know, at www.ssa.gov/pubs/EN-05-10127.pdf. It provides detailed information about how life events can affect a woman’s Social Security benefits. These events may include marriage, death of a spouse, divorce, self-employment, and other life or career changes.

Your clients can learn more about how Social Security helps support and protect women at www.ssa.gov/people/women.

Please share this important information with your clients.

Social Security Pays Benefits to Children After the Death of a Parent

About 2.7 million children receive Social Security. More than half of these children get survivors benefits after the death of a parent who worked and paid Social Security taxes. These benefits are valuable for surviving children and their families.

If a child loses a parent, it’s important for the child’s family to reach out to us as soon as possible to apply for Social Security survivors benefits. The date they contact us to file an application can affect when the child’s benefits begin.

They can call us at 1-800-772-1213 between 8:00 a.m. and 7:00 p.m., Monday through Friday. We can usually schedule an appointment in 30 to 60 days. The survivors application is not available online. We will let your clients know what information they need to apply. We provide free interpreter services by phone or in person in their local Social Security office.

Encourage your clients to visit our Survivors Benefits webpage at www.ssa.gov/survivors for more information.

Save The Date – National Disability Forum

We will host the next virtual National Disability Forum (NDF) on Thursday, August 29, 2024. The title is “Removing Barriers to Accessing Services in Tribal Communities - Part 1.” The event will take place through Microsoft Teams from 1:00 p.m. – 3:00 p.m. ET.

You and your clients can email your request for an invite and questions related to the topic to OEA.Net.Post@ssa.gov.

For more information about the NDF, we encourage you and your clients to visit our NDF FAQs at www.ssa.gov/ndf/ndffaqs.htm?.

July 2024

Social Security Makes Disability Decision Process Updates

We’ve made updates to our disability decision process to improve service to your clients. These updates help to ensure that our Social Security Disability Insurance (SSDI) and Supplement Security Income (SSI) programs remain current and help ease the burden on our customers.

The 1st update changes the time period we consider when reviewing your client’s work history. In the past, we asked people applying for disability benefits to provide details about their work history going back 15 years. Our new rule will reduce the past relevant work period requirement to 5 years. In addition, we will no longer consider past work that started and stopped in fewer than 30 calendar days when making a disability decision.

The 2nd update makes changes to our use of the Dictionary of Occupational Titles (DOT) in determining a finding of “not disabled” for disability eligibility. We identified 114 DOT occupations that exist in very limited numbers in each of the 9 U.S. Census divisions. Based on that finding, we will not use these occupations to support a “not disabled” finding at the last step in the evaluation process for disability determinations.

We also identified 13 DOT occupations where federal courts have questioned supporting evidence of a “not disabled” finding. We are implementing additional evidence requirements for these occupations.

For more information on these updates, please encourage your clients to read our blog post titled Social Security Updates Occupations List Used in Disability Evaluation Process at blog.ssa.gov/social-security-updates-occupations-list-used-in-disability-evaluation-process

Changes to Accessing my Social Security Online

For over 10 years, my Social Security has helped many people access our programs and services online. Soon, we will change the way your clients access all our online services ─ including my Social Security. People will no longer be able to sign in to their personal my Social Security account with their username and password. Instead, they’ll need to use one of our Credential Service Providers, Login.gov or ID.me. If your clients already have a Login.gov or ID.me account, and can sign in to our online services, they can continue using that account.

For people who only have a Social Security username, our screens will help them transition their account to Login.gov. Login.gov provides enhanced online security, helps protect your clients from identity theft, and allows them to create an account that can be used across other agencies. It will take your clients only a few minutes to transition their existing account to Login.gov. Your clients will have 24/7 access to Login.gov customer support through phone and chat at www.login.gov/help to help them set up their account.

For more information on my Social Security, please encourage your clients to read our publication my Social Security: How to Create an Online Account at www.ssa.gov/pubs/EN-05-10540.pdf.

Please share this information with your clients.

Check Out Our New Limited English Proficiency Toolkit!

We are happy to announce our new Limited English Proficiency (LEP) Toolkit. This online toolkit can help you better serve your LEP clients! The LEP Toolkit includes infographics, articles, blog posts, social media posts, and YouTube videos in our 5 most requested languages:

  • Arabic.
  • Chinese (Simplified).
  • Russian.
  • Spanish.
  • Vietnamese.

The toolkit also provides instructions on how to request services and information in other languages. In addition, the toolkit includes a link to our Multi-Language Gateway webpage at www.ssa.gov/site/languages/en. From there you can access our Language Access Plan and other beneficial resources. You can learn more about the LEP Toolkit at www.ssa.gov/thirdparty/groups/lep.html.

Please share this important information with your clients. Together, we can increase access to benefits and services for our customers!

Celebrate Your Independence With Social Security

Every July 4, we celebrate our nation’s independence. For nearly 90 years, our programs have helped create financial independence for millions of people. We have useful online resources like the Social Security Statement (Statement) and our benefits estimator tool that helps people not yet receiving benefits. The Statement shows the benefits that you and your family may be eligible for and provides personalized fact sheets tailored to your age and earnings situation. The benefits estimator tool allows you to get estimates based on different ages. These online tools can help you better prepare for your retirement.

Our blog at blog.ssa.gov features news and information about our programs and services. You can subscribe and get notified each time we post a new blog so you can stay informed. From the blog, you can also connect with us on Facebook, X, LinkedIn, Instagram, and YouTube. With so many services and helpful information available online, we are here for you when you need us. Learn more at www.ssa.gov.

Please share this information with your clients.

Your Clients Can Still Use Social Security Online When Traveling

We are here for your clients even when they are traveling. Our online services page provides them with a wide variety of self-service options they can use on their mobile phone, tablet, or computer.

Using our online services, your clients can:

  • Find out if they qualify for benefits.
  • Apply for Social Security retirement, disability, and Medicare benefits.
  • Get their Social Security Statement.
  • Request a replacement Social Security card.
  • Appeal a decision.

If your clients receive Social Security benefits or SSI payments, they can create or sign in to their personal my Social Security account at www.ssa.gov/myaccount to:

  • Get a benefit verification letter.
  • Check their information and benefit amount.
  • Change their address and telephone number. (Social Security beneficiaries only)
  • Start or change their direct deposit. (Social Security beneficiaries only)
  • Get a replacement SSA-1099 or SSA-1042S for tax season.
  • Report their wages if they work and receive disability benefits or SSI.
  • And more.

Encourage your clients to visit our online services page at www.ssa.gov/onlineservices for more information.

June 2024

Social Security Commissioner Martin O’Malley Announces SecurityStat and Recent Accomplishments

As a way to fast-track immediate customer service improvements, Commissioner O’Malley initiated SecurityStat, a collaboration with Social Security experts and executives to identify our agency’s most pressing problems. As a result, we are implementing changes to reduce disability processing times, National 800 Number wait times, and to resolve overpayment and underpayment injustices. Your clients can learn more about SecurityStat at www.ssa.gov/securitystat.

Please also encourage your clients to visit our Agency Accomplishments webpage at www.ssa.gov/agency/commissioner/100-days-accomplishments.html to learn about other improvements Commissioner Martin O’Malley made in his first 100 days.

Please share this information with your clients.

Social Security Celebrates the LGBTQI+ Community During Pride Month

June is Pride Month. Social Security celebrates and acknowledges your clients in the LGBTQI+ community.

We recognize same-sex marriages in all states, as well as some nonmarital legal relationships (such as some civil unions and domestic partnerships). We are committed to administering our programs in a way that promotes equity and fairness to everyone who interacts with us. The recognition of relationship status is important to determine benefit eligibility.

Here are a few things your clients should know about benefit eligibility for same-sex couples:

  • Marital status is important — A member of a legally-married same-sex couple may be entitled to benefits when a spouse receives retirement or disability, or dies. We also consider marital status when we determine eligibility and payment amounts for Supplemental Security Income (SSI).
  • The types of benefits your client can receive — Social Security taxes pay for three kinds of benefits: retirement, disability, and survivors. If your client is entitled to benefits, their spouse and eligible family members may receive benefits, too.
  • When your client applies for benefits is important — If your client is married or has entered a nonmarital legal relationship, we encourage them to apply right away, even if they’re not sure they’re eligible. Applying now may protect your client against the loss of any potential benefits.
  • Report life changes right away — If your client receives benefits, they should contact us if they move, marry, separate, divorce, enter into (or leave) a nonmarital legal relationship, or become a parent. Inform your clients they should let us know if their name has changed. They should report changes as soon as possible so benefits are paid correctly.

For more information, encourage your clients to visit our webpage for same-sex couples at www.ssa.gov/people/lgbtq. They can also read our publication What Same-Sex Couples Need to Know at www.ssa.gov/pubs/EN-05-10014.pdf.

Please share this information with your clients.

Social Security To Expand SSI Rental Subsidy Policy

Effective September 30, 2024, we are expanding our Supplemental Security Income (SSI) rental subsidy policy for SSI applicants and recipients nationwide. Under this new rule, rental assistance is less likely to affect your clients’ SSI eligibility or payment amount.

SSI provides monthly payments to adults and children with a disability or blindness, and to adults 65 and older, who have limited income and resources. SSI payments can help pay for basic needs like rent, food, clothing, and medicine. People applying for and receiving SSI must meet eligibility requirements, including income and resource limits.

You and your clients can read the final rule “Expansion of the Rental Subsidy Policy for Supplemental Security Income (SSI) Applicants and Recipients,” at www.federalregister.gov/documents/2024/04/11/2024-07675/expansion-of-the-rental-subsidy-policy-for-supplemental-security-income-ssi-applicants-and.

For more information about SSI, including who is eligible and how to apply, your clients can visit www.ssa.gov/ssi.

Please share this important information with your clients.

Social Security Omits Food From In-Kind Support and Maintenance Calculations

Supplement Security Income (SSI) provides monthly payments to adults and children with a disability or blindness. It also provides monthly payments to adults aged 65 and older, who have limited income and resources. SSI payments help pay for basic needs like rent, food, clothing, and medicine. People applying for and receiving SSI must meet eligibility requirements, including income and resource limits.

We currently include food assistance as unearned income when calculating In-Kind Support and Maintenance (ISM). We understand this rule could affect your clients’ SSI eligibility or reduce their payment amount, so we made changes. Beginning September 30, 2024, we are no longer counting food that someone gives your clients as unearned income when we figure SSI payments. This new rule removes a critical barrier for SSI eligibility due to informal food assistance from friends, family, and community networks of support.

For more information on the SSI program, including who is eligible and how to apply, visit www.ssa.gov/ssi.

Please share this information with your clients.

Social Security Connect: Connect to Us From Anywhere

We continue to find ways to make doing business your clients easier. With our Social Security Video Connect option, they can conduct business with us using video on their personal device, from any location. Social Security Video Connect is available for:

  • No-change replacement Social Security cards (U.S. citizens only).
  • Date of birth corrections (U.S. citizens only).
  • Benefit applications.
  • Redeterminations.
  • Overpayments.
  • Medicare.

To get started, you clients can contact their local Social Security office or call 1-800-772-1213 between 8:00 a.m. and 7:00 p.m., Monday through Friday to schedule a video appointment. If a video appointment isn’t appropriate for their needs, we can conduct the interview with them over the phone or in the office.

Your clients will need a computer, tablet, or smart phone with a webcam and internet access for their video appointment. We will send them a Microsoft Teams meeting link to join the video appointment. If they run into issues with Teams or need to reschedule your appointment, they contact their local Social Security office or call 1-800-772-1213.

We strive to improve our customer service and increase the ways you can connect with your clients. Please share this information with your clients.

May 2024 Addendum

Commissioner Martin O’Malley Makes the Case to Congress about Customer Service Challenges, Importance of More Funding, and Better Training

Commissioner O’Malley champions for more resources for the Social Security Administration to better serve the American public and support agency employees. We invite you to watch and share these brief video excerpts from the Commissioner’s recent opportunity to appear before Congress.

What I Told Congress When They Asked About the 800 Number (:43)

In the What I Told Congress When They Asked About the 800 Number video, Commissioner O’Malley responds to Representative Judy Chu about the agency’s 800 number. He explains our need to hire more telephone agents due to a 24 percent decline in our workforce. Despite the challenges, our employees are providing the best customer service possible. “They are my heroes, ” said Commissioner O’Malley.

What I Told Congress We'd Do With Additional Funding (:36)

In the What I Told Congress We'd Do With Additional Funding video, Commissioner O’Malley explains to Senate Finance Committee Chairman Ron Wyden what we would do with additional funding. We would use those resources to increase staffing, decrease the disability claim backlogs, and improve technology.

Fighting for You and Those We Serve (1:51)

In the Fighting for You and Those We Serve video, Commissioner O’Malley explains that it’s been nine years since Congress held a budget hearing for SSA, staffing challenges facing the agency, and thanks agency employees.

We Must Improve Our Training (:44)

In We Must Improve Our Training video, Commissioner O’Malley discusses the importance of better training for agency employees.

Please share these videos with your clients and encourage them to subscribe to our YouTube page at https://www.youtube.com/SocialSecurity.

May 2024

Commissioner O'Malley is now on X!

Commissioner Martin O’Malley is now on X! He is the first Commissioner in the history of Social Security to have a social media account. On his X account, the Commissioner addresses agency priorities such as customer service improvements. Commissioner O’Malley is committed to reducing wait times, decreasing fraud, addressing overpayments, and increasing staffing to ensure all your needs are met. We encourage you and your clients to follow @OMalleySSA to hear directly from our Commissioner.

The Most Popular Baby Names of 2023 are Coming — Get Them Straight from the Source!

Our list of 2023’s most popular baby names is coming soon! We historically release the top list on the Friday before Mother’s Day – this year, that falls on May 10. Visit our Baby Names page at www.ssa.gov/oact/babynames on May 10 to see where your favorite names rank. Social Security is here for you from day one, which makes us the source for the most popular baby names and more!

While you’re on our website to check out the top baby names list, we encourage you and your clients to create a personal my Social Security account at www.ssa.gov/myaccount. Free and secure, my Social Security is a personalized online account that people can use in their working years and later when they’re receiving Social Security benefits.

Why It's Important for Your Clients To Tell Us About Their Financial Accounts

Do your clients receive Supplemental Security Income (SSI)? If so, they need to tell us about any financial accounts they own, alone or with someone else. That’s because SSI is a needs-based program, and eligibility is determined by their resources as well as their income.

What your clients need to tell us

They need to tell us about changes to their financial accounts or account balances to ensure they receive the correct SSI payment amount. Let us know if your clients:

  • Open a new account.
  • Close an account.
  • Add a joint owner to an existing account.
  • Increase their account balance over the SSI resource limit of:
    • $2,000 for an individual
    • $3,000 for a married couple living together and receiving SSI.

How Your Clients Can Report Changes to Their Financial Accounts

  • Call us toll free at 1-800-772-1213 (TTY 1-800-325-0778), weekdays from 8:00 a.m. to 7:00 p.m.
  • Contact their local Social Security office. They can find their local office at www.ssa.gov/locator.

For a complete list of SSI reporting responsibilities, please refer your clients to the publication, What You Need to Know When you get SSI at www.ssa.gov/pubs/EN-05-11011.pdf. Please share this information with your clients.

Save The Date – National Disability Forum

We will host the next virtual National Disability Forum (NDF) on Wednesday, May 15, 2024. The title is “How Artificial Intelligence May Affect the Landscape of Social Security - Part 2.” The event will take place through Microsoft Teams from 1:00 p.m. – 3:00 p.m. ET.

For more information about the NDF, we encourage you and your clients to visit our What’s New page at www.ssa.gov/news/advocates.html. You and your clients can email questions to OEA.Net.Post@ssa.gov.

We're Making It Easier to Get a New or Replacement Social Security Card!

Your clients may be able to request a new or replacement Social Security card while saving a trip to their local office. Here’s how.

Getting Started

To find out the best way to replace their card, your clients should visit www.ssa.gov/number-card and answer a series of questions to determine whether they can:

  • Complete the application process online with their personal my Social Security account.
  • Start the process online, then bring any required documents to the local Social Security office to complete the application.
  • Complete the application at the local office.

If an office visit is required, your clients can still save time by starting the application online.

What Your Clients Should Know if They Need to Visit an Office

Your clients may be able to use our new Online Self-Scheduling option. By scheduling an in-office appointment online, they can save time when they visit the office. This option allows your client to:

  • Select the most convenient office to receive service.
  • Choose to receive communications or appointment reminders via email or text.
  • Use their mobile device to conveniently check in for an appointment.

They can also reschedule, modify, or cancel an appointment online without having to call or visit us.

Please share this information with your clients.

Social Security Celebrates National AANHPI Heritage Month

May is Asian American, Native Hawaiian, and Pacific Islander (AANHPI) Heritage Month. We celebrate the 2024 National Heritage Month theme: "Advancing Leaders Through Innovation.” This month honors the AANHPI visionaries and trailblazers who have contributed to the rich heritage that shaped America’s history. Members of the AANHPI community have offered ingenuity and creativity while navigating significant cultural and systemic barriers.

Join us as we pay tribute to the generations of AANHPI who continue to enrich America and ensure its future success. We invite your clients to celebrate the achievements and contributions of AANHPI communities with us.

Your clients can learn how we support the AANHPI community at www.ssa.gov/people/aanhpi/.

April 2024

Social Security Announces Four Key Updates to Address Improper Payments

Social Security Commissioner Martin O’Malley announced he is taking four vital steps to immediately address overpayment issues customers and the agency have experienced. Learn more at our blog at Social Security Announces Four Key Updates to Address Improper Payments | SSA.

Social Security Eliminates Unfair Overpayment Burden for Social Security Beneficiaries

The Social Security Administration announced it will decrease the default overpayment withholding rate for Social Security beneficiaries to 10% (or $10, whichever is greater) from 100%. Learn more at our blog at Social Security Eliminates Overpayment Burden for Social Security Beneficiaries - Automatic Overpayment Recovery Rate Reduced to 10 Percent | SSA.

What your clients can do if they have an overpayment

Do your clients know what to do if they receive an overpayment notice from Social Security? An overpayment occurs when a Social Security beneficiary or SSI recipient receives more money from us than they should have been paid. The amount of their overpayment is the difference between the amount they received and the amount they were due.

We are required by law to adjust benefits or recover debts when an overpayment occurs. When we notify your clients they have an overpayment, their notice explains why they’ve been overpaid, the overpayment amount, their repayment options, and their appeal and waiver rights.

After receiving our overpayment notices, your clients can:

  • Repay the overpayment in full or through a repayment plan by check, money order, credit card, or by monthly reductions from their Social Security benefit. Your clients may be able to make a full or partial repayment using Pay.gov or their bank’s online bill pay option. We include repayment instructions in their overpayment notice and offer flexible repayment plans, including payments as low as $10 per month.
  • Appeal the overpayment if they don’t agree that they’ve been overpaid, or they believe the amount is incorrect. They can request a non-medical reconsideration online. Or, if they prefer, they can submit a completed form SSA-561, Request for Reconsideration, to their local Social Security office.
  • Request that we waive collection of the overpayment if they believe they are not at fault for causing the overpayment AND they cannot afford to repay the money back or it is unfair for some other reason. They can ask for a waiver by submitting a completed form SSA-632, Request for Waiver of Overpayment Recovery, to their local office.

You can let your clients know that if their overpayment is $1,000 or less, we may be able to process a waiver request quickly over the telephone without a completed SSA-632. Your clients can call us at 1-800-772-1213, Monday through Friday, between 8:00 a.m. and 7:00 p.m. Or they can contact their local Social Security office.

Social Security beneficiaries who cannot meet their living expenses due to the withholding may ask to change the repayment amount, but not less than $10 a month.

To learn more about overpayments and our process, visit our Understanding SSI Overpayments webpage, read our Overpayments publication, or Overpayments fact sheet. Please share this information with your clients.

Social Security to Raise the Representative Fee Cap to Help with Claiming Benefits

We plan to raise the fee cap for claimants’ respresentatives, from $7,200 to $9,200, when they and their client agree to use that is known as a “fee agreement process.” Read more in our Press Release.

America Saves Week and Social Security

America Saves Week, which is April 8 to April 12 this year, is an annual opportunity for organizations to promote good financial habits and for people to evaluate their savings and saving practices.

In keeping with this year’s theme, Saving for What Matters Most, we want to remind your clients that planning and saving are key to a successful retirement. The sooner your clients start saving for retirement, the better off they will be. They should set a goal, make a plan, and save automatically. People with a plan are twice as likely to save successfully compared to people without a plan. During America Saves Week, we encourage you and your clients to pledge to start saving – or better yet, save more. For suggestions, check out americasavesweek.org.

Your clients may also want to review our online retirement resources at www.ssa.gov/retirement. Please share this information with them.

Save The Date – National Disability Forum

We will host the next virtual National Disability Forum (NDF) on Wednesday, April 17, 2024. The event, “How Artificial Intelligence May Affect the Landscape of Social Security - Part I,” will take place through Microsoft Teams from 1:00 p.m. – 3:00 p.m. ET.

For more information about the NDF, we encourage you and your clients to visit our What’s New page at www.ssa.gov/news/advocates.html. You and your clients can email questions to OEA.Net.Post@ssa.gov.

Update to Appointed Representatives Services (ARS)

We’ve enhanced the Appointed Representatives Services (ARS) application located at www.ssa.gov/ar. Appointed representatives can now access a list of all their cases pending at the initial and reconsideration levels.

The ARS application allows appointed representatives to:

  • View electronic folder (eFolder) documents in real time.
  • Download eFolder contents including multimedia files.
  • Upload medical evidence and other documents directly into a claimant's eFolder.

With this update to the ARS, we aim to help appointed representatives:

  • Determine if their SSA Form-1696, Claimant’s Appointment of a Representative, was processed to avoid having to submit the same form again. You can view the SSA Form-1696 at www.ssa.gov/forms/ssa-1696.pdf.
  • Access their list of pending cases.

Instructions are available on page 13 and 14 of the AR Status Reports User Guide at www.ssa.gov/ar/docs/AR_Status_Reports_UserGuide-508.pdf.

Please share this information with those who may need it.

SSA’s Equity Action Plan 2023 Update

Did you and your clients catch our Equity Action Plan 2023 Update?

Commissioner O’Malley announced the updated release earlier this year. It builds on our efforts to improve service delivery and outreach to those who need our services and benefits most.

Our updated plan continues our work to:

  • Simplify and improve access to SSI for women, families, people from underserved communities, and other people facing barriers.
  • Provide more data by race and ethnicity to the public to further identify, monitor, and address areas where there are service inequities.
  • Update our systems and Social Security Number (SSN) application processes.

We also have three new focus areas in the updated plan, including:

  • Ensuring language does not pose barriers to apply for benefits and access services.
  • Reducing pending SSI underpayments and assessing root causes of improper payments.
  • Increasing awareness of survivors benefits eligibility among people disproportionately impacted by COVID-19.

Our equity work supports progress on our biggest customer service challenges in 2024: customer wait times, processing times for disability determinations, and overpayment and underpayment inequities. You and your clients can review the Equity Action Plan 2023 Update at www.ssa.gov/equity to learn more about our efforts and understand how we’ll measure our progress.

Please share this information with your clients.

March 2024

Celebrate National “Slam the Scam” Day with Social Security

This year, Thursday, March 7 is National “Slam the Scam” Day.

Slam the Scam raises public awareness about the government imposter scams that continue to spread across the United States. Slam the Scam is part of National Consumer Protection Week, March 3 – March 9.

Please encourage your clients to visit our Protect Yourself from Scams webpage at www.ssa.gov/scam for more information about National “Slam the Scam” Day and Social Security-related scams. Your clients can report potential scams to the Office of the Inspector General at oig.ssa.gov.

We hope you will help us “Slam the Scam” on March 7! Please share this information with your clients.

Social Security’s Top 5 Scam Awareness Articles

We know how important it is to raise awareness about scams. That’s why we want your clients to have all the information they need to protect themselves. Our top 5 scam awareness articles are described below.

  1. We work with our Office of the Inspector General (OIG) to protect your clients from scams that use Social Security as bait. In How We Protect You from Misleading Advertising and Communications, we detail what they should do if they receive a suspicious advertisement or imposter communication. Please see blog.ssa.gov/how-we-protect-you-from-misleading-advertising-and-communications.
  2. Identity theft affects millions of people each year and causes serious harm. Here are 10 ways your clients can protect themselves and their personal information: blog.ssa.gov/10-ways-to-protect-your-personal-information-2/.
  3. Financial crime against all Americans is an ongoing problem. People living with dementia have a higher risk of becoming victims of fraud. Your clients can learn how to minimize this risk for their loved ones at blog.ssa.gov/minimizing-the-risk-of-scams-for-people-living-with-dementia.
  4. Fraudsters also target veterans, active-duty service members, and their families. To learn what to look for and how to help the veterans and military members in their life, your clients can check out blog.ssa.gov/stay-alert-fraudsters-target-veterans-active-duty-service-members-and-their-families.
  5. Quick Response (QR) codes are very popular these days. A QR code is a scannable barcode that directs users to a website or social media account. Do your clients know scammers place fake QR codes on top of official ones? It’s among the latest trends we list in this post about combatting scams: blog.ssa.gov/new-years-resolutions-to-combat-scams.

We encourage your clients to review these articles and bookmark them for future reference. Please share this information with them so they can protect themselves and their loved ones.

How We Protect Your Clients from Misleading Advertising and Communications

We work with our Office of the Inspector General (OIG) to protect your clients from scams that use Social Security as bait. Section 1140 of the Social Security Act allows OIG to impose severe penalties on people, companies, and other organizations using misleading Social Security-related advertising or imposter communications.

The OIG may impose a penalty against anyone who:

  • Mails misleading solicitations that appear to be from or otherwise authorized by Social Security.
  • Operates an imposter website or social media account designed to look as though it belongs to or is authorized by Social Security.
  • Makes telephone calls or sends emails or text messages claiming to be from Social Security.
  • Sells Social Security’s free forms, applications, and publications without our written approval.
  • Charges a fee for a Social Security service without providing a clearly visible notice that Social Security provides the service for free.

If your clients receive a suspicious Social Security-related advertisement or imposter communication, please let us know immediately. We encourage them to report potential scams at oig.ssa.gov. Your clients can also send an email to OIG.1140@ssa.gov.

Your clients should try to capture as much information about the communication as they can. For example:

  • For suspicious websites or social media accounts, they can take a screenshot of the page. Have them note the website address or social media link – and how they came across it.
  • For emails and text messages, they can capture the entire message and any message links.
  • For U.S. mail, they can retain the complete communication, including the outside envelope and all inserts.
  • For telephone calls, they can note the caller’s phone number and any company name or callback number provided by the caller or a recorded message.

These details will help OIG locate the source of the suspicious communication and take appropriate action.

For more information, your clients can check out our What You Need to Know About Misleading Advertising fact sheet at www.ssa.gov/pubs/EN-05-10005.pdf and review Section 1140 of the Social Security Act at www.ssa.gov/OP_Home/ssact/title11/1140.htm.

Please share this information with them.

Social Security Celebrates Women’s History Month

March is Women’s History Month — a time to focus on women’s past contributions and celebrate their accomplishments in the 21st century. At Social Security, we are here to provide vital benefits and financial protection for all women.

Nearly 55% of people receiving Social Security benefits are women. Today, more women work, pay Social Security taxes, and earn credit toward monthly retirement income than at any other time in our nation’s history.

Women also have longer average life expectancies and tend to live more years in retirement than men. This means women have a greater chance of exhausting other sources of income while their Social Security benefit continues for life. That’s why it’s especially important for women to plan early and wisely for retirement.

Our publication, Social Security: What Every Woman Should Know at www.ssa.gov/pubs/EN-05-10127.pdf, provides detailed information about how life events can affect a woman’s Social Security benefits. These events include marriage, death of a spouse, divorce, self-employment, and other life or career changes.

Learn more about how Social Security benefits women at www.ssa.gov/people/women. Please share this information with your loved ones.

Social Security Improves Customer Experience Ranking

Social Security is committed to improving customer service by providing your clients more access to our programs and services – and our efforts have paid off.

We’re proud to announce our improved ranking on Forrester’s 2023 Federal Customer Experience Index. With an increase of 3.3 points from 2022, we made the most significant gain of any federal agency on the list.

We achieved this higher ranking by focusing on several key initiatives in 2023. For example, we:

  • Implemented online scheduling for in-office enumeration appointments. Your clients can now schedule appointments online for both original and replacement Social Security cards for themselves and their minor children. This service is available in all 50 states, as well as Puerto Rico and the Virgin Islands.
  • Conducted a targeted mail campaign with enrollment information to reach your clients who may be eligible for Medicare Savings Programs and Extra Help with Medicare prescription drug costs. Your clients can learn more in our online publication, SSA.gov/pubs/EN-05-10508.pdf.
  • Employed strategies to help people facing barriers access our programs and services, including your clients with:
    • Limited income and resources.
    • Limited English Proficiency (LEP).
    • A risk of homelessness.
    • Mental and behavioral disabilities.
  • Partnered with the U.S. Department of Agriculture’s Food and Nutrition Services to test new ways to make it easier for Supplemental Security Income (SSI ) applicants and recipients to access nutrition assistance programs. For more information, your clients can check out our press release at www.ssa.gov/news/press/releases/2022/#12-2022-2.

Forrester’s’ recognition of our customer service improvements reflects our commitment to making it easier for the public to do business with us and get the services they need. We invite your clients to learn more on www.forrester.com.

Please share this news with them.

February 2024

Social Security Celebrates Black History Month

In February, our nation honors African Americans by celebrating Black History Month. Our programs and services offer a lifetime of protections for African Americans and their families. Your clients might find our People Like Me webpage helpful when planning for their future financial security: www.ssa.gov/people/africanamericans.

Also, please let your clients know they can do much of their Social Security business online with a personal my Social Security account at www.ssa.gov/myaccount.

Social Security Update 2024

Every year, we provide new information about Social Security taxes, benefits, earnings limits, and Medicare costs. By law, many of the numbers automatically change each year to keep up with changes in prices and wage levels. This information is important for people who:

  • Work and want information on taxes and work credits.
  • Receive Social Security benefits and want to know the earnings limits.
  • Receive Supplemental Security Income (SSI) and want information on payment maximums.

Share the 2024 Social Security updates with your clients, available at www.ssa.gov/pubs/EN-05-10003.pdf

Stay Healthy and Independent with Senior Nutrition Programs

Are your clients eligible for Social Security retirement benefits or already receiving them? Did you know they can also receive healthy meals and other nutrition services through the National Senior Nutrition Program? Local meal programs in communities across the country are waiting to serve them.

As we age, we have different needs, different ways we take care of our health, and different nutrients we need to get from our food. But we don’t always have enough healthy food or the desire to prepare or eat a meal. Whether your clients need more food, healthier food, someone to share a meal with, or just want to learn about good eating habits, a meal program can help.

Every day, senior nutrition programs serve almost one million meals to people age 60 and older. With home-delivered and group meal options, your clients can get the food they need in a way that works best for them. It can help your clients avoid missed meals – and save them time and money with less shopping and cooking.

To learn more about these local senior nutrition programs, your clients can visit our blog at https://blog.ssa.gov/stay-healthy-and-independent-with-the-senior-nutrition-program.

Send Your Clients to SSA.gov

We're making it easier than ever for your clients to do business with us online. Please direct them to www.ssa.gov/onlineservices to review our expanded online options!

Your clients will benefit from opening their personal my Social Security account at www.ssa.gov/myaccount. They can access their Social Security Statement, get personalized retirement benefit estimates, check their benefit application status, set up or change their direct deposit, request a replacement Social Security card, and much more.

If your client cannot use our online services, please tell them to contact us by phone at 1-800-772-1213. If we cannot help them by phone, we can determine if an in-person appointment or other option may be available.

Please share our flyer, How to Get Help from Social Security, with your clients at www.ssa.gov/pubs/marketing/EN-05-10558.pdf.

Retirement Planning Online

Our retirement webpage at www.ssa.gov/retirement is a great place for your clients to start mapping out their plan. We provide important information to answer questions like:

  • When should I apply to start my retirement benefits?
  • What documents do I need to provide SSA for my retirement application?
  • Which factors may affect my retirement benefits?
  • What should I do after I apply for retirement benefits?

Please remind your clients to use their personal my Social Security account at www.ssa.gov/myaccount to get an instant estimate of their future retirement benefits. They can also see the effects of starting their retirement benefits at different ages.

January 2024

Martin J. O’Malley Sworn in as Commissioner of Social Security Administration

Martin J. O’Malley was sworn in on December 20 by Senator Ben Cardin as Commissioner of Social Security to a term that expires on January 19, 2025.

Read our Press Release at https://www.ssa.gov/news/press/releases/2023/#12-2023-2 for more information.

Do Your Clients Need a New or Replacement Social Security Card? We’re Making it Easier!

If your clients need a new or replacement Social Security card, we’ve got great news! They may be able to complete, or at least start, their application on our website – and, if necessary, can even use our online scheduling tool to book an appointment at a local office.

Start an application

Do your clients need to apply for a Social Security number (SSN) and card? They can visit www.ssa.gov/number-card to begin the process. They will answer a series of questions to determine whether they can:

  • Complete the application process online.
  • Start the application process online, then bring any required documents to a local Social Security office to complete the application, typically in less time.
  • Complete the application process at a local office.

If your clients can’t complete the application online, they must visit a Social Security office. To learn more, please review our publication, Your Social Security Number and Card, at www.ssa.gov/pubs/EN-05-10002.pdf.

Replace their Social Security card

Do your clients want to replace their card? The Card Replacement Screener on our Replace Social Security card webpage at www.ssa.gov/number-card/replace-card helps them determine the best way to do so.

Depending on their situation, your clients may be able to request a replacement card without visiting a local office. They can choose “Answer a few questions” on the Replacement Card webpage at www.ssa.gov/number-card/replace-card to get started. Even if they can’t complete the process online and must visit an office, they can still save time by starting the application online.

Were Your Clients Asked to Come into an Office? Here’s What They Should Know

If your clients start the application online and we determine they need to come into an office, they can use our new Online Self-Scheduling option to:

  • Select their language preference.
  • Select the most convenient office to receive service.
  • Choose to receive communications and appointment reminders through email or text.
  • Use their mobile device to check-in for their appointment.

Your clients can also reschedule, modify, or cancel their appointment online without having to call or visit the office.

Please note that this service is not available in Guam, Northern Mariana Islands, or American Samoa. We hope to make it available soon.

It’s never been easier to do business with us! Please share this information with your clients.

Visit Social Security Online in 2024

Happy New Year! At Social Security, we know that the New Year is a perfect time to reset, renew, and make improvements. Your clients can sign up for a personal my Social Security account at www.ssa.gov/myaccount and take advantage of our expanded online services.

Creating a free and secure my Social Security account allows your clients to check their Social Security Statement, get their benefit verification letter, confirm their reported earnings, estimate their future benefits, and more!

We are committed to protecting your clients’ personal information and benefits. That’s why we work with credential service providers (CSP), Login.gov and ID.me, to securely verify their identity to create their personal my Social Security account.

When your clients create their personal my Social Security account, keep in mind:

  • They must be a U.S. citizen, at least 18 years old, have a Social Security number (SSN), and a valid email address.
  • They will be redirected to the CSP’s website when they select “Sign In with Login.gov” or “Sign in with ID.me.”
  • Once they create the credential, they will return to the my Social Security webpage for next steps.

Please have your clients visit www.ssa.gov/myaccount to see all they can do with a personal my Social Security account. We wish you and your clients a safe and happy 2024.

General Enrollment Period for Medicare Part B

If your clients did not apply for Medicare Part B (medical insurance) within three months before or after turning age 65, they have another chance. Each year, they can apply for Part B insurance during the General Enrollment Period. The period runs from January 1 to March 31 every year.

If your clients don’t enroll in Part B when they’re first eligible for it, they may have to pay a late enrollment penalty for as long as they have Part B coverage. Their monthly premium will increase 10% for each 12-month period that they are eligible for Part B but did not sign up for it. Coverage starts the first day of the month after they sign up.

To learn more about Medicare, please visit our Medicare Benefits page at www.ssa.gov/medicare. Also, your clients can read our publication at www.ssa.gov/pubs/EN-05-10043.pdf.

Please have your clients share this information with friends and loved ones who may need it.

Social Security Improves Customer Experience Ranking

We’re committed to improving customer service by providing greater access to our programs and services, and our efforts have paid off. We’re proud to announce that Social Security’s ranking on Forrester's 2023 Customer Experience Index increased by 3.3 points – the only agency on the list to make a significant gain.

We achieved this higher ranking by focusing on key initiatives in 2023, like:

  • Implementing online scheduling for in-office enumeration appointments. Your clients can now schedule appointments online for both original and replacement Social Security cards. This service is currently available in all 50 states, as well as Puerto Rico and the Virgin Islands.
  • Conducting a targeted mail campaign to send enrollment information to people who may be eligible for Extra Help with Medicare prescription drug costs and Medicare Savings Programs. Please see our publication, Understanding the Extra Help with Your Medicare Prescription Drug Plan, at www.ssa.gov/pubs/EN-05-10508.pdf.
  • Employing strategies to help people facing barriers in accessing our programs and services, including people with:
    • Limited income and resources.
    • Limited English proficiency (LEP).
    • A risk of homelessness.
    • Mental and behavioral disabilities.
  • Partnering with the U.S. Department of Agriculture’s Food and Nutrition Services to test new ways to make it easier for SSI applicants to access nutrition assistance programs. For more information, your clients can check out our press release at https://www.ssa.gov/news/press/releases/2022/#12-2022-2.

Forrester’s’ recognition of our customer service improvements reflects our commitment to making it easier for your clients to do business with us. We invite them to learn more at www.forrester.com/press-newsroom/forrester-2023-us-federal-customer-experience-index/. Please share this news with your clients.

Are Americans Educated on Retirement Savings?

Financial education helps people learn about savings, credit, and loans. It also helps prepare people for life changes and to weather the unexpected. Financial knowledge is essential when planning for retirement.

So, how prepared are adults in the United States for retirement? The National Endowment for Financial Education (NEFE) conducts polls on key issues, like retirement savings, that affect people’s financial well-being.

Lifetime financial education can be helpful when it comes to preparing for retirement. This includes understanding Social Security retirement benefits and making the most of retirement income. Your clients can learn more on our Retirement webpage at www.ssa.gov/retirement.

Find out what NEFE learned about financial education – and how Social Security retirement benefits play a part – on our blog. Please share this information with your clients.

December 2023

How Providing Race and Ethnicity Data Helps All Customers

We are continuously working to better understand how Social Security’s programs serve the public. Collecting race and ethnicity data for research and statistical purposes is one way for us to determine whether we are equitably serving the public. Your clients may voluntarily provide this information. It does not affect decisions on benefit applications.

Why does it matter if your clients provide race and ethnicity data?

When your clients choose to provide race and ethnicity information, it lets us know:

  • Who our benefit payments and programs are helping and who may be left out.
  • What unintended barriers may impact benefits and services.
  • Where to expand outreach efforts.
  • How to increase awareness of eligibility for programs and benefits.

In other words, race and ethnicity data can help expand access to our programs, which is one of the objectives in our Equity Action Plan at blog.ssa.gov/social-securitys-equity-action-plan. Examples of how we use this information can be found on our Racial Equity Resources webpage at www.ssa.gov/policy/about/racial-equity-resources.html.

Currently, we collect race and ethnicity information on applications for new or replacement Social Security number (SSN) cards. These applications can be completed:

Soon, parents may voluntarily provide this information when requesting their newborn’s SSN at the hospital. The option to provide this data will be available in participating states.

We encourage your clients to provide their race and ethnicity information on their or their child’s application for a new or replacement SSN card. This information will help us better serve our current and future customers.

Please share this information with your clients.

5 Things to Know When a Child with Disabilities Turns 18

When a child turns 18 years old, they legally become an adult. This is an important time for your clients to consider their financial future – especially if they need additional care into adulthood. Here are 5 things that you need to know to prepare for this milestone:

  • Health and welfare decision-making.
  • Changes in SSI eligibility.
  • Education transitions.
  • Supports for living arrangements.
  • Financial protections.

For more details, please encourage your clients to check out our blog at blog.ssa.gov/5-things-to-know-when-your-child-with-disabilities-turns-18.

Visit Social Security Online This Holiday Season

The holiday season may give some of us a break from daily routines and the time to rest and relax. We want your clients to know that our online services are available to help them do business with us in an easy, convenient, and secure way. This season, encourage your clients to sign up for a personal my Social Security account.

A free and secure my Social Security account is your clients’ online gateway to our services. Creating an account allows your clients to:

  • Check their Social Security Statement.
  • Get proof of benefits.
  • Get proof that they do not receive benefits.
  • Verify their reported earnings.
  • Estimate their future benefits and much more!

We are committed to protecting your clients’ personal information and benefits. That’s why we work with two credential service providers, Login.gov and ID.me to securely verify their identity to create their personal my Social Security account. We do this to protect their information.

When your clients create their personal my Social Security account, keep in mind:

  • They must be a U.S. citizen, at least 18 years old, and have a Social Security number (SSN).
  • They must provide a valid email address and some additional information.
  • They will be redirected to our credential service provider’s website when they select “Sign in with Login.gov” or “Sign in with ID.me.”
  • If they have a foreign mailing address, they must register and sign in with ID.me to access my Social Security.
  • Once they create the credential, they will return to the secure my Social Security webpage for next steps.

Please have your clients visit www.ssa.gov/myaccount to see all they can do with a personal my Social Security account. We wish you and your clients a safe and happy holiday season.

Please share this information with your clients.

Social Security Cards Are Safer at Home

Scams to steal your clients’ personal information are at an all-time high. That’s why it remains critical that your clients safeguard important personal documents like their Social Security card.

A Social Security card is not an identification document. In many situations, your clients only need to know their Social Security number (SSN). Please advise your clients that their physical card is not necessary for most business needs.

Do your clients need evidence for work? There are several documents they can use instead of their card. These include:

  • Birth Certificate.
  • Permanent Resident Card or Alien Registration Receipt.
  • Employment Authorization Document.
  • Form I-94 or Form I-94A.

Your clients do not need to show their physical card to apply for certain benefits. Your clients can simply provide their SSN for benefits like:

  • Housing.
  • Health insurance.
  • Food assistance.

Your clients should also know their physical card is not required as evidence for the Department of Motor Vehicles. The only state that requires a physical card is Pennsylvania. For all other states, other acceptable evidence includes:

  • W-2 forms.
  • Form SSA-1099.
  • Non-SSA-1099 forms.
  • Pay stubs.

Keeping their card at home reduces the risk of loss or theft – and helps your clients keep their information safe. To learn more about keeping their card and information safe, your clients can visit our Fraud Prevention and Reporting webpage at www.ssa.gov/fraud.

Holiday Local Social Security Office Closings

We want you to know that our offices and phone lines will be closed to the public on December 25 and January 1. However, your clients can still access and use our automated telephone services or our online services every day during the holiday season.

Please visit www.ssa.gov/onlineservices for a list of our secure and convenient online services. A list of our automated telephone services is available on our Contact Social Security by Phone webpage at www.ssa.gov/agency/contact/phone.html.

November 2023

SSA Talks: Will Social Security Be There When I Retire?

Will Social Security be there when I retire?

That’s the question we’re answering in the latest episode of our audio series, SSA Talks. Our Chief Actuary Steve Goss sheds light on our trust funds and how they relate to your clients’ future benefits.

The 12-minute episode includes a fact sheet and transcript. The fact sheet provides more information on the trust funds and how much protection our benefits offer.

We invite you and your clients to visit our SSA Talks page at www.ssa.gov/news/audio-series.html to listen and subscribe to receive alerts about future episodes! For more information and news about Social Security, please encourage your clients to check out our Communications Corner at www.ssa.gov/news.

Please share this episode with your clients.

Social Security Benefits Increase in 2024

More than 71 million Americans will see a 3.2% increase in their Social Security benefits and Supplemental Security Income (SSI) payments in 2024. On average, Social Security retirement benefits will increase by more than $50 per month starting in January.

Federal benefit rates increase when the cost-of-living rises, as measured by the Department of Labor’s Consumer Price Index (CPI-W). The CPI-W rises when inflation increases, leading to a higher cost-of-living. This change means prices for goods and services, on average, are higher. The cost-of-living adjustment (COLA) helps to offset these costs.

We will mail COLA notices throughout the month of December to retirement, survivors, and disability beneficiaries, SSI recipients, and representative payees. But if your clients want to know their new benefit amount sooner, they can securely obtain their Social Security COLA notice online using the Message Center in their personal my Social Security account at www.ssa.gov/myaccount. Your clients can access this information in early December, prior to receiving the mailed notice. Benefit amounts will not be available before December. Since your clients will receive the COLA notice online or in the mail, they don’t need to contact us to get their new benefit amount.

If your clients prefer to access their COLA notice online and not receive the mailed notice, they can log in to their personal my Social Security account at www.ssa.gov/myaccount to opt out by changing their preferences in the Message Center. Your clients can update their preferences to opt out of the mailed COLA notice, and any other notices that are available online. Do your clients know they can receive a text or email alert when there is a new message waiting for them? That way, they always know when we have something important for them – like their COLA notice. If your clients don’t have an account yet, they must create one by November 14, 2023, to receive the 2024 COLA notice online.

“Social Security and SSI benefits will increase in 2024, and this will help millions of people keep up with expenses,” said Kilolo Kijakazi, Acting Commissioner of Social Security.

January 2024 marks when other changes will happen based on the increase in the national average wage index. For example, the maximum amount of earnings subject to Social Security payroll tax in 2024 will be higher. The retirement earnings test exempt amount will also change in 2024. Learn more at www.ssa.gov/news/press/factsheets/colafacts2024.pdf.

Help your clients be among the first to know! Encourage them to sign up for or log in to their personal my Social Security account today at www.ssa.gov/myaccount. They can choose email or text under “Message Center Preferences” to receive courtesy notifications.

Your clients can find more information about the 2024 COLA at www.ssa.gov/cola. Please share this information with your clients.

Protecting Your Clients’ Retirement Money

As we approach the holiday season, we have a great opportunity to educate your clients on how to avoid scams. This is particularly important for those planning their retirement to learn how to protect their hard-earned retirement money against scams and fraud.

We recently shared a guest post from the Securities and Exchange Commission’s (SEC) Office of Investor Education and Advocacy. The article shared the SEC’s top online resources – along with helpful tips and links to help your clients protect themselves against scams and fraud.

Please share our blog post with your clients at blog.ssa.gov/protecting-your-retirement-money.

Social Security is Thankful for the Opportunity to Serve You

Thanksgiving is a time to reflect on our blessings and share memories with loved ones. We are thankful that we can help your clients learn about Social Security programs to assist them with life’s journey.

We are more than a retirement program. Our services help many families across this country. We are there for joyous moments like the birth of a child and issuing their first Social Security card. We are also there during times of hardship and tragedy, to provide disability, spouse, and survivors benefits. And we’re there to help your clients celebrate retirement, too.

We are available to serve your clients online, by phone, and in person in our local offices. Learn more at blog.ssa.gov/celebrating-88-years-of-social-security.

Please share this information with your clients and others you care about who need help.

Prioritizing Mental Health for Our Veterans

Mental health is a critical aspect of overall well-being. Mental health issues can significantly impact a person’s quality of life by making it difficult to work, maintain relationships, and enjoy activities that they love. For our nation’s veterans suffering from post-traumatic stress disorder (PTSD), depression, anxiety, and other conditions, these effects can be even more pronounced.

The Department of Veterans Affairs (VA) reports that approximately 20% of veterans who served in Iraq or Afghanistan experience PTSD or depression. Unfortunately, many veterans don’t seek help due to the perceived stigma surrounding mental health issues. They may worry that they’ll be seen as weak or that their military careers could be negatively affected. This often leads to veterans suffering in silence.

Our benefits and services continue to help our nation’s veterans through tough times. If your clients’ mental health challenges are so severe that they’re unable to work, they may qualify for disability benefits.

Your clients can learn more on our Disability Benefits page at www.ssa.gov/benefits/disability along with our blog at blog.ssa.gov/prioritizing-mental-health-for-our-veterans.

Please share this important information with your clients.

October 2023

Save Your Place in Line with Mobile Check-In Express!

Our Mobile Check-In Express feature makes it easier for your clients to check in if they must visit an office.

To use Mobile Check-In Express, your clients can scan the QR code located at the local Social Security office they’re visiting. This will allow your clients to check in for:

  • Scheduled and non-scheduled appointments.
  • Services—including requesting a replacement Social Security card, a benefit verification letter, proof of income, and more.

For Mobile Check-In Express to work, they must be at the Social Security office and have their mobile location services on. They should also make sure they’re using the latest version of their internet browser. The service is most compatible with Safari, Google Chrome, Microsoft Edge, and Firefox. Your clients will also want to:

  • Ensure they are in the Social Security office when their ticket number is called.
  • Enable their mobile notifications. This will:
    • Allow them to receive their electronic ticket – so they’ll know their place in line.
    • Alert them when we’re ready to help them.
    • Provide them with their interview location information.
    • Invite them to participate in our feedback survey.

We encourage your clients to use Mobile Check-In Express for any office visits.

Please share this information with your clients.

Save The Date: October National Disability Forum

We will host the next virtual National Disability Forum (NDF) on Wednesday, October 18, 2023. The title is “Youth Transitioning to Adulthood and Preparing for an Age-18 Redetermination.” The event will take place using Microsoft Teams from 1:00 p.m. – 3:00 p.m. ET.

For more information about the NDF, we encourage you and your clients to visit our Advocates page at www.ssa.gov/news/advocates.html . You and your clients can email questions to OEA.Net.Post@ssa.gov.

Celebrating 50 Years of the Rehabilitation Act

This year, we celebrate the 50th anniversary of the Rehabilitation Act of 1973. This law prohibits disability-related discrimination in programs that are run by federal agencies or receive federal funding. It also protects federal employees and contractors from discrimination.

Section 503 of the Rehabilitation Act requires that federal contractors and subcontractors take affirmative action to recruit, hire, employ, promote, and retain qualified people with disabilities.

Section 503 and Social Security’s Ticket to Work Program

Section 503 provides job opportunities for qualified people with disabilities. Our Ticket to Work (Ticket) Program can help connect your clients with jobs.

The Ticket Program supports career development for people ages 18 through 64 who receive Social Security disability benefits or Supplemental Security Income (SSI) and want to work. Through this free and voluntary program, participants can work with service providers to receive the supports and services they need to find and maintain employment. This allows them to move toward financial independence through work.

Organizations that provide employment-related services, like State Vocational Rehabilitation (VR) agencies and American Job Centers (AJCs) can help your clients find federal contractors and subcontractors. If they’re eligible for the Ticket Program, an Employment Network (EN) may also help.

Many federal contractors and subcontractors look to State VR agencies, AJCs, and ENs to find qualified candidates with disabilities to fill open positions.

To learn more about the Ticket Program, your clients can visit www.choosework.ssa.gov or call the Ticket to Work Help Line at 1-866-968-7842 or 1-866-833-2967 (TTY), Monday through Friday, 8 a.m. to 8 p.m. ET. They can ask for a list of service providers or find providers on their own using the Ticket Program Find Help Tool found at www.choosework.ssa.gov/findhelp.

Your clients can also learn more by registering for a free, online event at www.choosework.ssa.gov/wise or text TICKET to 474747 to receive Ticket Program texts. Standard messaging rates may apply, and they can opt out at any time.

Please share this information with your clients.

National Savings Day Reminds Us to Plan for the Future

National Savings Day is October 12. The day serves as an important reminder for your clients to plan for their financial future.

Social Security is a vital part of any financial plan. We have online tools to help your clients understand their potential Social Security benefits and how they fit into their financial future.

Your clients should periodically review their Social Security Statement (Statement) using their personal my Social Security account at www.ssa.gov/myaccount. The Statement is an easy-to-read summary of the estimated benefits your clients and their families could receive, including potential retirement, disability, and survivors benefits.

Our Plan for Retirement tool in your clients’ personal my Social Security account allows them to check various benefit estimate scenarios. Your clients can compare the effect different future earnings and retirement benefit start dates have on their future benefit amount.

Please let your clients know they can take steps to improve their financial knowledge by signing in to their personal my Social Security account. If they don’t have an account, they can easily create one at www.ssa.gov/myaccount.

If You or Your Clients Fall Victim to a Scam

If your client is a victim of a scam, they should never feel embarrassed. Anyone can become a victim of fraud. The important thing is to report the scam immediately. Advise your clients to:

  • Stop communications with the scammer.
  • Notify financial institutions and protect their accounts.
  • Contact local law enforcement and file a police report.
  • File a complaint with the FBI Internet Crime Complaint Center (IC3) at www.ic3.gov and on the FTC website at ReportFraud.ftc.gov.
  • Report Social Security-related scams to our Office of the Inspector General at oig.ssa.gov.
  • Retain financial transaction information and records of all communications with the scammer.

Please share this information with your clients so they can help their friends, family, and community.

September 2023

Faxed Applications No Longer Being Accepted

During the COVID-19 pandemic, we temporarily allowed faxed applications to expedite the application process. Since the Public Health Emergency ended on May 11, 2023, please note that we are longer accepting faxed applications as valid.

Applications must meet the following criteria to be considered valid:

  • On a prescribed application form;
  • Signed beneath the penalty clause by a proper applicant;
  • Filed with SSA; and
  • The claimant must be alive when the application is filed unless:
    • Before death, there was a written statement of intent to claim benefits.
    • Before death, a Supplemental Security Income (SSI) oral inquiry was received.
    • Within 3 months after the month of death, a title II disability application is filed.

You may find information on valid applications here.

How SSA.gov Helps You

We’re excited to remind you about two helpful screening tools on SSA.gov! These tools are the Benefits Screener and the Card Replacement Screener. The Benefit Screener helps your clients determine their eligibility for benefits and the Card Replacement Screener helps them request a replacement Social Security card. Let’s go over how your clients can use these tools.

Benefits Screener

You can access the Benefits Screener tool at www.ssa.gov/prepare/check-eligibility-for-benefits to determine which benefits your clients may be eligible for, typically in 10 minutes or less! Whether they’re considering retirement, disability, survivor, or other types of benefits, this tool will guide them in the right direction.

To use the screener, your clients can select the “Start” button and answer a few questions about what’s going on in their life. Your clients will immediately get a response that tells them which benefits they may be eligible for based on their answers.

Card Replacement Screener

Your clients can access the Card Replacement Screener at www.ssa.gov/number-card/replace-card. Requesting a replacement Social Security card is free. In most situations, your clients do not need to present a physical card – just knowing their Social Security number is usually enough. But, if your clients need a physical Social Security card, they can use this screener to determine the best way to replace it.

Depending on their situation, your clients may be able to request a replacement Social Security card without visiting a local office. If your clients can’t complete the process online and have to visit an office, they can save time by starting with the online application.

SSA.gov continues to be a safe and secure way to conduct business with us online. The redesigned website—with its online tools—is the quickest, easiest, and most convenient way to begin.

Please share this information with your clients.

Celebrating 88 Years of Social Security

For 88 years, Social Security has provided income protection to millions of retirees, people with disabilities, dependents, and families that lose a wage earner. This year, we will administer more than $1.3 trillion in benefits and payments to more than 70 million beneficiaries and cover 181 million workers and their families. In addition to paying benefits, we issue millions of Social Security numbers each year, maintain the wage records of workers, and more. The scope of what we do is enormous, and we are proud to serve the American people every day.

To better serve your clients, we have prioritized our online customer experience. Our website, SSA.gov, makes it easier for your clients to find what they need. More than 180 million people visit our website every year. Whether providing service in person or online, our goal is to help people understand what they may qualify for and transition them to an application process.

You and your clients can learn more on our blog at blog.ssa.gov/celebrating-88-years-of-social-security/ Please share this information with your clients.

Social Security Services for the Hispanic Community

Social Security strives to deliver great customer service and helpful information to everyone, including people who are more comfortable reading and speaking Spanish.

Our Spanish-language website, www.segurosocial.gov, provides information about our programs and services. Your clients can learn how to get a Social Security card, plan for retirement, apply for and manage benefits, and much more.

Your clients can also learn more about why Social Security is important to the Hispanic community at www.ssa.gov/espanol/personas/hispanos. We provide many publications in Spanish at www.ssa.gov/espanol/publicaciones on popular topics such as:

  • Medicare.
  • Supplemental Security Income.
  • Retirement, disability, and survivors benefits.

Spanish-speaking customers who need to speak with a representative can call us at 1-800-772-1213 and press 7. Please share these resources with your clients. And follow us on our Spanish-language Facebook and Twitter at www.facebook.com/segurosocial and www.twitter.com/segurosocial.

Minimizing the Risk of Financial Abuse for People Living with Dementia

Financial crime against older Americans is a growing problem. People living with dementia are at an especially high risk of becoming victims. That’s why we’re committed to combatting fraud.

As their memory and other thinking skills decline, people with dementia may struggle to make financial decisions. They may not remember or report the abuse – or understand that someone is taking advantage of them. This abuse can occur anywhere – including at home or in care settings.

Victims of fraud who are 80 years and older lose an average of $39,200 every year. Studies show that financial exploitation is the most common form of elder abuse. However, only a small fraction of these incidents are reported.

Your clients can learn to recognize common signs of financial exploitation and abuse, including:

  • Unopened bills.
  • Unusual or large purchases.
  • Utilities being shut off due to unpaid bills.
  • Money given to telemarketers or soliciting companies.
  • Unexplained withdrawals from the person’s bank account.

There are also many simple things that caregivers can do to reduce the risk of financial abuse for people with dementia and similar conditions, like Alzheimer’s. Your clients can learn more by visiting our blog at blog.ssa.gov/minimizing-the-risk-of-scams-for-people-living-with-dementia.

Please share this information with your clients.

Disability: Part of the Equity Equation

People with disabilities play an important role in a diverse and inclusive workforce. We would like to tell your clients about Amy and her path to financial independence through work.

Meet Amy

Amy has a developmental disability that affects her speech, learning, and social interactions. When she was ready to find a path to financial independence through work, Amy turned to her State Vocational Rehabilitation (VR) agency for help. Amy’s VR counselor told her about Social Security’s Ticket to Work (Ticket) Program.

The Ticket Program supports career development for people with disabilities who want to work. Adults ages 18 through 64 who receive Social Security disability benefits or Supplemental Security Income (SSI) qualify for this free and voluntary program. Through the Ticket Program, service providers offer free employment support services.

Amy had questions about how employment could affect her benefits. Her State VR counselor connected her with Full Circle Employment Solutions. Full Circle is an Employment Network with benefits counselors on staff who explained how working might affect her disability benefits.

Your clients can read the rest of Amy’s story on our blog at blog.ssa.gov/disability-part-of-the-equity-equation. Please share this information with your clients.

August 2023

States are Restarting Medicaid and Children's Health Insurance Program Renewals

For the past three years, people on Medicaid or Children's Health Insurance Program (CHIP) were not required to renew their coverage due to the COVID-19 Public Health Emergency. This exception was referred to as the ‘continuous enrollment condition’.

The continuous enrollment condition ended, so states have resumed eligibility reviews. To avoid a gap in coverage, people who have Medicaid or CHIP need to take action to renew their coverage.

  • Make sure their state has their current mailing address, phone number, email, or other contact information.
  • Check the mail for a letter about their Medicaid or CHIP coverage.
  • If received, complete and return the renewal form to their state right away to help avoid a gap in coverage.
  • Visit Medicaid.gov/renewals for more information or their state Medicaid office for help or to update their contact information.

We ask that you share this information with your clients to help raise awareness about renewing coverage.

Are Your Clients Age 70 or Older and Not Yet Getting Social Security Retirement Benefits?

Retirement is not one-size-fits-all. It can mean different things to different people. Perhaps your clients have not applied for Social Security retirement benefits because they're still working or are delaying applying so they can get the higher benefit. If your clients are age 70 or older, they should apply now for the benefits they’re owed. Your clients’ benefits will not increase if they continue to delay applying for them because they are 70 or older.

Did you know that your clients can receive benefits even if they still work? For more information, they can check out our blog article at Are You Age 70 or Older and Not Yet Getting Your Social Security Retirement Benefits? (ssa.gov).

Please share this information with your clients.

If Your Clients Fall Victim to a Scam

If your client is a victim of a scam, they should never feel embarrassed. Anyone can become a victim of fraud. The important thing is to report the scam immediately. Advise your clients to:

  • Stop communications with the scammer.
  • Notify financial institutions and protect their accounts.
  • Contact local law enforcement and file a police report.
  • File a complaint with the FBI Internet Crime Complaint Center (IC3) at www.ic3.gov and on the FTC website at ReportFraud.ftc.gov.
  • Report Social Security-related scams to our Office of the Inspector General at oig.ssa.gov.
  • Retain financial transaction information and records of all communications with the scammer.

Please share this information with your clients so they can help their friends, family, and community.

Five Benefits You Can Apply for Using SSA.gov

We continue to make it easier for your clients to access our programs and benefits. Our website offers convenient ways to apply for benefits online.

Here are 5 ways your clients can apply for benefits using ssa.gov.

  1. Retirement or Spouse's Benefits – If your client is at least 61 years and 9 months and wants their benefits to start in no more than 4 months, they can apply at www.ssa.gov/retirement.
  2. Disability Benefits – Your clients can use our online application, at www.ssa.gov/benefits/disability/, to apply for disability benefits if they:
    1. Are age 18 or older.
    2. Are not currently receiving benefits on their own Social Security record.
    3. Are unable to work because of a medical condition that is expected to last at least 12 months or result in death.
    4. Have not been denied disability benefits in the last 60 days. If your client’s application was recently denied, our online appeal application is a starting point to request a review of the determination we made. Please visit www.ssa.gov/apply/appeal-decision-we-made.
  3. Supplemental Security Income (SSI) – SSI provides monthly payments to adults and children with a disability or blindness who have income and resources below specific financial limits. SSI payments are also made to people age 65 and older without disabilities who meet the financial qualifications. If your clients meet certain requirements, they may begin the process online by letting us know they would like to apply for SSI at www.ssa.gov/ssi. If your client does not have access to the internet, they can call their local Social Security office to make an appointment to apply.
  4. Medicare – Medicare is a federal health insurance program for people aged 65 or older, some people younger than 65 who have disabilities, and people with end-stage renal disease or Amyotrophic lateral sclerosis (ALS). If your client is not already receiving Social Security benefits, they should apply for Medicare 3 months before turning age 65 at www.ssa.gov/medicare.
  5. Extra Help with Medicare Prescription Drug Costs – Clients who need assistance with the cost of medications can apply for Extra Help at www.ssa.gov/medicare/part-d-extra-help. The Extra Help program helps with the cost of your prescription drugs, like deductibles and copays.

With so many services and helpful information available online, we are here for your clients when it’s convenient for them. Be sure to tell your clients about all they can do with us online at www.ssa.gov.

Representative Payees Help Your Clients Manage Their Benefits

Some people who receive monthly Social Security benefits or Supplemental Security Income (SSI) payments may need help managing their money. When we receive information that indicates your client needs help, we’ll work with them to find the most suitable representative payee to manage their benefits. A representative payee is someone who receives monthly benefit payment on behalf of anyone who can’t manage their benefits and must use the money to pay for their current needs. These include:

  • Food.
  • Clothing.
  • Housing and utilities.
  • Personal care items.
  • Medical and dental expenses.
  • Rehabilitation expenses (if they have a disability).

The representative payee should be someone your client trusts, sees often, and who clearly understands their needs. Social service agencies, nursing homes, or other organizations are also qualified to be a representative payee.

You and your clients can find more information at www.ssa.gov/payee.

Four Questions That Can Help Your Clients Plan for Retirement

Social Security benefits are part of the retirement plan of almost every American worker. If your client is among the many people covered under Social Security, they should know what their future benefit may be. These monthly payments will likely be an important part of their retirement income.

Our retirement page at www.ssa.gov/retirement is a great place for your client to start mapping out a retirement plan. For example, has your client considered:

  • When is the right time to start receiving retirement benefits?
  • What documents they need to provide us for their retirement application?
  • Which factors may affect their retirement benefits?
  • What they need to do after they apply for retirement benefits?

Your client can use their personal my Social Security account at www.ssa.gov/myaccount to get an instant estimate of their future retirement benefits. They can also see the effects of starting retirement benefits at different ages.

Your client may also be wondering about:

  • Benefits for a spouse or children.
  • How work affects their benefits.
  • Medicare.
  • Whether they will have to pay taxes on their benefits.

Your clients can learn more at www.ssa.gov/retirement. Please share this information with your clients to help them prepare for retirement.

July 2023

Celebrate Your Independence with Social Security

Every July, we take pride in celebrating our nation’s independence. For nearly 90 years, our programs have helped provide financial independence to millions of hardworking people. We have useful online tools like the Social Security Statement (Statement) and our benefits estimator tool that help people not yet receiving benefits.

The Statement shows the benefits that your clients may be entitled to, including personalized fact sheets tailored to their age and earnings situation. The benefits estimator tool allows your clients to get estimates based on different ages they may want to begin receiving benefits. These tools can help them plan for financial independence in retirement.

Even if they don’t receive benefits, your clients can get the most out of their online experience with a personal my Social Security account. They can:

  • Get their Statement instantly.
  • Request a replacement Social Security card (in nearly every state and the District of Columbia).
  • Find out if they qualify for benefits.
  • Appeal a decision we made on their claim.

If your clients already receive benefits, they can use their personal my Social Security account to:

  • Request a replacement Social Security card (in nearly every state and the District of Columbia).
  • Get an instant benefit verification letter for Social Security, Medicare, and Supplemental Security Income (SSI).
  • Start or change their direct deposit (Social Security beneficiaries only).
  • Check their information and benefit amount.
  • Change their address (Social Security beneficiaries only).
  • Request a replacement Medicare card.
  • Get a replacement SSA-1099 or SSA-1042S instantly for tax season.
  • Report their wages if they work and receive disability benefits or SSI.

Your clients can create their personal my Social Security account at www.ssa.gov/myaccount.

With so many services and helpful information available online, we are here for your clients when it’s convenient for them. Be sure to tell your clients about all they can do with us online at www.ssa.gov.

5 Ways Social Security Supports the Americans with Disabilities Act

We’re committed to supporting the principles and spirit of the Americans with Disabilities Act (ADA). We provide products and services to help improve the lives of people with disabilities. Here are 5 ways we support the ADA:

  1. Financial and Medical Benefits to People with Disabilities
    Social Security Disability Insurance (SSDI) helps people with disabilities meet their basic needs and sustain a higher quality of life. We pay disability benefits to people who cannot work because they have a medical condition that is expected to last at least one year or result in death. Your clients can learn more at www.ssa.gov/benefits/disability. They can also check out our Faces and Facts of Disability webpage at www.ssa.gov/disabilityfacts which highlights the stories of people with disabilities and receiving benefits.
  2. Cash assistance to People with Disabilities who have Limited Income
    The Supplemental Security Income (SSI) program provides monthly payments to adults and children with a disability or blindness who have income and resources below specific financial limits. We also provide SSI payments to people who are at least 65 years old, without disability, and meet the financial qualifications. Your clients can learn more at www.ssa.gov/ssi.
  3. Support for Children with Developmental and Behavioral Disabilities
    SSI provides financial support to families with children who have developmental and behavioral disabilities. Children under age 18 can get SSI if they meet our definition of disability and live in a household with limited income and resources. Your clients can learn more about SSI eligibility for children and how to apply for SSI at www.ssa.gov/benefits/disability/apply-child.html.
  4. Helping People with Disabilities Progress Toward Financial Independence
    Our Ticket to Work (Ticket) Program supports career development for people ages 18 to 64 who receive disability benefits and want to work. Our Ticket Program is a free and voluntary program with approved service providers who offer support and services to participants. Encourage your clients to check out our Ticket page at www.ssa.gov/work.
  5. Achieving a Better Life Experience (ABLE) Accounts
    We look to build upon the promise of the ADA. That includes equal opportunity and full participation for people living with disabilities. ABLE accounts help bridge the gap by allowing eligible beneficiaries to save and become economically self-sufficient. For SSI determinations, we do not count up to $100,000 in an ABLE account. We invite your clients to learn more about how ABLE accounts can help on our blog at blog.ssa.gov/able-accounts-building-upon-the-promise-of-the-americans-with-disabilities-act.

We’re here to help your clients secure today and tomorrow. Please share this with your clients.

Social Security Launches New Audio Series, SSA Talks, and News Hub

Did you know we have a new audio series, SSA Talks?

You and your clients can learn more about our top priorities by listening at www.ssa.gov/news/audio-series.html.

In our first episode, Acting Commissioner Kilolo Kijakazi and Janet Walker, Associate Commissioner for Operational HR Services, discuss how our current hiring initiative is central to improving customer service.

The 17-minute episode includes a fact sheet and transcript. The fact sheet also provides more information about working at Social Security.

You and your clients can visit our blog to learn more: blog.ssa.gov/social-security-launches-new-audio-series-ssa-talks-and-news-hub. Please share this news with your clients and other interested parties.

Recognizing the Needs of Your Clients on the Autism Spectrum and Their Families

Social Security’s programs touch the lives of nearly every American. We are committed to reducing barriers to ensure people eligible for our benefits receive them. We provide income security for the diverse populations we serve. This includes people with autism spectrum disorder (ASD) and their families.

Many parents and caretakers of children with disabilities lose work hours and income because of their children’s care needs. Supplemental Security Income (SSI) provides monthly financial support to low-income families with children who have developmental and behavioral disabilities. These include ASD – and physical impairments.

Children under age 18 can get SSI if they meet our definition of disability for children and live in a household with limited income and resources. We define a disability as:

  • The child must have a physical or mental condition(s) that very seriously limits the child’s activities.
  • The condition(s) must have lasted, or be expected to last, at least 1 year or result in death.

You can learn more about SSI eligibility for children and how to apply for SSI on our website at www.ssa.gov/benefits/disability/apply-child.html.

We also serve people with ASD who want to enter the workforce. Your clients may have questions about how ASD affects their employment options. They may also see their ASD as a barrier to employment. Employers have started to recognize that many people with ASD can bring a variety of skills and strengths to the workplace. We encourage your clients to learn more about our Ticket to Work program at choosework.ssa.gov.

We recognize the need to support, understand, accept, include, and empower those on the autism spectrum. Please share this information with your clients.

Social Security Administration Expands Outreach and Access for Supplemental Security Income

Social Security has expanded its outreach to people in critical need of financial help who may be eligible for Supplemental Security Income (SSI). SSI provides monthly payments to adults age 65 and older or to other adults – and children – with a disability or blindness who have limited income and financial resources. SSI helps pay for basic needs like rent, food, clothing, and medicine.

We identified underserved communities in rural and urban areas across the country. We focused on areas with the greatest decline in SSI applications since the pandemic. Our outreach efforts targeted areas where the majority of people are living at or below the federal poverty threshold.

Your clients who receive SSI may qualify for other financial help, including SNAP benefits (formerly known as food stamps), Medicaid, and discounted internet service through the Affordable Connectivity Program. Social Security beneficiaries may also be eligible for SSI.

Your clients with limited income and financial resources should visit www.ssa.gov/ssi to learn more about SSI eligibility and request an appointment to apply. People without access to the internet can call our National 800 Number at 1-800-772-1213 to speak with a representative.

We encourage your clients to check our blog at blog.ssa.gov/social-security-administration-expands-outreach-and-access-for-supplemental-security-income to learn more.

Please share this information with your clients to spread the word about SSI.

June 2023

How We Serve Your Clients Who Have Limited English Proficiency

We strive to deliver great customer service and helpful information to everyone. That includes improving access for underserved communities. We aim to reduce language barriers and increase access to Social Security programs, services, and benefits. If you're assisting a client with limited English proficiency (LEP), know that we have the resources available to help them in their preferred language.

What resources are available?

We encourage you to learn about the resources that are available to serve LEP communities. We provide benefit information online in Spanish – including Retirement, Disability, and Supplemental Security Income (SSI) at SeguroSocial.gov.

Our free interpreter services are available, by telephone and in person, in more than 200 languages, to your clients who prefer to conduct business in a language other than English. Access these services by calling our toll-free number at 1-800-772-1213 or by visiting a local office and asking for an interpreter in their preferred language.

If your clients need information about our programs, we offer publications in languages other than English. Please check out our non-English publications and other resources available in more than 12 languages at www.ssa.gov/multilanguage.

These include:

  • A sample Social Security Statement and 10 supplemental fact sheets.
  • Social Security Number for Non-Citizens.
  • Understanding the Benefits.

Our Language Access Plan showcases our commitment to increase access to benefits and services for people who prefer a language other than English. Your clients can review the updated plan at www.ssa.gov/pubs/LAP2022-23.pdf.

Diversity is one of our nation's greatest strengths. We want to ensure an inclusive environment for everyone we serve.

Please share this information with your clients.

This World Elder Abuse Awareness Day, Let’s Make a Pledge to Stay in Touch

Older adults are more vulnerable to social isolation and loneliness. World Elder Abuse Awareness Day reminds us about the importance of staying in touch with older persons.

Elder abuse is the intentional mistreatment or harming of an older person. An older person is defined by the Social Security Act as someone over age 60. This abuse takes many forms – including physical and emotional abuse, neglect, sexual harm, and financial exploitation. More than 1 in 10 older adults experience some form of abuse each year. That number is likely much higher because elder abuse is often underreported – especially in underserved communities.

Abuse victims typically show emotional and behavioral red flags, such as depression, unusual fear or anxiety, or intentional isolation. Many victims are abused by someone they know or trust. It’s important to look for unusual changes in behavior around:

  • Family members.
  • Staff at inpatient facilities.
  • Hired or volunteer caregivers.
  • People in positions of trust like doctors or financial advisors.

You can also help make a difference by checking in with older loved ones. Looking for warning signs of mistreatment is the first step to preventing abuse. Signs of physical abuse include bruises, burns, or other unexplained injuries.

There may also be signs of neglect like:

  • Poor nutrition or hygiene.
  • Lack of necessary medical aids like glasses or medications that a caretaker should be providing.

There may also be indications of financial abuse. These may include:

  • Unpaid rent.
  • Sudden changes to a will.
  • Unusual changes in money management.
  • Large or unexplained financial transactions.
  • Mortgages despite sufficient financial resources.
  • Allowing someone new to access bank accounts.

If you suspect that someone is a victim of elder abuse, don't ignore it! If you or someone you care about is in a life-threating situation, call 911. If you suspect that something isn't right – but nobody seems to be in immediate danger – contact:

You can also find additional local resources by searching the Eldercare Locator for your community.

This World Elder Abuse Awareness Day, take some time to call or visit with an older adult. Ask if they are okay and listen to what they tell you. Pay attention to signs of abuse or unusual behavior. Most of all, don’t be afraid to report instances of suspected abuse. Everyone deserves to be safe, regardless of age, and help is available.

Please share this information with your family and friends – and share it on social media.

Fraudsters Never Go on Vacation

Although your clients may be enjoying the summer sun and fun, they should keep in mind that fraudsters don’t go on vacation. Seniors and younger people are particularly vulnerable to scammers who claim to represent Social Security. To protect themselves and their loved ones, your clients can:

  • Visit our Fraud Prevention and Reporting webpage at www.ssa.gov/fraud to learn about how we fight scammers.
  • Visit our Protect Yourself from Social Security Scams webpage at www.ssa.gov/scam for information on what tactics scammers use and how to report them.
  • Check out the Federal Trade Commission’s page at consumer.ftc.gov/scams for additional scam-related information.
  • Please share these useful resources with your clients.

The Most Popular Baby Names of 2022 are Here

For all the most popular baby names of 2022, and to see where your or your client's name ranks, visit our Baby Names page at www.ssa.gov/oact/babynames.

While online, users can create their personal my Social Security account. my Social Security is a personalized online account that people can use beginning in their working years and continuing into retirement. Nearly 80 million people have signed up at www.ssa.gov/myaccount and benefited from the many secure and convenient self-service options.

Please share this information with your clients.

What Did Your Clients Earn at Their First Job? Social Security Can Tell Them

Have your clients ever wondered how much they earned during the year that they worked their first job? Or any other year they worked? They can find out by reviewing their Social Security earnings record.

The earnings record will show their income for each year worked and their progress toward future Social Security benefits. We keep track of their earnings so we can pay them the benefits they've earned over their lifetime. That's why it's important that they review their Social Security earnings record.

It's their employer's responsibility to provide accurate earnings information to us. However, they should still review their earnings history and inform us of any errors or omissions. We encourage your clients to learn more on our blog.

Please share this information with your clients.

International Widows’ Day

International Widows’ Day is recognized annually on June 23. We understand the financial difficulty that can come with the loss of a spouse. Social Security provides monthly financial support to the surviving spouse. Eligibility depends on a person’s age, disability determination, and if they have the deceased person’s child in their care.

If your client lost a spouse, please encourage them to learn more at www.ssa.gov/benefits/survivors.

May 2023

On the Go? You Can Still Use Social Security Online When Traveling

Social Security is here for your clients to use when they travel, whether they are in the United States or are in another country. Our online services page at www.ssa.gov/onlineservices provides your clients a wide variety of self-service options they can use on the phone, tablet, or computer.

Through our online services, your clients can:

  • Find out if they qualify for benefits.
  • Apply for Social Security retirement, disability, and Medicare benefits.
  • Get their Social Security Statement.
  • Request a replacement Social Security card.
  • Appeal a decision.

Do your clients receive Social Security benefits or Medicare? If so, they can create or log in to their personal my Social Security account to:

  • Get their benefit verification letter.
  • Check their information and benefit amount.
  • Process a change of address and telephone number.
  • Start or change their direct deposit.
  • Request a replacement Medicare card.
  • Get a replacement SSA-1099 or SSA-1042S for tax season.
  • Report their wages if they work and receive disability benefits or SSI.

Encourage your clients to create a personal my Social Security account today at www.ssa.gov/myaccount to take advantage of these easy-to-use features. Also, remind them to share our online services page with family and friends who need this important information.

Social Security Honors Our Military Heroes

On Memorial Day, we honor military service members who have given their lives for our country. Families, friends, and communities pause to remember the many great sacrifices of our military and ensure their legacy lives on in the freedoms we all enjoy. We recognize these heroes who, in President Lincoln’s words, “gave the last full measure of devotion.”

The benefits we provide can help the families of deceased military service members, which may include your clients. For example, surviving spouses and their dependent children may be eligible for Social Security survivors benefits. Your clients can learn more about those benefits at www.ssa.gov/survivors.

We also offer support to our wounded warriors. Social Security benefits protect veterans when an injury prevents them from returning to active duty or performing other work. Wounded military service members can receive expedited processing of their Social Security disability claims. Do you have clients who are veterans with a 100% Permanent & Total compensation rating from the U.S. Department of Veterans Affairs? We will expedite their disability claim. Both the Department of Veteran Affairs and Social Security have disability programs. Your clients may qualify for disability benefits under one program but not the other, or they may qualify for both. Depending on your client’s situation, some of their family members, including dependent children or their spouse, may be eligible to receive Social Security benefits.

Want more information? Visit www.ssa.gov/people/veterans for answers to commonly asked questions or to find information about the application process.

Do you have clients thinking about retirement? Military service members can receive Social Security benefits in addition to their military retirement benefits. For details, visit our webpage, You Can Get Both Military Retirement and Social Security Benefits at www.ssa.gov/planners/retire/veterans.html.

Please share this information with your clients.

Asian American and Pacific Islander (AAPI) Heritage Month

May is Asian American and Pacific Islander (AAPI) Heritage Month. The month of May was selected by Congress to commemorate the arrival of the first Japanese immigrants in the United States on May 7, 1843.

Social Security’s programs serve as financial protection for millions of Americans of every race and background. In honor of this month, we are shining a spotlight on our AAPI page at www.ssa.gov/people/aapi. Please share it with your clients today.

We recognize the cultural and language challenges that some members of the AAPI community face. We provide free interpreter services for AAPIs in their preferred languages. We also supply publications in Chinese, Korean, Tagalog, and Vietnamese. Your clients can find this information at https://www.ssa.gov/site/languages/en.

The Most Popular Baby Names of 2022 are Coming — Get Them Straight from the Source!

Our list of 2022’s most popular baby names is coming soon! We historically release the top list on the Friday before Mother’s Day – this year, that falls on May 12. Visit our Baby Names page at www.ssa.gov/oact/babynames on May 12 to see where your favorite names rank. Social Security is here for you from day one, which makes us the source for the most popular baby names and more!

While you’re on our website to check out the top baby names list, we encourage you and your clients to create a personal my Social Security account at www.ssa.gov/myaccount. Free and secure, my Social Security is a personalized online account that people can use in their working years and later when they’re receiving Social Security benefits.

Save The Date – National Disability Forum

We will host the next virtual National Disability Forum (NDF) on Wednesday, May 17, 2023. The title is “Focusing on Aspects of Childhood Disability and Childhood SSI - Part 2.” The event will take place through Microsoft Teams from 1:00 p.m. – 3:00 p.m. ET.

For more information about the NDF, we encourage you and your clients to visit our What’s New page at www.ssa.gov/thirdparty/groups/whatsnew.html. You and your clients can email questions to OEA.Net.Post@ssa.gov.

Send Your Clients to SSA.gov

Our online services make it easy for your clients to do business with us conveniently and securely. Please direct them to www.ssa.gov/onlineservices.

Your clients will benefit from opening their personal my Social Security account at www.ssa.gov/myaccount. Your clients can:

  • Access their Social Security Statement.
  • Get personalized retirement benefit estimates.
  • Check their benefit application status.
  • Set up or change their direct deposit.
  • Request a replacement Social Security card.

If your client cannot use our online services, please tell them to call our National 800 Number at 1-800-772-1213 (TTY 1-800-325-0778) or their local Social Security office for assistance at www.ssa.gov/locator. If we cannot help them by phone, we can determine if an in-person appointment or other option may be available.

Please share our flyer, How to Get Help from Social Security, with your clients.

April 2023

2023 Trustees Report

On March 31, 2023, the Social Security Board of Trustees released its annual report on the long-term financial status of the Old-Age and Survivors Insurance (OASI) and Disability Insurance (DI) Trust Funds.

The Trustees project the combined trust funds will become depleted in 2034, with 80% of benefits payable at that time. The Trustees project the DI Trust Fund will not become depleted during the 75-year projection period.

In the 2023 Report to Congress, the Trustees also announced:

  • The asset reserves of the combined OASI and DI Trust Funds declined by $22 billion in 2022, to a total of $2.83 trillion.
  • The projected actuarial deficit over the 75-year long-range period is 3.61% of taxable payroll — higher than the 3.42% projected in last year’s report.

The full 2023 Trustees Report is available at www.ssa.gov/OACT/TR.

Updated COVID-19 Guidance on Masking

Effective March 27, 2023, our mask requirements changed. Masks are now only required when the COVID-19 community level where the office is located is high. We will have signs posted at the offices where masks are required. We will provide a mask if needed. If the community level is medium or high, visitors may consider physically distancing from others and avoid crowding.

Our website, www.ssa.gov, is the best way for your clients to get help. If your client cannot use our website, they may call the National 800 Number or their local Social Security office. We can often help by phone and save your client a trip to an office. If your client must visit an office, we recommend that they check the CDC’s COVID-19 Community Level webpage to get the current level.

A Personal my Social Security Account is for Every Stage in your Clients’ Career

Your clients’ personal my Social Security account is there for them at every stage of their career. They don’t have to be retired or even close to retirement to take advantage of it. With an account, your clients can conduct much of their Social Security business online. For example, your clients can request a replacement Social Security card (in most states and the District of Columbia) whether they receive benefits or not.

If your clients are not currently receiving benefits, they can use their personal my Social Security account to:

  • Review their earnings history.
  • Estimate their future benefits to help plan for retirement.
  • Get instant proof that they do not receive benefits.
  • Check the status of their Social Security application if they decide to apply for benefits.

If your clients already receive Social Security benefits, they can use an account to:

  • Change their address.
  • Get instant proof that they receive benefits.
  • Set up or change their direct deposit.
  • Get an instant copy of their Social Security 1099 (SSA-1099) or SSA-1042S.
  • Opt out of receiving certain notices by mail and instead receive them in the secure Message Center.

Please encourage your clients to create their personal my Social Security account at www.ssa.gov/myaccount.

Slam the Scam with Social Security

We continued to raise public awareness about Social Security imposter scams during the fourth annual “Slam the Scam” Day held in March. Social Security scams — where fraudsters pressure victims into making cash or gift card payments to fix alleged Social Security number problems or to avoid arrest – are an ongoing government imposter fraud scheme. For several years, Social Security impersonation scams have been one of the most common government imposter scams reported to the Federal Trade Commission. We’ve made concerted efforts to address this issue, through extensive outreach and investigative initiatives. These efforts have made a significant impact, reducing money reported lost to Social Security scams by 30 percent from 2021 to 2022.

“I am proud of the work we have done to combat Social Security imposter scams and raise public awareness,” said Kilolo Kijakazi, Acting Commissioner of Social Security. “We will continue to use every tool at our disposal to protect the public and their critical benefits. We urge Americans to remain vigilant, do not give out personal information or money, and report any scam attempts.”

Scammers use sophisticated tactics to trick potential victims into disclosing personal and financial information. Typically, they use the five P’s – Pretend, Prize or Problem, Pressure, and Payment. For example, scammers pretend they are from Social Security in phone calls or emails and claim there is a problem with the person’s Social Security number. The scammer’s caller ID may be spoofed to look like a legitimate government number. Scammers may also send fake documents to pressure people into complying with demands for information or money. Other common tactics include citing “badge numbers” and using fraudulent Social Security letterhead to target individuals for payment or personal information.

For more information, your clients can read our press release at www.ssa.gov/news/press/releases/2023/#3-2023-1. They can also check out our Slam the Scam page at www.ssa.gov/scam.

Ready to Retire? Apply Online with Social Security

It’s never too early for your clients to start planning for retirement using our online tools. Encourage your clients to access their personal my Social Security account to get an estimate of their retirement benefits based on their earnings record. Once your clients have an account, they can use our Plan for Retirement tool, to see how their benefits can change at different ages. If your clients don’t have a personal my Social Security account, they can create one at www.ssa.gov/myaccount.

Your clients can also use their personal my Social Security account to see their entire work history to be sure we have all their wages recorded correctly. We base their benefit amount on the earnings reported to us. If your clients find an error with their work history, refer them to this publication www.ssa.gov/pubs/EN-05-10081.pdf, to learn how they can correct their Social Security record.

When your clients are ready to apply for Social Security retirement benefits, they can conveniently complete our online application in as little as 15 minutes at www.ssa.gov/retirement. We will contact your clients if we need any further information. Your clients can check the status of their application through their online account.

Your clients can apply online for Social Security retirement benefits, or benefits as a spouse, if they:

  • Are at least 61 years and nine months old.
  • Are not currently receiving benefits on their own Social Security record.
  • Have not already applied for retirement benefits.
  • Want their benefits to start no later than four months in the future. (We cannot process their application if they apply for benefits more than four months in advance).

Find more information about retirement benefits at www.ssa.gov/retirement.

Save The Date – National Disability Forum

We will host the next virtual National Disability Forum (NDF) on Wednesday, April 19. The title is “Focusing on Aspects of Childhood Disability and Childhood SSI Part I.” You can participate using Microsoft Teams from 1:00 p.m. – 3:00 p.m. ET.

For more information about the NDF, we encourage you and your clients to visit our What’s New page at www.ssa.gov/thirdparty/groups/whatsnew.html. You and your clients can email questions to OEA.Net.Post@ssa.gov.

Help Your Clients Get Started Applying for SSI

If your clients want to apply for Supplemental Security Income (SSI), it’s best to start the process online at www.ssa.gov/ssi. The online process typically takes about five to ten minutes, and no documentation is required to start. We will need the following basic information about your client and, if applicable, the person they are helping:

  • The name, date of birth, Social Security number, mailing address, and phone number of the person interested in applying for SSI. We also offer the option to provide an email address.
  • If helping another person, we need the helper’s name and phone number. We also offer them the option to provide an email address.

Once your client completes this short process, we will schedule an appointment to help your client apply for SSI. We will send a confirmation with the appointment date and time by mail and email (if an email address is provided). In some cases, we may call your client to schedule the appointment.

If your client is unable to begin the process online, they may schedule an appointment by calling 1-800-772-1213 (TTY 1-800-325-0778) from 8:00 a.m. to 7:00 p.m. local time, Monday through Friday. They may also contact their local Social Security office. They can find the phone number for their local office at www.ssa.gov/locator.

Please share this information with your clients.

March 2023

How We Protect Your Clients from Misleading Advertising and Communications

We work with our Office of the Inspector General (OIG) to protect your clients from scams that use Social Security as bait. Section 1140 of the Social Security Act allows OIG to impose severe penalties against anyone who engages in misleading Social Security-related advertising or imposter communications. Your clients can review Section 1140 at www.ssa.gov/OP_Home/ssact/title11/1140.htm.

For example, the OIG may impose a penalty against anyone who:

  • Mails misleading solicitations that appear to be from or otherwise authorized by Social Security.
  • Operates an imposter internet website or social media account designed to look as though it belongs to or is authorized by Social Security.
  • Sends emails or text messages or makes telephone calls claiming to be from Social Security.
  • Sells Social Security forms, applications, and publications without our written approval. All of these are available for free.
  • Charges a fee for a service that we provide free of charge without providing a clearly visible notice that Social Security provides the service for free.

If your clients receive a misleading or suspicious Social Security-related advertisement or imposter communication, please let us know immediately. Your clients should try to capture as much information about the communication as they can. Here’s what your clients can do:

  • For suspicious websites or social media accounts, they can take a screenshot of the page. Have them note the website address or social media link – and how they came across it.
  • For emails and text messages, they can capture the entire message and any message links.
  • For U.S. mail solicitations, they can retain the complete communication, including the outside envelope and all inserts.
  • For telephone solicitations, they can note the caller identification phone number and any company name or call back number that the caller or recorded message provides.

Your clients can help us stop misleading advertising and communications. We encourage them to report potential scams at oig.ssa.gov. Your clients can also call OIG’s fraud hotline at 1-800-269-0271 or send an email to OIG.1140@ssa.gov.

This information will help OIG locate the source of the suspicious solicitation or communication. Your clients can also check out our publication, What You Need to Know About Misleading Advertising, at www.ssa.gov/pubs/EN-05-10005.pdf.

Please share this information with your clients.

Your Clients Can Plan for Their Future During Financial Literacy Month

Financial Literacy Month is focused on educating people about the importance of planning for a secure financial future. Every April, we like to remind the public that Social Security is a vital part of any financial plan. We have online tools to help your clients understand their potential Social Security benefits and how they fit into their financial future.

Your clients should periodically review their Social Security Statement (Statement) using their personal my Social Security account at www.ssa.gov/myaccount. Your clients’ Statement is an easy-to-read summary of the estimated benefits they could receive, including potential retirement, disability, and survivors benefits.

Our Plan for Retirement tool in your clients’ personal my Social Security account allows them to compare various benefit estimate scenarios. Your clients can compare the effect different future earnings and retirement benefit start dates have on their future benefit amount.

Please let your clients know they can take steps to improve their financial knowledge by exploring their personal my Social Security account. If they don’t have an account, they can easily create one at www.ssa.gov/myaccount.

Your Clients Can Stay Informed with Social Security’s Top Five Social Media Pages

We strive to provide the public with accurate and helpful information. In addition to information we provide on our website at www.ssa.gov, we also engage regularly on social media. We invite your clients to read our posts and share items of interest with their family and friends. Your clients can:

  1. Subscribe to our blog at blog.ssa.gov. There, we post articles about programs, policy, current topics, and new online services.
  2. Follow us on Facebook at www.facebook.com/socialsecurity. They can also share the posts with family and friends.
  3. View and easily share our informative videos on YouTube at www.youtube.com/SocialSecurity. Our videos cover online services, applying for retirement and disability benefits, Social Security-related scams, and much more. We also offer some of our videos in Spanish.
  4. Join our many Twitter followers at www.twitter.com/socialsecurity. There, we announce new my Social Security features and other service or program changes.
  5. Check out our Instagram page at www.instagram.com/SocialSecurity. We share stories and resources that can help your clients and their loved ones.

Your clients can check out all our social media channels at www.ssa.gov/socialmedia.

Please share this information with your clients.

Recognition for Best Use of “Clear and Concise” Language

As a reader of this newsletter, you know that we strive to use plain language that is clear, easy to understand, and useful—even when some of the information we’re providing can be complicated.

Did you know that Social Security got the highest scores in government for the use of plain language?

The Center evaluated 21 Executive Branch agencies, including all 15 cabinet-level departments, and graded each between an A+ and F- for writing quality and organizational compliance.

Social Security received an A+ for organizational compliance and an A for writing quality. This is an improvement over last year’s high scores of A+ and B.

“An excellent model to follow is the Social Security Administration’s ‘Contact Us’ page, the only one to earn an A+,” the Center said in its key findings, “The web page is clear in its intended purpose to provide information readers seek,” the Center said. The page has clear and concise language and the reader is addressed directly,” it noted.

The Center also cited “excellent use of links, colors, fonts, sizing, bolding, bullets, and imagery to highlight important information.”

In addition, the Center recognized our Freedom of Information Act (FOIA) Request page as an excellent model for other agencies. The 2022 Plain Language Report Card was released on January 10, 2023 at www.centerforplainlanguage.org/2022-federal-plain-language-report-card.

To learn more about Social Security’s plain language efforts, please visit our Plain Writing page at www.ssa.gov/agency/plain-language.

Social Security Celebrates Women’s History Month

March is Women’s History Month. It is an opportunity to recognize and celebrate the achievements of women. Social Security provides vital benefits and financial protection for women.

Nearly 55% of the people receiving Social Security benefits are women. Today, more women work, pay Social Security taxes, and earn credit toward monthly retirement income than at any other time in our nation’s history.

Women also have longer average life expectancies than men and tend to live more years in retirement. This means women have a greater chance of exhausting other sources of income. It’s important for women to plan early and wisely for retirement.

Our online booklet, Social Security: What Every Woman Should Know found at www.ssa.gov/pubs/EN-05-10127.pdf, provides detailed information about how life events can affect a woman’s Social Security retirement benefits. These events may include marriage, death of a spouse, divorce, self-employment, and other life or career changes.

Your clients’ earnings history will determine future benefits, so we encourage them to verify that the information in their record is correct. Your clients can create a personal my Social Security account at www.ssa.gov/myaccount to review their full earnings history. They can also view their Social Security Statement using their personal my Social Security account, to get estimates of future benefits and other important planning information.

If your clients find an error in their earnings record, it is important to have it corrected so they receive the benefits they earned when they retire. Our publication, How to Correct Your Social Security Earnings Record at www.ssa.gov/pubs/EN-05-10081.pdf, provides details on how to make a correction.

We encourage your clients to learn about how Social Security benefits women at www.ssa.gov/people/women. Please share this information with your clients.

February 2023

Help Someone You Love Apply for Social Security and More

Social Security helps people in all stages of life. We provide easy and convenient ways to learn about and apply for benefits. Using our online services, your clients can assist friends and family members to:

  1. Apply for Supplemental Security Income (SSI). Check if the person they’re helping qualifies for SSI or apply at www.ssa.gov/ssi.
  2. Apply for Social Security Disability Insurance benefits. When the unexpected happens and a loved one can no longer work due to a serious medical condition, our disability benefits can be a lifeline. Find out more at www.ssa.gov/benefits/disability.
  3. Create a personal my Social Security account. If your clients’ loved one is planning for retirement or interested in estimating their future benefits, they can create a free and secure my Social Security account at www.ssa.gov/myaccount and view their Social Security Statement.
  4. Check the status of a pending application for benefits. Quickly and easily check the status of an application with a personal my Social Security account. If your clients – or their loved ones – don’t have an account, they can create one at www.ssa.gov/myaccount.
  5. Appeal a decision for benefits. If your client or someone they know was denied Social Security benefits or SSI, they can request an appeal. We provide information on how to appeal decisions for both medical and non-medical reasons at www.ssa.gov/benefits/disability/appeal.html.

To discover more ways your clients can assist others, please visit www.ssa.gov/thirdparty.

Becoming More Financially Confident

Encourage your clients to commit to saving successfully during America Saves Week! This year’s theme is A Financially Confident You. Your clients can increase their financial confidence by building healthy saving habits and taking advantage of resources available to support their financial stability.

America Saves Week runs from February 27 through March 3. It’s a great opportunity for your clients to learn about good financial habits and assess their own saving status. It’s also a perfect time for them to create a plan, start saving, and begin their journey toward financial stability.

Planning and saving are key to a successful retirement. The earlier your clients start saving for retirement, the better off they will be in the future. People who have a plan are twice as likely to save effectively. We encourage your clients to pledge to save for America Saves Week at www.americasavesweek.org. Your clients can visit www.ssa.gov/retirement for useful information to help them plan for retirement.

It’s never too early to begin saving. Our webpage, www.ssa.gov/people/earlycareer, has resources that can help young workers secure their today and tomorrow. Please share our infographic, Anytime is the Right Time to Save for Your Future, that provides helpful information for your clients about saving at www.ssa.gov/benefits/assets/materials/retirement/EN-05-10549.pdf.

The sooner your clients start saving, the more their money can grow.

Social Security Launches Redesigned Website at SSA.gov

Do your clients know about the redesigned SSA.gov? In December 2022, we updated our homepage with a new design to help your clients find what they need easily.

SSA.gov is visited by over 180 million people per year and it is one of our most important tools for providing efficient and equitable access to service,” said Kilolo Kijakazi, Acting Commissioner of the Social Security Administration, at the launch. “Whether providing service in person or online, our goal is to help people understand what they may qualify for and seamlessly transition them to an application process,” she said.

Now, with improved self-service accessibility to online services, you might not have to call or visit an office to get what you need. This helps our staff focus on serving customers who need in-person assistance.

The redesign is intended to provide a clear path to the tasks your clients need to accomplish. Many of the most visited sections of SSA.gov are now live with a more user-friendly and task-based approach. New pages and improvements based on public feedback will continue to be unveiled in the coming months, as part of our ongoing efforts to improve how the public can do business with us.

When you visit SSA.gov, you can use interactive tools to access a variety of services. To learn more, encourage your clients to visit our blog at https://blog.ssa.gov/social-security-launches-redesigned-website-at-ssa-gov.

Stay Healthy and Independent with Senior Nutrition Programs

Are your clients eligible for Social Security retirement benefits or already receiving them? Did you know that your clients can also receive healthy meals and other nutrition services through the National Senior Nutrition Program? Local meal programs in communities across the country are waiting to serve them.

As we age, we have different needs, different ways we take care of our health, and different nutrients we need to get from our food. But we don’t always have enough healthy food or the desire to prepare or eat a meal. Whether your clients need more food, healthier food, someone to share a meal with, or just want to learn about good eating habits, a meal program can help.

Every day, senior nutrition programs serve almost one million meals to people age 60 and older. With home-delivered and group meal options, your clients can get the food they need in a way that works best for them. It can help your clients avoid missed meals – and save them time and money with less shopping and cooking.

To learn more about these local senior nutrition programs, your clients can visit our blog at https://blog.ssa.gov/stay-healthy-and-independent-with-the-senior-nutrition-program.

Getting Two SSI Payments in One Month

For most months in the year, Supplemental Security Income (SSI) recipients get their SSI payment on the first day of the month. But when the first day of the month falls on the weekend or a federal holiday, your clients receive their SSI payment on the last business day before the first day of the month. That means your clients may get two SSI payments in the same month.

We do this to avoid putting your clients at a financial disadvantage and make sure that they don’t have to wait beyond the first of the month to get their payment. It does not mean that your clients are receiving a duplicate payment in the previous month, so they do not need to contact us to report the second payment.

Here’s how this will work in April 2023. April 1, 2023, falls on a Saturday, so we will issue your clients’ SSI payment for the month of April on March 31, 2023. In this example, your clients get two SSI payments in March.

The first March payment, on March 1, is their regularly scheduled payment for March. The second March payment, on March 31, 2023, is their SSI payment for the month of April.

Your clients can also check out our Schedule of Social Security Benefit Payments for the current and upcoming calendar year at www.ssa.gov/pubs/calendar.htm.

Securing today and tomorrow starts with being informed. Please share this information with your clients.

January 2023

This New Year, Learn About Social Security Online

Social Security programs touch the lives of millions of people. We work hard to ensure you and your clients have access to critical benefits and services. Consider the start of the new year as an opportunity for your clients to engage with us online. This begins with creating a free and secure my Social Security account at www.ssa.gov/myaccount. Once your clients create an account, they can:

  • Apply for retirement, spouses, or disability benefits.
  • Apply for Medicare.
  • Check their application status.
  • Request a replacement Social Security card.

If your clients do not receive Social Security benefits, they can also use their personal my Social Security account to:

  • Get personalized retirement benefit estimates.
  • Get their Social Security Statement.
  • Get estimates for spouses benefits.
  • Get instant proof that they do not receive benefits.

If your clients receive benefits, they can use their personal my Social Security account to:

  • Change their address (Social Security benefits only).
  • Set up or change their direct deposit information (Social Security benefits only).
  • Instantly get proof of benefits.
  • Print their SSA-1099.

Each my Social Security account has a secure Message Center. Account holders can choose to receive annual cost-of-living adjustments and other secure communications online. Unless they opt-out of receiving these notices by mail, they will receive both mailed and online notices.

A personal my Social Security account offers easy access to features that save time when doing business with us online. Check out our available resources at www.ssa.gov/onlineservices.

Please share this information with your clients.

General Enrollment Period for Medicare Part B

If your clients did not apply for Medicare Part B (medical insurance) within three months before or after turning age 65, they have another chance each year during the General Enrollment Period. This period runs from January 1 to March 31 every year. Coverage begins the first day of the month after they sign up.

If your clients don’t enroll in Part B when they’re first eligible for it, they may have to pay a late enrollment penalty while they have Part B coverage. A 10% monthly premium increase will be applied for each 12-month period they were eligible for Part B but did not sign up for it.

Encourage your clients to visit our Medicare Benefits page at www.ssa.gov/benefits/medicare to learn more about Medicare. They may also read our publication at www.ssa.gov/pubs/EN-05-10043.pdf.

Please share this information with your clients.

Social Security’s Top 10 Webpages for 2023

There’s no better place for your clients to learn about Social Security programs and do business with us than on our redesigned website at SSA.gov. Visitors to SSA.gov will experience a new design to help them find what they need more easily.

Here are our top 10 webpages:

  1. my Social Security — Your clients can open a personal my Social Security account to verify their earnings, view their Social Security Statement, get benefits estimates, and more, at www.ssa.gov/myaccount.
  2. Social Security blog — Our hub for Social Security news and updates is our blog at blog.ssa.gov. Your clients can use social media to easily share these informative articles with others.
  3. Frequently Asked Questions — Do your clients need answers to their Social Security-related questions? Our Frequently Asked Questions webpage is another valuable source of information at www.ssa.gov/faq.
  4. Retirement Application — Your clients can complete and submit our online application for retirement benefits in as few as 15 minutes at www.ssa.gov/retirement.
  5. Disability Application — Your clients can conveniently apply online for disability benefits at www.ssa.gov/benefits/disability.
  6. Publications — Encourage your clients to visit our online publication library for information on key subjects at www.ssa.gov/pubs (includes audio versions of publications).
  7. Medicare — Your clients can sign up for Medicare at www.ssa.gov/medicare/sign-up.
  8. Online Services — Your clients can take care of most business with us by visiting our online services page at www.ssa.gov/onlineservices.
  9. Forms — Your clients can find and fill out all our forms easily at www.ssa.gov/forms.
  10. Fraud and Scam Prevention and Reporting — It’s important for your clients to learn how to recognize Social Security fraud and scams – and how to report them – at www.ssa.gov/fraud.

Remember, if your clients need information or want to do business with us, the first place to go is our website. Please share these top resources with your clients.

Are Americans Educated on Retirement Savings?

Financial education helps people learn about savings, credit, and loans. It also helps prepare people for life changes and weather the unexpected. Financial knowledge is essential when planning for retirement.

So, how prepared are adults in the United States for retirement? The National Endowment for Financial Education (NEFE) conducts polls on key issues, like retirement savings, that affect a person’s financial past, present, and future.

Lifetime financial education can be a helpful tool in preparing for retirement. This includes understanding Social Security retirement benefits and making the most of retirement income.

Find out what NEFE learned about financial education – and how Social Security retirement benefits play a part – on our blog. Please share this information with your clients.

Social Security’s Top 5 Data Privacy Resources

It is important that your clients stay safe online. When we receive their personal information, we are committed to protecting their privacy. Please share these data privacy resources with your clients:

  1. A great online resource is www.ssa.gov/myaccount. Your clients can visit the page to open a secure my Social Security account, keep track of their earnings records, and identify any suspicious activity.
  2. Our Privacy Program page at www.ssa.gov/privacy is a central resource to learn about Social Security’s Privacy Compliance Program, submit a Privacy Act request, and review our privacy policies and reports.
  3. In our blog post, 10 Ways to Protect Your Personal Information, we cover steps your clients can take to protect their data. Your clients can check out this blog at blog.ssa.gov/10-ways-to-protect-your-personal-information.
  4. Our fact sheet, How You Can Help Us Protect Your Social Security Number and Keep Your Information Safe, provides details on how your clients can safeguard their private information. Your clients can access this fact sheet at www.ssa.gov/pubs/EN-05-10220.pdf.
  5. Our Guard Your Card infographic at www.ssa.gov/ssnumber/assets/EN-05-10553.pdf helps your clients and their loved ones understand when they need to show their physical Social Security card – and when they do not.

We encourage your clients to partner with us to protect their vital information.

December 2022

Visit Social Security Online This Holiday Season

At Social Security, we understand that the holiday season may give some of us a break from daily routines and the time to rest and relax. We want your clients to know that our online services are available to help them do business with us in an easy, convenient, and secure way. This season, encourage your clients to sign up for a personal my Social Security account.

A free and secure my Social Security account is your clients’ online gateway to our services. Creating an account allows your clients to check their Social Security Statement, get proof of benefits or proof that they do not receive benefits, verify their reported earnings, estimate their future benefits, and much more!

We are committed to protecting your clients’ personal information and benefits. That’s why we work with credential partners to securely verify their identity to create their personal my Social Security account. We do this to protect their information while making our online services easy to use.

When your clients create their personal my Social Security account, keep in mind:

  • They must be 18 years of age or older, have a Social Security number (SSN), and a U.S. mailing address.
  • They will be redirected to the partner’s website when they select “Sign In with Login.gov” or “Sign in with ID.me.”
  • They must provide a valid email address and some additional information.
  • Once they create the credential, they will return to the my Social Security webpage for next steps.

Please have your clients visit www.ssa.gov/myaccount to see all they can do with a personal my Social Security account. We wish you and your clients a safe and happy holiday season.

Please share this information along to your clients.

Social Security Administration Establishing National Native American Office

Acting Commissioner Kilolo Kijakazi recently announced that we established an Office of Native American Partnerships within the Office of the Commissioner.

This office will elevate and centralize efforts to administer comprehensive programs and policies related to American Indians and Alaska Natives. It will enhance our relationship with Tribes and serve as the primary point of contact on Tribal affairs for all stakeholders.

Find more information on the new Office of Native American Partnerships on our blog. Please share this information with your clients.

The Ticket to Work Program

Every day, people with disabilities play an important role in a diverse and inclusive workforce. We would like to tell you and your clients about our Ticket to Work Program (Ticket).

The Ticket Program supports career development for people with disabilities who want to work. Adults ages 18 through 64 – who receive Social Security disability benefits or Supplemental Security Income (SSI) – qualify for this free and voluntary program. Through the Ticket Program, service providers offer free employment support services.

To learn more about the Ticket Program, ask your clients to visit choosework.ssa.gov where they can see a list of service providers. Or your clients can call the Ticket to Work Help Line at 1-866-968-7842 or 1-866-833-2967 (TTY), Monday through Friday, 8 a.m. to 8 p.m. ET, and ask for a list of service providers.

Your clients can also learn more by registering for a free, online Work Incentives Seminar Event (WISE) webinar at choosework.ssa.gov/wise. Or they can text TICKET to 474747 to receive Ticket Program texts. Standard messaging rates may apply, and your clients can opt out at any time.

Your clients can see how the Ticket Program helped Amy on her path to financial independence through work on our blog at https://blog.ssa.gov/disability-part-of-the-equity-equation.

Please share this information about our Ticket Program and Amy’s story with your clients.

New: Self-Attestation of Sex Marker in Social Security Records

We now offer people the choice to self-select their sex on their Social Security number (SSN) record.

People who update their sex marker in our records will need to apply for a replacement SSN card. They will still need to show a current document to prove their identity, but they will no longer need to provide medical or legal documentation of their sex designation.

Please let your clients know they can find more information on our blog.

Social Security Cards Are Safer at Home

Scams to steal your clients’ personal information are at an all-time high. The need to safeguard important personal documents such as their Social Security card continues to be very important.

A Social Security card is not an identification document. In many situations, your clients only need to know their Social Security number (SSN). Please advise your clients that their physical card is not necessary for most business needs.

Do your clients need evidence for work? There are several documents they can use instead of their card. Other acceptable evidence includes the following:

  • Birth Certificate.
  • Permanent Resident Card or Alien Registration Receipt.
  • Employment Authorization Document.
  • Form I-94 or Form I-94A.

Your clients do not need to show their physical card to apply for certain benefits. Your clients can simply provide their SSN for benefits like:

  • Housing.
  • Health insurance.
  • Food assistance.

Your clients should also know their physical card is not required as evidence for the Department of Motor Vehicles or Driver License (REAL ID). The only state that requires a physical card is Pennsylvania. For all other states, other acceptable evidence includes:

  • W-2 forms.
  • Form SSA-1099.
  • Non-SSA-1099 forms.
  • Pay stubs.

Keeping their card at home reduces the risk of loss or theft – and helps your clients keep their information safe.

Holiday Closings of Local Social Security Offices

We want you to know that our offices and phone lines will be closed to the public on December 26 and January 2. However, your clients can still access and use our automated telephone services or our online services every day during the holiday season.

Please visit www.ssa.gov/onlineservices for a list of our secure and convenient online services. Our Contact Social Security by Phone lists automated telephone services available to your clients.

November 2022

Social Security Benefit Payment Increase in 2023

Approximately 70 million Americans will see an 8.7% increase in their Social Security benefit payments and Supplemental Security Income (SSI) payments in 2023. On average, Social Security benefit payment will increase by more than $140 per month starting in January.

Federal benefit rates increase when the cost-of-living rises, as measured by the Department of Labor’s Consumer Price Index (CPI-W). The CPI-W rises when inflation increases, leading to a higher cost-of-living. This change means prices for goods and services, on average, are higher. The cost-of-living adjustment (COLA) helps to offset these costs.

We will mail COLA notices throughout the month of December to retirement, survivors, and disability beneficiaries, SSI recipients, and representative payees. But if your clients want to know their new benefit payment amount sooner, they can securely obtain their Social Security COLA notice online using the Message Center in their personal my Social Security account. Your clients can access this information in early December, prior to receiving the mailed notice. Benefit amounts will not be available before December. Since your clients will receive the COLA notice online or in the mail, they don’t need to contact us to get their new benefit amount.

Your clients who already have a personal my Social Security account can opt out of receiving a mailed COLA notice and other paper notices that are available online. They can also choose to receive a text or email alert when there is a new message by simply updating Preferences in the Message Center at www.ssa.gov/myaccount. For those who don’t have an account yet, they must create one by November 15, 2022, to receive the 2023 COLA notice online.

“Medicare premiums are going down and Social Security benefits are going up in 2023, which will give seniors more peace of mind and breathing room. This year’s substantial Social Security cost-of-living adjustment is the first time in over a decade that Medicare premiums are not rising and shows that we can provide more support to older Americans who count on the benefits they have earned,” Acting Commissioner Kilolo Kijakazi said.

January 2023 marks when other changes will happen based on the increase in the national average wage index. For example, the maximum amount of earnings subject to Social Security payroll tax in 2023 will be higher. The retirement earnings test exempt amount will also change in 2023. Your clients can read our COLA fact sheet at www.ssa.gov/news/press/factsheets/colafacts2023.pdf.

Please encourage your clients to be among the first to know. They can sign up for or log in to their personal my Social Security account today at www.ssa.gov/myaccount. Your clients can find more information about the 2023 COLA at www.ssa.gov/cola.

Attorney Fee Cap Increase

Acting Commissioner Kilolo Kijakazi recently announced a change to the Attorney Fee Cap—the first in 13 years. The maximum dollar amount limit for fee agreements approved under the Social Security Act will increase from $6,000 to $7,200.

Effective November 30, 2022, we may approve fee agreements up to the new dollar limit, provided that the agreements otherwise meet the statutory requirements.

Please tell your clients that if a fee agreement is not filed, their representative can submit a fee petition after completing work on their claim(s). We’ll review the value of the representative’s services—and let your client know the fee the representative is authorized to charge and collect.

Find more information in our publication, Your Right to Representation, at www.ssa.gov/pubs/EN-05-10075.pdf.

SSI: 50 Years of Financial Security

We’re celebrating 50 years of the Supplemental Security Income (SSI) program.

President Nixon signed the SSI program into law on October 30, 1972. Two years later, in January 1974, the agency began paying SSI benefits to people who meet the eligibility requirements. SSI recipients have limited income and resources, and this monthly payment helps meet basic needs for food, clothing, and shelter.

Fifty years later, SSI remains a lifeline program for millions of people and households. SSI helps children and adults under age 65 who have a disability or are blind and who have income and resources below specific financial limits. People age 65 and older without disabilities–who meet the financial qualifications–may also receive SSI payments.

If you know someone who wants to apply for SSI, it’s best to start the process online. The online process takes about five to ten minutes, and no documentation is required to start. We will need the following basic information about the person applying or the person helping someone to apply:

  • The name, date of birth, Social Security number, mailing address, phone number, and email address (optional) of the person who is interested in applying for SSI.
  • If helping another person, we need the name, phone number, and email address (optional) of the person helping.

Once you or your client provide this information and answer a few questions, we will schedule an appointment to help them apply for benefits. We will send a confirmation with the appointment date and time by mail and email (if provided). In some cases, we may call to schedule the appointment.

If you or your client are unable to begin the process online, your client may schedule an appointment by calling 1-800-772-1213 (TTY 1-800-325-0778) from 8:00 a.m. to 7:00 p.m. local time, Monday through Friday. Your client may also contact their local Social Security office. You and your clients can find the phone number for their local office on our website.

Please share this important information with your clients who need it.

my Social Security: It’s Not Just for Retirees

Your clients don’t have to be retired or even close to retirement to benefit from a personal my Social Security account. Calling or visiting a local Social Security office is rarely necessary once they have one. Your clients can do much of their business with us online.

With a personal my Social Security account, clients who do not receive benefits can:

  • Request a replacement Social Security card (in most states and the District of Columbia).
  • Estimate their future benefits to compare different dates or ages to begin receiving benefits.
  • Check the status of their Social Security application when they do decide to apply.
  • Get proof they do not receive Social Security or Supplemental Security Income benefits.
  • Review their work history.

If your clients already receive benefits, they can:

  • Request a replacement Social Security card (in most states and the District of Columbia).
  • Get a benefit verification or proof of income letter.
  • Set up or change their direct deposit (for Social Security beneficiaries only).
  • Change their address (for Social Security beneficiaries only).
  • Request a replacement Medicare card.
  • Get a Social Security 1099 form (SSA-1099).
  • Opt out of receiving certain notices by mail and receive them in the secure Message Center.

Please help us spread the word. Let your clients know that they can create a personal my Social Security account today at www.ssa.gov/myaccount.

Social Security is Thankful for the Opportunity to Serve You

Thanksgiving is a time to reflect on our blessings and share memories with loved ones. We are thankful that we can help your clients learn about and access Social Security programs to assist them with life’s journey. Our services, benefits, tools, and information can help.

We are more than a retirement program. Our services help many families across this country. We are there for joyous moments like the birth of a child and issuing their first Social Security card. We are also there during times of hardship and tragedy, to provide disability, spouses, and survivors benefits. And we’re there to help your clients celebrate retirement, too.

We are available to serve your clients online, by phone, and in person in our local offices. Learn more at https://blog.ssa.gov/we-remain-committed-to-serving-you/.

Please share this information with your clients and others you care about who need help.

Veteran and Active Military Members: Social Security is Here for You!

Social Security provides resources and benefits that support veterans and active military members. Our Wounded Warriors webpage at www.ssa.gov/woundedwarriors answers many commonly asked questions about Social Security and disability benefits.

You and your clients can learn how Social Security Disability Insurance (SSDI) benefits are different from Department of Veterans Affairs benefits, which require a separate application. This information is available at www.ssa.gov/pubs/EN-64-125.pdf. We also explain how we expedite the processing of SSDI claims for people who developed a disability while on active military service on or after October 1, 2001. We quickly process these claims regardless of where the disability occurs.

Active-duty military service members may continue to receive pay while in a hospital or on medical leave. They should consider applying for SSDI benefits if they’re unable to work due to a disabling condition. Active-duty status and receipt of military pay don’t necessarily prevent payment of SSDI.

We honor veterans and active-duty military members every day by giving them the respect they deserve. Please let our heroes know they can count on Social Security when they need us most. They’ve earned these benefits! Our webpages are easy to share on social media and by email. We encourage you to check out our updated Information for Military and Veterans page at www.ssa.gov/people/veterans/index.html.

Please pass this information along to someone who may need it.

October 2022

SSA is Dedicated to Helping the People We Serve

There are few, if any, federal agencies that positively impact the lives of people in the way the Social Security Administration (SSA) does. Millions count on SSA—retirees who worked hard their whole lives, people who are no longer able to work due to disability, and many more. Our programs touch the lives of almost every person in the nation. And our employees work diligently to ensure that the people we serve receive critical benefits and other services. It is my honor and privilege to lead them in their efforts.

We are nearing the end of the fiscal year. While this past year has not been without its challenges, I am proud to say that our accomplishments have far exceeded anyone’s expectations.

Read the full statement from Acting Commissioner Kijakazi at https://blog.ssa.gov/ssa-is-dedicated-to-helping-the-people-we-serve/.

New Start Dates for Medicare Part B Coverage Coming in 2023

Let your clients know that changes are coming next year for when Medicare Part B coverage starts.

What is not changing:

If your client is eligible at age 65, their Initial Enrollment Period (IEP) will still:

  • Begin three months before their 65th birthday.
  • Include the month of their 65th birthday.
  • End three months after their 65th birthday.

If your client is automatically enrolled in Medicare Part B, or if they sign up during the first three months of their IEP, their coverage will start the month they’re first eligible. If your client signs up the month that they turn 65, their coverage will start the first day of the following month. This won’t change with the new rule.

What is changing:

Starting January 1, 2023, your client’s Medicare Part B coverage starts the first day of the month after they sign up, if they sign up during the last three months of their IEP.

Before this change, if your client signed up during the last three months of their IEP, their Medicare Part B coverage started two to three months after they enrolled.

If your client doesn’t sign up for Medicare Part B during their IEP, they have another chance every year during the General Enrollment Period (GEP). The GEP lasts from January 1 through March 31. Starting January 1, 2023, their coverage starts the first day of the month after they sign up.

Your clients can learn more about these updates on our Medicare webpage at www.ssa.gov/medicare and our Medicare publication at www.ssa.gov/pubs/EN-05-10043.pdf. Please share this important information with your clients.

Save the Date! Upcoming National Disability Forum on October 19, 2022

We will host the next virtual National Disability Forum (NDF) on Wednesday, October 19. The title is “Homelessness: Working with Stakeholders to Improve Access to SSA Benefits and Services Part II.” The event will take place via Microsoft Teams from 1:00 p.m. – 3:00 p.m. ET.

For more information about the NDF, we encourage you and your clients to visit our What’s New page at www.ssa.gov/thirdparty/groups/whatsnew.html. You and your clients can email questions to OEA.Net.Post@ssa.gov.

National Savings Day Reminds Us to Plan for the Future

National Savings Day is October 12. The day serves as an important reminder for your clients to plan for their financial future.

Social Security is a vital part of any financial plan. We have online tools to help your clients understand their potential Social Security benefits and how they fit into their financial future.

Your clients should periodically review their Social Security Statement (Statement) using their personal my Social Security account at www.ssa.gov/myaccount. The Statement is an easy-to-read summary of the estimated benefits your clients and their families could receive, including potential retirement, disability, and survivors benefits.

Our Plan for Retirement tool in your clients’ personal my Social Security account allows them to check various benefit estimate scenarios. Your clients can compare the effect different future earnings and retirement benefit start dates have on their future benefit amount.

Please let your clients know they can take steps to improve their financial knowledge by signing in to their personal my Social Security account. If they don’t have an account, they can easily create one at www.ssa.gov/myaccount.

How Your Clients Can Protect Loved Ones from Elder Abuse

Are your clients concerned about protecting their older relatives and friends from elder abuse? The pandemic highlighted the disproportionate impact of tragedy on underserved communities, including older adults. Unfortunately, older adults face high rates of elder abuse, fraud, and nursing homes deaths.

It’s important to remember that elder abuse can happen to anyone, regardless of race, ethnicity, gender, or financial status. We are committed to helping and preventing further victimization – especially in underserved communities.

A recent Federal Bureau of Investigation report showed that elder fraud has increased. Older adults in the United States reported more than $1.6 billion in losses in 2021. This includes victims of COVID-related scams. Older adults in the United States, also lose nearly 25 times more money to scammers than other groups – an estimated $113.7 billion a year!

Reporting fraud can be difficult and older adults tend to underreport – especially when money is lost. Many older Americans are unsure about the reporting process or feel too embarrassed to report. Understaffed Adult Protective Services offices can also cause long processing times and underreporting.

We work hard to protect beneficiaries from Social Security and government imposter scams. Your clients can learn more about protecting their loved ones at blog.ssa.gov/slam-the-scam-how-to-spot-government-imposters and our Protect Yourself from Social Security Scams webpage at www.ssa.gov/scam.

Please share these important resources with your clients.

There’s Still Time! Claim Your 2021 Child Tax Credit

Thanks to the American Rescue Plan, the Child Tax Credit was increased and expanded for 2021. Most families are eligible to receive the credit for their children. For families with qualifying children who did not turn 18 before the start of this year, the 2021 Child Tax Credit is worth $3,000 to $3,600 per child, depending on their age.

If your clients haven’t filed taxes for their family to claim their full 2021 Child Tax Credit, there’s still time. Please have your clients visit our blog at https://blog.ssa.gov/theres-still-time-claim-your-2021-child-tax-credit/ for more information.

September 2022

Three Social Security Online Musts

It has never been easier to do business with us online. Often, there is no need to call or visit an office. Here are three of our webpages that can make your clients’ lives easier:

  1. They can create or sign into their personal my Social Security account to instantly verify their earnings, get future benefit estimates, or a benefit verification letter, and more, at www.ssa.gov/myaccount.
  2. Is your client ready to apply for retirement benefits? They can complete and submit their online application in as little as 15 minutes at www.ssa.gov/retirement.
  3. Our blog is the place to go for Social Security news. Encourage your clients to visit blog.ssa.gov and subscribe today.

Our online resources don’t end there. If your clients’ needs aren’t listed above, visit us at www.ssa.gov/onlineservices.

If You or Your Clients Fall Victim to a Scam

If your client is a victim of a scam, they should never feel embarrassed. Anyone can become a victim of fraud. The important thing is to report the scam immediately. Advise your clients to:

  • Stop communications with the scammer.
  • Notify financial institutions and protect their accounts.
  • Contact local law enforcement and file a police report.
  • File a complaint with the FBI Internet Crime Complaint Center (IC3) at www.ic3.gov and on the FTC website at ReportFraud.ftc.gov.
  • Report Social Security-related scams to our Office of the Inspector General at oig.ssa.gov.
  • Retain financial transaction information and records of all communications with the scammer.

Please share this information with your clients so they can help their friends, family, and community.

Why It’s Important to Report Life Changes to Us When You Receive Supplemental Security Income (SSI)

Did you know that certain life changes can affect your Supplemental Security Income (SSI) payments? Sometimes your circumstances may change after you apply for or begin to receive SSI. When that happens, it’s important for you to tell us about these changes. This will ensure that you receive the benefits to which you’re eligible.

Common changes you must report to us include:

  • Changes in income, wages, or self-employment income;
  • Starting, stopping, or changing jobs;
  • Changing your address;
  • People moving in or out of the household;
  • Changes in marital status (including any same-sex relationships);
  • Having more than $2,000 if you are single or $3,000 if you are married in resources that you can cash in, sell, or use to pay for food and shelter; and
  • Changes in resources, including money in financial accounts and buying or selling extra vehicles, stocks, investments, or property.

Please visit our blog to learn more about your clients’ reporting responsibilities and how they can report changes in wages.

Save the Date! Upcoming National Disability Forum on September 21, 2022

We will host the next virtual National Disability Forum (NDF) on Wednesday, September 21. The title is “Homelessness: Working with Stakeholders to Improve Access to SSA Benefits and Services Part I.” The event will take place through Microsoft Teams from 1:00 p.m. – 3:30 p.m. ET.

For more information about the NDF, we encourage you and your clients to visit our What’s New page at www.ssa.gov/thirdparty/groups/whatsnew.html. You and your clients can email questions to OEA.Net.Post@ssa.gov.

Social Security Services for the Hispanic Community

Every September 15 through October 15, we celebrate National Hispanic Heritage Month to recognize the contributions and cultural richness of the Hispanic community.

We strive to deliver great customer service and helpful information to everyone, including people who are more comfortable reading and speaking Spanish. We invite your clients to:

  1. Visit our Spanish-language website at www.segurosocial.gov to learn about our programs and services.
  2. Learn why Social Security is so important to the Hispanic community.
  3. Follow us on our Spanish-language Facebook and Twitter.

We also provide many publications in Spanish at www.ssa.gov/espanol/publicaciones on popular topics such as:

  • Retirement, Disability, and Survivors benefits;
  • Medicare; and
  • Supplemental Security Income.

Please share this information with your clients.

August 2022

Federal Law Enforcement Agencies Warn of Impersonation Scam Involving Credentials and Badges

New reports show that scammers are reviving an old tactic to gain your client’s trust. Scammers are emailing and texting pictures of real and doctored law enforcement credentials and badges to potential victims. They do this to ‘prove’ that they are legitimate and scam people out of money. Scammers may change the picture or use a different name, agency, or badge number, but the basic scam is the same.

Federal law enforcement agencies are warning the public to be skeptical of emails and text messages claiming to be from a government or law enforcement agency. No one in federal law enforcement will send photographs of credentials or badges to demand any kind of payment, and neither will government employees.

For more information about scams, visit the Federal Trade Commission Scams page at consumer.ftc.gov/scams.

Your Clients’ my Social Security Account Gets a New Look

We have exciting news to share! We redesigned my Social Security!

It’s now easier for your clients who receive Social Security or Supplemental Security Income (SSI) to do business with us online and find the information that they need.

With the new design, people who receive Social Security benefits or SSI are now able to update their telephone number online and see more information under the Benefits and Payments section. People who receive Social Security benefits can also change their address and direct deposit information under the My Profile tab.

While signed into their personal my Social Security account, your clients can continue to:

  • Get their Benefit Verification or proof of income letter.
  • Obtain replacement SSA-1099/SSA-1042S tax forms, if applicable.
  • View their Social Security Statement.
  • Request a replacement Social Security card.

Your clients can access their redesigned my Social Security account at www.ssa.gov/myaccount.

How Your Clients Can Apply Online for Benefits

Your clients do not need to wait for an appointment to apply for benefits or appeal a disability decision. They can apply online for the following benefits:

If your client disagrees with our decision on their claim, they can appeal the decision at www.ssa.gov/benefits/disability/appeal.html.

If your client does not want to apply online for benefits, or if they need to speak to us for any other reason, they can schedule, reschedule, or cancel an appointment by:

  • Calling us at 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 a.m. – 7:00 p.m. local time, Monday through Friday.
  • Contacting their local Social Security office. They can find the information for their local office at www.ssa.gov/locator.

Direct Your Clients to Social Security Online

More people are accessing information remotely. Our secure and convenient online services make it easy for your clients to do business with us from their preferred location. Please encourage your clients to visit www.ssa.gov/onlineservices.

Your clients will also benefit from opening a free, personal my Social Security account at www.ssa.gov/myaccount, where they can:

  • View their personalized retirement benefit estimates.
  • Instantly check the status of their application for benefits.
  • Set up or change their direct deposit information if they receive Social Security benefits.
  • Instantly get a letter proving they do or do not receive benefits.
  • Request a replacement Social Security card.
  • Choose to receive some notices online instead of in the mail.

Please share these helpful resources with your clients today.

Japan’s National Pension Recipients Subject to the Windfall Elimination Provision

Do you have a client who receives Japan’s National Pension? Is their benefit subject to the Windfall Elimination Provision (WEP)? We recently updated the way we calculate Social Security benefits for recipients of Japan’s National Pension who are subject to WEP.

WEP reduces Social Security benefits for people who receive a foreign or domestic pension based on employment that was not subject to the Social Security payroll tax. WEP does not apply to residency-based pensions. We determined Japan’s National Pension is residency-based. For a person who is receiving Japan’s National Pension and is subject to WEP, their employer most likely deducted contributions for their pension.

However, people who receive payments from Japan’s Employees’ Pension Insurance (EPI) are subject to WEP. Unlike Japan’s National Pension, the EPI is based on a person’s earnings for which they did not pay U.S. Social Security payroll taxes. If a person receives payments from Japan’s National Pension and the EPI, we will only consider the EPI when determining whether WEP applies.

We are reviewing and correcting earnings records for beneficiaries who receive Japan’s National Pension and who are subject to WEP. If we owe benefits to a beneficiary, we will automatically credit their account.

Please share this information with your clients, members, colleagues, affiliates, and other interested parties. Our factsheet at www.ssa.gov/pubs/EN-05-10045.pdf provides more information on the Windfall Elimination Provision.

July 2022

Information for People Helping Others Facing Barriers

At Social Security, we strive to provide accessible information about our benefits and our application process to everyone. We are committed to serving people who face barriers that prevent them from getting the help they need. We are also here to help your clients who assist and support people facing barriers.

Our People Helping Others webpage at www.ssa.gov/thirdparty provides useful information about our programs, services, and processes.

Please encourage your clients to share this webpage on social media and with their family, friends, and community. You never know who might be a lifeline to someone who needs help.

Celebrating Disability Pride Month and the Americans with Disabilities Act

Social Security is committed to the principles and spirit of Disability Pride Month, and celebrates the 32nd anniversary of the Americans with Disabilities Act (ADA). We work every day to help improve the lives of our beneficiaries and employees with disabilities.

Each July and throughout the year, we celebrate disability pride and honor uniqueness and individuality. We also promote the contributions of the disability community – including those advancing the cause of access and inclusion.

Please remind your clients that our disability program is here for them. We provide financial and medical benefits for those who qualify. Your clients can use these to pay for doctors’ visits, medicines, treatments, and more.

We invite you and your clients to learn more about our Social Security Disability Insurance and Supplemental Security Income programs. Please share our Disability Benefits page at www.ssa.gov/disability with your clients.

Providing Greater Access to Our Services

We continue to welcome people back to our offices for in-person service with or without an appointment. As we help more people in person, we want to highlight the best ways and times to access our services. We’re committed to helping them by telephone and in person. We also encourage them to visit our website to conduct their business online if they can. Our online services are secure and convenient. Going online or calling us can save your clients a trip to a busy office.

Please visit our blog to learn how to get help by telephone and in person and what to expect if your client needs to visit an office.

Social Security Survivors Benefits Explained

When a worker dies, we are here for their surviving family members. Your client should know that, in the event of their death, certain members of their family may be eligible for survivors’ benefits, including: widows and widowers, divorced widows and widowers, children, and their dependent parents.

The amount of benefits your clients’ survivors receive depends on their lifetime earnings. The higher your clients’ earnings, the higher their survivors’ benefits.

To learn more, please visit our blog or read our publication on Survivors Benefits.

Fraudsters Never Go on Vacation

Although your clients may be enjoying the summer sun and fun, they should keep in mind that fraudsters don’t go on vacation. Seniors and younger people are particularly vulnerable to scammers who claim to represent Social Security. To protect themselves and their loved ones, your clients can:

  • Visit our Fraud Prevention and Reporting webpage at www.ssa.gov/fraud to learn about how we fight scammers.
  • Visit our Protect Yourself from Social Security Scams webpage at www.ssa.gov/scam for information on what tactics scammers use and how to report them.
  • Check out the Federal Trade Commission’s page at consumer.ftc.gov/features/scam-alerts for additional scam-related information.

Please share these useful resources with your clients.

SSA Receives Certificate of Excellence in Accountability Reporting

The Association of Government Accountants awarded Social Security the Certificate of Excellence in Accountability Reporting (CEAR) for our fiscal year 2021 Agency Financial Report. The CEAR program aims to improve accountability through reporting that clearly demonstrates a federal agency’s accomplishments and challenges.

We have received the CEAR award for 24 consecutive years – which is unprecedented! Check out our Honors and Awards webpage at www.ssa.gov/agency/awards for information on this achievement and others.

June 2022

2022 Trustees Report

On June 2, 2022, the Social Security Board of Trustees released its annual report on the long-term financial status of the Old-Age and Survivors Insurance (OASI) and Disability Insurance (DI) Trust Funds.

The Trustees project the combined trust funds will become depleted in 2035, with 80% of benefits payable at that time. The Trustees project the DI Trust Fund will not become depleted during the 75-year projection period.

In the 2022 Report to Congress, the Trustees also announced:

  • The asset reserves of the combined OASI and DI Trust Funds declined by $56 billion in 2021, to a total of $2.852 trillion.
  • The projected actuarial deficit over the 75-year long-range period is 3.42% of taxable payroll — lower than the 3.54% projected in last year’s report.

The full 2022 Trustees Report is available at www.ssa.gov/OACT/TR.

The Most Popular Baby Names of 2021 are Here

For all the most popular baby names of 2021, and to see where your or your client’s name ranks, visit our Baby Names page at www.ssa.gov/oact/babynames.

While enjoying the top baby names list, we encourage you and your clients to create a personal my Social Security account at www.ssa.gov/myaccount. Free and secure, my Social Security, born 10 years ago last month, is a personalized online account that people can use beginning in their working years and continuing while receiving Social Security benefits.

A New – and Faster – Way to Request a Social Security Card

We’re continuously expanding our services to put your clients in control and help them secure today and tomorrow.

Do your clients need to apply for an original or replacement Social Security number card? We now have a new – and faster – way for them to do so.

When your clients visit our Social Security Number and Card webpage, they will answer a series of questions that will determine whether they can:

  • Complete the entire application process online; or
  • Start the application process online, then bring any required documents to their local office to complete the application, typically in less time.

We will mail the card after we process their completed application. Please remind your clients that we don’t issue cards at our offices.

Your clients can learn more about this new process on our blog post.

National Disability Forum in June

We are pleased to announce the next National Disability Forum (NDF), Food for Thought: How Nutrition and Fitness Impact Disability Across the Lifespan. The NDF will be on Wednesday, June 8, 2022, from 1:00 p.m. to 3:30 p.m. ET and is open to everyone. We will learn from stakeholders, advocates, researchers, medical experts, and the public how nutrition and fitness impact disability across the lifespan.

We will offer two online Engage SSA opportunities to submit comments before and after the NDF. Please visit www.ssa.gov/ndf to learn more about the NDF. You and your clients can email questions to OEA.Net.Post@ssa.gov.

Social Security’s Equity Action Plan

On January 20, 2021, President Biden signed Executive Order (EO) 13985, Advancing Racial Equity and Support for Underserved Communities Through the Federal Government. The EO requires all federal agencies “to pursue a comprehensive approach to advancing equity for all including people of color and other people who have been historically underserved, marginalized, and adversely affected by persistent poverty and inequality.”

Our programs touch the lives of nearly all Americans including people who face barriers. These programs provide income security for the diverse populations we serve, including:

  • People with disabilities.
  • People who are widowed.
  • Retirees.
  • Their families.

We are committed to administering our programs in a way that promotes equity and fairly treating all individuals who interact with us. We recognize that access to our administrative system can pose barriers to people who need our programs the most.

You and your clients can read more in our blog at Social Security’s Equity Action Plan Social Security Matters (ssa.gov). Consider following our blog to stay informed about Social Security news and updates.

World Elder Abuse Awareness Day

World Elder Abuse Awareness Day (WEAAD) is June 15. WEAAD provides an opportunity for communities around the world to raise awareness about elder abuse and neglect. With fraud against seniors on the rise, it’s more important than ever to protect our loved ones.

To avoid falling victim, your clients can:

Your clients may also want to attend the webinar: Federal Partners Take on the WEAAD 6-1-5 Challenge! The webinar will be on Wednesday, June 15, from 1:00 p.m. to 2:30 p.m. ET. Agencies will share six facts about elder abuse, one action the agency will take, and five resources or tips you can use to promote elder justice. To register, visit https://us02web.zoom.us/webinar/register/WN_OYsYMO9nSD6xGsxt910zVg.

Please let your clients know we take preventing scams and fraud against everyone seriously.

Social Security’s Commitment to the LGBTQ+ Community

June is Pride Month. It’s a time to acknowledge the struggles of the LGBTQ+ community, and also celebrate diversity, love, and respect. On June 26, 2015, the U.S. Supreme Court issued a decision in Obergefell v. Hodges, holding that same-sex couples have a constitutional right to marry in all states.

We recognize same-sex couples’ marriages in all states, and some non-marital legal relationships (such as some civil unions and domestic partnerships). This recognition is important to determine entitlement to benefits.

Your clients can find information on our newly redesigned webpage for the LGBTQ+ community at www.ssa.gov/people/lgbtq/. You can also read our publication What Same-Sex Couples Need to Know at www.ssa.gov/pubs/EN-05-10014.pdf.

May 2022

Providing Greater Access to Our Services

We continue to welcome people back to our offices for in-person service with or without an appointment. As we help more people in person, we want to highlight the best ways and times to access our services. We’re committed to helping them by telephone and in person. We also encourage them to visit our website to conduct their business online if they can. Our online services are secure and convenient. Going online or calling us can save your clients a trip to a busy office.

Please visit our blog to learn how to get help by telephone and in person and what to expect if your client needs to visit an office.

Equitable Relief for Medicare Enrollment and Disenrollment

The Centers for Medicare & Medicaid Services is providing equitable relief to individuals who could not submit premium-Part A or Part B enrollment or disenrollment requests timely due to challenges contacting us by phone. This relief applies to the 2022 General Enrollment Period, Initial Enrollment Period, and Special Enrollment Period.

If your clients were unable to enroll or disenroll in Medicare because they could not reach us by phone after January 1, 2022, they will be granted additional time, through December 30, 2022.

Let your clients know to call 1-800-772-1213 or use our Office Locator to find the number for a local office for more information.

The Affordable Connectivity Program Can Help SSI Recipients Get Internet Access

Internet access is now necessary for work, school, healthcare, and more. However, for many households, it remains unaffordable. The Federal Communications Commission wants everyone to access reasonably priced internet services. They recently launched a new program to reduce the cost of getting online.

The Affordable Connectivity Program (ACP) provides a discount of up to:

  • $30 per month toward internet service for eligible households.
  • $75 per month for households on qualifying Tribal lands.

Eligible households can also receive a one-time discount of up to $100 toward purchasing a laptop, desktop computer, or tablet from participating providers. To qualify for this one-time discount, households must contribute more than $10 and less than $50 toward the purchase price.

If your clients receive SSI, please encourage them to visit the ACP’s website to see if they’re eligible. Your clients can also learn more about applying for ACP on our blog: The Affordable Connectivity Program Can Help SSI Recipients Get Internet Access Social Security Matters (ssa.gov).

Older Americans Month and Protecting Seniors from Fraud

Every May, the Administration for Community Living leads our nation’s observance of Older Americans Month. At Social Security, we use this time to strengthen our connections with older Americans and help protect them. Seniors are especially vulnerable to scammers who pretend they represent Social Security.

Here are five easy-to-use resources your clients can use to prevent Social Security fraud:

Please share this information with your clients to help spread awareness about Social Security imposter scams.

Asian American and Pacific Islander (AAPI) Heritage Month

slam the scam

May is Asian American and Pacific Islander (AAPI) Heritage Month. Congress passed the law in 1992 designating the month of May to commemorate the arrival of the first Japanese immigrants in the United States on May 7, 1843.

Social Security’s programs serve as financial protection for millions of Americans of every race and background. In honor of this month, we are shining a spotlight on our AAPI page at www.ssa.gov/people/aapi. Please share it with your clients today.

We recognize the cultural and language challenges that some members of the AAPI community face. We provide free interpreter services for AAPIs in their preferred languages. We also supply publications in Chinese, Korean, Tagalog, and Vietnamese. Your clients can find this information at www.ssa.gov/site/languages/en/.

Celebrating A Decade of my Social Security!

slam the scam

It has been 10 years since we launched my Social Security. Since then, more than 69 million people have signed up for and benefited firsthand from the many secure and convenient self-service options. We’ve added and upgraded features that make your life easier when doing business with us. We take great pride in providing this – and all – our services.

If your clients don’t have a personal my Social Security, they’re missing out. A secure account provides personalized tools for everyone, whether they receive benefits or not. If your clients don’t currently receive benefits, they can:

  • Estimate their future benefits and compare different dates or ages to begin receiving benefits.
  • Get instant status of their Social Security application.
  • Review their work history.
  • Request a replacement Social Security card if they meet certain requirements.

If they receive benefits, they can also:

  • Get an instant benefit verification or proof of income letter for Social Security, Medicare, and Supplemental Security Income (SSI).
  • Set up or change their direct deposit.
  • Change their address and telephone number.
  • Request a replacement Medicare card.
  • Request a replacement Social Security card if they meet certain requirements.
  • Get an instant Social Security 1099 form (SSA-1099).
  • Report their wages if they work and receive disability benefits or SSI.

Please encourage your clients to visit www.ssa.gov/myaccount today and join the millions who take advantage of their own personal my Social Security accounts.

New Statement Fact Sheet for People with Limited Earnings

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If your clients have a personal my Social Security account, they can view their Statement online to learn about their future benefits and recent earnings history. Included with the Statement are fact sheets that provide useful information based on a person’s age group and earnings situation.

We’re pleased to announce we’ve released a new fact sheet specifically for people with limited earnings.

The new fact sheet covers how your clients and their family members may qualify for benefits, including:

  • Supplemental Security Income.
  • Social Security retirement benefits.
  • Children’s benefits.
  • Supplemental Nutrition Assistance Program.
  • Help with health care costs – including Medicare, Medicare Savings Programs, Extra Help with Medicare prescription drug costs, and Medicaid.

We’re committed to helping your clients learn about all their benefit options. Our Benefits Eligibility Screening Tool at ssabest.benefits.gov is a convenient way to find potential benefits that may best fit their situation.

To learn more, encourage your clients to visit our Social Security Statement webpage at www.ssa.gov/myaccount/statement.html.

April 2022

How to Get Help from Social Security

On April 7, our local offices will add more in-person appointments and offer in-person service for people without an appointment.

Throughout the pandemic, millions of people have used our secure and convenient online services and received help by phone. People who have access to the internet should first try our online services before calling us or visiting an office.

To learn more, please visit our blog.

Get started Applying for SSI

If your clients want to apply for Supplemental Security Income (SSI), it’s best to start the process online at www.ssa.gov/benefits/ssi/start.html. This online process takes about five to ten minutes, and no documentation is required at the start. We will need the following basic information about your client and, if applicable, the person they are helping:

  • The name, date of birth, Social Security number, mailing address, and phone number of the person interested in applying for SSI. We also offer the option to provide an email address.
  • If helping another person, we need the helper’s name and phone number. We also offer them the option to provide an email address.

Once your client completes this short process, we will schedule an appointment to help your client apply for benefits. We will send a confirmation with the appointment date and time by mail and email (if an email address is provided). In some cases, we may call your client to schedule the appointment.

If your client is unable to begin the process online, they may schedule an appointment by calling 1-800-772-1213 (TTY 1-800-325-0778) from 8:00 a.m. to 7:00 p.m. local time, Monday through Friday. They may also contact their local Social Security office. They can find the phone number for their local office at secure.ssa.gov/ICON/main.jsp.

New Rules for Survivors Benefits for Same-Sex Partners

Do you have a client who was in a long-term same-sex relationship with a partner who passed away? If so, they may be entitled to Social Security survivors benefits based on their partner’s record. More surviving same-sex partners may now qualify for Social Security survivors benefits.

Same-sex partners may qualify for survivors benefits if they meet any of the following:

  • They would have been married at the time of their partner’s death if state laws hadn’t prevented them from marrying.
  • They would have been married longer if not for state laws that prevented them from marrying earlier.

If your client thinks that they may be entitled to benefits, encourage them to contact us right away. Please have them call 1-800-772-1213 (TTY 1-800-325-0778) or contact their local Social Security office at secure.ssa.gov/ICON/main.jsp.

After they apply, they can check the status of their application with their personal my Social Security account. If they don’t have a personal my Social Security account, they can create one today in just a few minutes.

What is Advance Designation?

Millions of people who get monthly Social Security benefits or Supplemental Security Income (SSI) payments may need help managing their monthly payments. If your client needs help, we will assign a representative payee to help. When assigning a representative payee, our goal is to identify and select a responsible person who knows your client and wants to help. Our publication, A Guide for Representative Payees, available at www.ssa.gov/pubs/EN-05-10076.pdf, provides helpful information about being a representative payee.

Your client should know they also have the option to identify someone now whom they trust to help manage their benefits in the future, should the need arise. Our process, called Advance Designation, allows your client to designate one or more individuals who could serve as their representative payee(s) in the future. We will only contact advance designees if we need to find a representative payee to assist your client in managing their benefits. We provide more information about this important program at www.ssa.gov/payee/advance_designation.htm.

Online Reporting Form for Scam Calls

slam the scam

Scammers’ tactics continue to evolve. They call and pretend to be government employees to trick victims into providing personal information or money in cash, wire transfers, or gift cards. The scammers often make threats, including arrest.

They may send your clients emails with fake letters or reports that appear to be from Social Security, our Office of the Inspector General (OIG), or other agencies. The letters may appear to use official letterhead and government jargon to look legitimate.

Encourage your clients to remain vigilant against scams. Real Social Security employees will never:

  • Tell your client that their Social Security number has been suspended.
  • Contact your client to demand an immediate payment.
  • Ask for credit or debit card numbers over the phone.
  • Require a specific means of debt repayment, like a prepaid debit card, a retail gift card, Internet currency (Crypto), or cash.
  • Demand that your client pay a Social Security debt without the ability to appeal the amount they owe.
  • Promise a Social Security benefit approval, or increase, in exchange for information or money.
  • Email sensitive information.

Please ask your clients to use the online form at oig.ssa.gov to report Social Security-related phone and email scams. The information they provide — even if they do not fall for the scam — helps the OIG fight this type of fraud. People who submit the form can create a unique Personal Identification Number (PIN), so if OIG contacts them, they will know the call is legitimate.

If you or your clients receive a suspicious call or email, hang up. Do not respond or share any information or provide any form of money. Report it at oig.ssa.gov. Awareness and education are vital to protecting people.

Also, please let your clients know they have nothing to be embarrassed about if they shared personal financial information or suffered a financial loss. It’s important that they report it right away.

Please encourage your clients to read our FAQ at faq.ssa.gov/en-US/Topic/article/KA-10018 and our recent blog post, Slam the Scam: How to Spot Government Imposters, at blog.ssa.gov. Continue to help us get the word out.

Also encourage your clients to watch the replay of our Facebook Live from March 10 about Social Security-related scams and other government imposter scams. The replay is available at https://youtu.be/1_Mkj--DOms. Please share these scam resources to help us spread the message on social media.

March 2022

As Tax Day Approaches, Get Your Benefit Statement Online

Your clients’ Benefit Statement is a tax form from Social Security that shows the total amount of Social Security benefits they received in the previous year. It’s also referred to as an SSA-1099. Noncitizens who live outside of the United States receive the SSA-1042S instead of the SSA-1099. Your clients should report the amount of Social Security income they received to the Internal Revenue Service on their federal tax return.

The Benefit Statement isn’t available for people who only receive Supplemental Security Income (SSI) payments because SSI payments aren’t taxed.

If your clients receive Social Security benefits, we mailed their Benefit Statement to their address on file with us. If they didn’t receive it, or if lost, they can get their SSA-1099 or SSA-1042S instantly online with their personal my Social Security account at /www.ssa.gov/myaccount/replacement-SSA-1099.html.

Encourage your clients to read our blog, Tax Season: What to Know If You Get Social Security or Supplemental Security Income, to learn more.

National Slam the Scam Day Approaching on March 10

Chances are you or someone you know has received a call or message from someone pretending to be a government employee. These calls often allege that your information has been compromised or they demand immediate payment. Ignore it. This is just one of the tips that Social Security’s Office of the Inspector General (SSA OIG) is sharing to warn consumers about these scams through our National Slam the Scam Day initiative on March 10, 2022.

Slam the Scam Day will increase public awareness of the pervasive scams that continue to plague the nation and is part of the Federal Trade Commission’s (FTC) National Consumer Protection Week, happening March 6-12, 2022. The initiative, which began in 2020 to combat Social Security-related scams, is now expanding to include other government imposter scams. In a government imposter scam, someone claims to be a Social Security or another government employee and may ask for personal information, demand payment, or make threats. These scams primarily use the telephone, but scammers may also use email, text messages, social media, or U.S. mail.

Tips for spotting scams is a major goal of this year’s campaign. SSA OIG partners with other government agencies, non-profit organizations, and the private sector to increase awareness about how to spot government imposter scams and avoid becoming a victim. In 2021, the Federal Trade Commission (FTC) received over 396,000 complaints of government imposter scams. Nearly 9% said they lost money to a scammer—more than $442 million.

We encourage you to help us Slam the Scam by sharing our resources at www.ssa.gov/scam, with your clients.

National Women’s History Month

Throughout March, our nation celebrates Women’s History Month. Today, more women work, pay Social Security taxes, and earn credit toward monthly retirement income than at any time in our history. Women also face greater economic challenges than men in retirement.

Social Security is a cornerstone of financial stability for millions of women. We have played a vital role in the lives of women and all Americans for more than 85 years. According to the U.S. Census Bureau, a female born today can expect to live more than 80 years. With longer life expectancies than men, women tend to live more years in retirement and have a greater chance of exhausting other sources of income. Women need to plan early and wisely to protect themselves in retirement.

Share our publication Social Security: What Every Woman Should Know with your clients. You can find it at www.ssa.gov/pubs/EN-05-10127.pdf. They can also view our People Like Me page for women at www.ssa.gov/people/.

Celebrating National Professional Social Work Month

You or some of your clients may be social workers or volunteers in your communities. We’ve created webpages that speak directly to people who may need information about our programs and services. You can give your clients the tools they need to keep the people they serve informed with our Outreach Materials for People Facing Barriers at www.ssa.gov/thirdparty/groups/vulnerable-populations.html. We also have resources available for People Helping Others at www.ssa.gov/thirdparty/.

Do your clients include parents, guardians, or guidance counselors? A useful publication to share with groups who work with youth as they transition from foster care is What You Need to Know About Your Supplemental Security Income (SSI) When You Turn 18. To share with your clients, you can find it at www.ssa.gov/pubs/EN-05-11005.pdf. They can also view our People Like Me page for parents and guardians at www.ssa.gov/people/.

Social Security's Top 5 Data Privacy Resources

We are committed to protecting your clients’ personal information and take this responsibility seriously. We keep this commitment in mind when we collect information from your clients to carry out our mission.

Please share our top five privacy resources:

  1. A great first resource is opening a personal my Social Security account at www.ssa.gov/myaccount/. Your clients’ my Social Security account helps them keep track of their earnings records and identify any suspicious activity.
  2. Our Privacy page at www.ssa.gov/privacy is a central source of information on our Privacy Compliance Program. Your clients can learn more about the Privacy Act of 1974, submit a Privacy Act request, and review our privacy policies and reports.
  3. In our blog post, 10 Ways to Protect Your Personal Information at blog.ssa.gov/10-ways-to-protect-your-personal-information, we cover steps your clients can take to protect their data.
  4. Our factsheet, How You Can Help Us Protect Your Social Security Number and Keep Your Information Safe at www.ssa.gov/pubs/EN-05-10220.pdf, provides details to safeguard your clients’ private information.
  5. Our Guard Your Card infographic at www.ssa.gov/ssnumber/assets/EN-05-10553.pdf helps your clients understand when they need to show their Social Security card – and when they do not.

Please encourage your clients to review these resources and partner with us to protect their most important information.

February 2022

my Social Security: What to Know about Signing Up or Signing In

We want to help your clients get the services they need as quickly and safely as possible. Their personal my Social Security account at www.ssa.gov/myaccount is their gateway to doing business with us online.

Whether your clients receive benefits now or in the future, they will want to create their personal my Social Security account or use the one they may already have. They can watch our brief video about the benefits of having an account at www.youtube.com/watch?v=2hjJqUAFSXI.

We are committed to protecting your client’s information and benefits, and we take this responsibility seriously. That’s why we ask for personal information to verify your client’s identity to create a personal account. We work with external partners to securely verify their identity. We do this to protect their data while making our online services easy for them to use.

Your clients can now create their new my Social Security account through either of these two credential partners: Login.gov or ID.me.

  • Login.gov is the public’s one account for simple, secure, and private access to participating U.S. government agencies.
  • ID.me is a single sign-on provider that meets the U.S. government’s online identity proofing and authentication requirements.

You can read our blog at blog.ssa.gov to learn more. Please encourage your clients to create their personal my Social Security account today at www.ssa.gov/myaccount!

Save the Date! Upcoming National Disability Forum on Thursday, February 17 2022

save the date

We will host the next virtual National Disability Forum (NDF) on Thursday, February 17 from 1:00 p.m. to 3:00 p.m. ET. The forum is titled “Equitable Access to Social Security Disability Programs for LGBTQIA+ Communities.” Topics will include:

  • Challenges gender diverse individuals face in finding and receiving healthcare;
  • Challenges gender diverse individuals face accessing SSA programs;
  • Self-attestation of gender markers;
  • Challenges gender diverse individuals face in finding work or re-entering the workplace; and
  • Issues gender-diverse children face.

For more information on the upcoming NDF on Thursday, February 17, encourage your clients to visit our What’s New page at www.ssa.gov/thirdparty/groups/whatsnew.html. You and your clients can email questions to OEA.Net.Post@ssa.gov.

Social Security Update 2022

Every year, Social Security provides new information about Social Security taxes, benefits, earnings limits, and Medicare costs. By law, many of the numbers automatically change each year to keep up with changes in prices and wage levels. This information is important for people who:

  • Work and want information on taxes and work credits;
  • Receive Social Security benefits and want to know the earnings limits; and
  • Receive Supplemental Security Income and want information on payment maximums.
  • Share the 2022 Social Security data updates with your clients, available at www.ssa.gov/pubs/EN-05-10003.pdf.

An Important Update to the Goldberg Kelly Payment Continuation Period

The COVID-19 pandemic has made it more difficult for Supplemental Security Income (SSI) recipients to file a request for reconsideration within the time required to qualify to continue their benefits. The pandemic has also impacted our ability to receive and process these requests quickly. In recognition of these challenges, we are announcing a change to our procedures for requesting reconsideration following receipt of a Notice of Planned Action (NOPA), also known as a Goldberg Kelly notice.

SSI recipients who file a reconsideration request more than 15 days after the date of a NOPA, but within 65 days of the date of the NOPA, will receive unreduced benefits unless they waive it in writing. For these cases, we will find that there is good cause for the late filing of the request for unreduced benefits.

Your clients can find more information about our revised procedures at secure.ssa.gov/apps10/reference.nsf/links/10292021100254AM.

Social Security Celebrates Black History Month

Martin Luther King Jr Day

This February, during Black History Month, we echo President Biden’s Proclamation as we “honor the extraordinary contributions made by African Americans throughout the history of our Republic and renew our commitment to liberty and justice for all. Their fight for equality, representation, and respect motivates us to continue working for a more promising, peaceful, and hopeful future for every American.”

Our People Like Me pages at www.ssa.gov/people/ showcase our commitment to support all Americans while they plan for their financial future. Please encourage your clients to visit us at www.ssa.gov/people/africanamericans and our other People Like Me pages today.

America Saves Week and Social Security

This year, America Saves Week (ASW) runs from February 21 through 25 with the theme Building Financial Resilience. The week is an opportunity for organizations to promote good financial habits, and for people to assess their own saving status. Encourage your clients to join the #ASW20 movement and use this hashtag when posting about their savings goals.

Planning and saving are key to a successful retirement. The earlier you start saving for retirement, the better off you will be. People with a plan are twice as likely to save successfully. Set a goal, make a plan, and save automatically. We encourage you and your clients to pledge to save for ASW at www.americasavesweek.org.

We have many retirement planning tools to help your clients with their retirement saving goals, such as our infographic, Anytime is the Right Time to Save for Your Future. Your clients can access our online information and resources at www.ssa.gov/benefits/retirement.

January 2022

Send Your Clients to SSA.gov

Our online services make it easy for your clients to do business with us conveniently and securely. Please direct them to www.ssa.gov/onlineservices.

Your clients will benefit from opening their personal my Social Security account at www.ssa.gov/myaccount. Your clients can access their Social Security Statement, get personalized retirement benefit estimates, check their benefit application status, set up or change their direct deposit, request a replacement Social Security card, and much more.

If your client cannot use our online services, please tell them to call our National 800 Number or their local Social Security office for assistance. If we cannot help them by phone, we can determine if an in-person appointment or other option may be available.

Please share our flyer, How to Get Help from Social Security, with your clients.

Medicare Advantage Open Enrollment

Let your clients know that, from January 1 through March 31, Medicare Advantage enrollees can switch from one Medicare Advantage plan to another at www.Medicare.gov.

Please encourage your clients to apply for Medicare online if they:

  • Are three months away from age 65.
  • Want to sign up for Medicare but do not currently have ANY Medicare coverage.
  • Do not want to start receiving Social Security benefits at this time.
  • Are not currently receiving Social Security retirement, disability, or survivors benefits.

Let your clients know they can learn more about how Social Security and Medicare work together at www.ssa.gov/benefits/medicare, where they can also sign up for Medicare.

Representative Payee Manages Your Client’s Money

Millions of people who get monthly Social Security benefits or Supplemental Security Income (SSI) payments may need help managing their money. If your client needs help managing their Social Security or SSI benefits, we will assign a representative payee to help. When assigning a representative payee, our goal is to identify and select a responsible person who knows your client and wants to help.

Our publication at www.ssa.gov/pubs/EN-05-10076.pdf provides helpful information about being a representative payee.

Your clients may want to consider designating someone now whom they trust to help manage their benefits in the future, should the need arise and they are not able to make that decision at that time. Our process, called Advance Designation, allows your clients to designate up to three individuals who could serve as their representative payee. We will only contact advance designees if we need to find a representative payee to assist your client in managing their benefits. We provide more information about this important program at www.ssa.gov/payee/advance_designation.htm.

Retirement Planning Online

Our online retirement portal at www.ssa.gov/benefits/retirement is a great place for your clients to start mapping out their retirement plan. We provide important information to answer questions like:

  • When should I apply to start my retirement benefits?
  • What documents do I need to provide SSA for my retirement application?
  • Which factors may affect my retirement benefits?
  • What should I do after I apply for retirement benefits?

Please remind your clients to use their personal my Social Security account at www.ssa.gov/myaccount to get an instant estimate of their future retirement benefits. They can also see the effects of starting their retirement benefits at different ages.

Honoring the Life and Legacy of Martin Luther King Jr.

Martin Luther King Jr Day

On January 15, we come together as a nation to celebrate and honor the life and legacy of Dr. Martin Luther King, Jr. He dedicated his life and made immeasurable contributions toward civil, human, and economic rights for all people. Dr. King saw diversity as America’s strength, fought for systemic change in our country, and lost his life trying to make his dream a reality.

In honor of Dr. King’s legacy, we encourage you to find ways to volunteer and help improve your community. Please visit our People Helping Others web page to learn about our benefits and application process, and how you can help a family member, friend, or someone through a group or organization. You can share our materials with your clients and anyone in your community who may need it.

Our offices and phone lines will be closed on January 17 in observance of the federal holiday that honors Dr. King. However, your clients can still access our online services at www.ssa.gov/onlineservices.

December 2021

Special Article: Update on Our Reentry Plans

We want to give you an update on our preparations for returning our employees to local Social Security offices, a process called reentry.

You may have seen a proposed reentry date of January 3, 2022 in the draft reentry plan that we provided to our unions, or in the media. While some executives reentered on December 1, we have not set a reentry date for the rest of the agency.

Please share information with your clients that the best way to reach us is online at SSA.gov , or by calling our National 800 Number or a local Social Security office. We are taking steps to increase in-person help for people unable to complete their business online or by phone. We continue to increase in-person appointments for limited, critical issues, and to hold voluntary hearings by online video and phone.

We will keep you updated on our reentry process.

Social Security Benefits Increase in 2022

Approximately 70 million Americans will see a 5.9% increase in their Social Security benefits and Supplemental Security Income (SSI) payments in 2022. Federal benefit rates increase when the cost-of-living rises, as measured by the Department of Labor’s Consumer Price Index (CPI-W).

The CPI-W rises when inflation increases, leading to a higher cost-of-living. This change means prices for goods and services, on average, are more expensive, so the cost-of-living adjustment (COLA) helps to offset these costs.

We will mail COLA notices throughout the month of December to retirement, survivors, and disability beneficiaries, SSI recipients, and representative payees. If you have clients who would like to know their new benefit amount sooner, they can securely obtain their Social Security COLA notices online using the Message Center at www.ssa.gov/myaccount. They can access this information in early December prior to the mailed notice.

If your clients prefer to access their COLA notices online, they can opt out of a mailed COLA notice. They can do this with their personal my Social Security account. By updating their Preferences in the Message Center, they can opt out of any other notices that are available online. They can also receive a text or email alert when there is a new message waiting for them. A person must have created their account by November 17, 2021 to receive the 2022 COLA notice online. Your clients can find more information about the 2022 COLA at www.ssa.gov/cola.

January 2022 marks other changes that will happen based on the increase in the national average wage index. For example, the maximum amount of earnings subject to Social Security payroll tax in 2022 will be higher. The retirement earnings test exempt amount will also change in 2022. Your clients can find out more at www.ssa.gov/news/press/factsheets/colafacts2022.pdf.

You Can Help Clients Who Face Barriers to Service

During much of the pandemic, our offices have been open only for in-person appointments for limited, critical situations, depending upon local office conditions. These measures have helped to protect the health and safety of our employees and the public.

Throughout, we have continued to offer many services on our website that are secure and easy to use. Additionally, our representatives continue to help people by telephone when they call our National 800 Number and local offices.

We recognize that many underserved people face barriers to service when they are unable to access or use the internet or telephones to get the help they need. Therefore, we’re asking for your help.

If you know someone who cannot use our online services at www.ssa.gov, please encourage them to call and speak to a Social Security representative. They can call their local Social Security office or our National 800 Number for assistance. If we cannot help them by phone, we can determine if an in-person appointment or other option may be available.

An Important Update to the Goldberg Kelly Payment Continuation Period

The COVID-19 pandemic has made it more difficult for Supplemental Security Income (SSI) recipients to file a request for reconsideration within the time required to qualify to continue their benefits. The pandemic has also impacted Social Security’s ability to receive and process these requests quickly.

We are announcing a change to our procedures for requesting reconsideration following receipt of a Notice of Planned Action (NOPA), also known as a Goldberg Kelly notice. This change is effective November 1, 2021.

SSI recipients who file a reconsideration request more than 15 days after the date of a NOPA, but within 65 days of the date of the NOPA, will receive unreduced benefits unless they waive it in writing. For these cases, we will find that there is good cause for the late filing of the request for unreduced benefits.

Your clients can find more information about our revised procedures at secure.ssa.gov/apps10/reference.nsf/links/10292021100254AM.

Our Partnerships Help Your Clients in Need

Last year, we partnered with community and faith-based groups on a national outreach campaign to serve people who need it most. We want to continue to increase the public’s awareness of the Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) benefit programs. The SSI and SSDI programs provide critical financial assistance, and, in many cases, grant access to healthcare and the Supplemental Nutrition Assistance Program, also known as SNAP.

We collaborated with members of the claimant advocacy community on this campaign. Their voice is reflected throughout the campaign to ensure support groups like yours have the resources you need to help people you care about.

Our outreach campaign includes:

  • A partnership with community and faith-based groups: Your group can make all the difference in the lives of people in your community. You can assist with taking applications for SSI or refer people to Social Security. If you’re interested in helping people submit their claim for SSI, please contact the Social Security Regional Communications Director for your state at www.ssa.gov/agency/rcds.html to learn more information.
  • Online tools and informational pages for your organization. These include:
  • A national advertising campaign on TV, radio, and social media, with emphasis on benefits for children with disabilities.

Please encourage your clients to visit and subscribe to our blog at blog.ssa.gov. They can receive alerts when we publish new articles from our partners and share the latest information about our national outreach campaign.

Holiday Local Social Security Office Closings

We want you to know that our offices and phone lines will be closed to the public on December 24 and 31. However, your clients can still access and use our automated telephone services or our online services every day during the holiday season.

Please visit www.ssa.gov/onlineservices for a list of our secure and convenient online services. Our Contact Social Security by Phone lists automated telephone services available to your clients.

November 2021

Access Your New Social Security Statement Online

We have exciting news to share. We’ve redesigned the Social Security Statement (Statement) to make it easier to find the information you and your clients need.

Who gets a Statement?

A Statement is available to any adult worker who does not receive benefits. The Statement gives estimates of future Social Security benefits that your client and family may receive each month, along with a basic overview of the Social Security program. It also provides a record of your client’s earnings history and other valuable information. A person’s future benefits are based on their earnings record, so it’s important they tell us if they see an error, so they can get it corrected and ensure they get all the benefits they earned. The Statement explains how to report an error.

What’s New in the Statement?

The redesigned Statement is streamlined and written in plain language to make it easy for you and your clients to read, use, and understand. We’ve divided the information into sections, like different types of benefits, so people can easily find what they need. The new Statement provides a bar chart with personalized retirement benefit estimates for up to nine different ages, depending on when a person may want benefits to start. This key information can help your client make educated decisions about their financial future.

Fact sheets tailored to your clients’ age group and earnings situation accompany the online Statement. The fact sheets can help your client better understand Social Security programs, benefits, and how they fit their situation. For example, for younger workers, we provide more information about how to save for the future; for older workers, we explain how benefits may be taxed and how to avoid a Medicare penalty. We include links in the fact sheets for easier reference and additional information.

Our Social Security Statement web page at www.ssa.gov/myaccount/statement has samples of the Statement, as well as copies of the new fact sheets (in English and Spanish). Please share these resources with your clients, friends, and family.

Get Your Personalized Statement Online Today

The best way you and your clients can access the new Statement is by using a personal my Social Security account. If you or your client don’t have an account, be sure to create one today. An account also gives access to other online services, such as requesting a replacement Social Security card and getting a letter proving your client does not receive Social Security benefits.

Get started by signing in to or creating your personal my Social Security account today at www.ssa.gov/myaccount!

At Home or On the Go? Social Security is Online

We are here to help your clients when they retire, if they become disabled, or if someone they depend on dies. Your clients can access their information, benefits, and important services online from just about anywhere with their personal my Social Security account. With a my Social Security account, your clients can:

  • View, download, and print their Statement.
  • Compare future benefit estimates for different dates or ages when they may want to begin receiving benefits.
  • Check the status of their benefits application or appeal.
  • Review their earnings history.
  • Request a replacement Social Security card (in most states).

If your clients already receive benefits, they can:

  • Get a benefit verification or proof of income letter.
  • Set up or change their direct deposit.
  • Change their address.
  • Request a replacement Medicare card.
  • Get a Social Security 1099 form (SSA-1099).
  • Request a replacement Social Security card (in most states).

It’s easy to sign up for a my Social Security account. Please let your clients know that they can create their own my Social Security account today at at www.ssa.gov/myaccount.

Social Security Can Help You Get Back to Work

If your clients rely on Supplemental Security Income (SSI) payments or Social Security Disability Insurance (SSDI) benefits and want to start or return to work, we can help.

Ticket to Work (Ticket) is a program that supports career development for SSDI beneficiaries and SSI recipients who want to work and progress toward financial independence. The Ticket program is free, voluntary, and run by Social Security. Learn more about the Ticket program at www.ssa.gov/work or call the Ticket Help Line at 1-866-968-7842 or 1-866-833-2967 (TTY) Monday through Friday, 8 a.m. to 8 p.m. ET.

In addition to the Ticket program, the Plan for Achieving Self-Support (PASS) program also helps people with disabilities return to work. A personalized PASS allows your clients to set aside resources and other income besides their SSI for a specified period. With a PASS your clients can pursue a work goal that will reduce or eliminate their need for SSI or SSDI benefits.

How does a PASS help someone return to work?

  • PASS lets a person with a disability set aside money and items they own to pay for items or services needed to achieve a specific work goal.
  • The objective of the PASS is to help people with disabilities find employment that reduces or eliminates the need for SSI or SSDI benefits.

Your clients can read all about the PASS program at www.ssa.gov/pubs/EN-05-11017.pdf and in The Red Book - A Guide to Work Incentives at www.ssa.gov/redbook.

The PASS must be in writing and we must approve the plan. Your clients may start a PASS by contacting their local PASS Cadre or local Social Security office for an application (Form SSA-545-BK). Your clients can also get the form at www.ssa.gov/forms/ssa-545.html. Ticket service providers, vocational counselors, or a representative or relative can help your clients write a PASS.

A job isn’t just a source of income — it can be a vehicle to independence. Our Ticket and PASS programs can help your clients achieve their goals.

Veterans and Active Duty Military Members: Social Security Has Your Back!

BSO

Every year on Veterans Day, we honor the people who risk their lives to protect our country. Our disability program is part of our obligation to wounded warriors and their families. Social Security is an important resource for military members who return home with injuries. Please tell wounded veterans you know about our Wounded Warriors web page, www.ssa.gov/woundedwarriors.

Our Wounded Warriors web page answers many questions commonly asked about Social Security and shares useful information about disability benefits. Your clients can learn how Social Security Disability Insurance (SSDI) benefits are different from benefits available through the Department of Veterans Affairs (VA) and require a separate application. We partnered with the VA and created a new fact sheet that explains the differences between SSDI and VA disability benefits at www.ssa.gov/pubs/EN-64-125.pdf. We also explain how we expedite the processing of their Social Security disability claims if they become disabled while on active military service on or after October 1, 2001, regardless of where the disability occurs.

Active duty military service members who continue to receive pay while in a hospital or on medical leave should consider applying for disability benefits if they’re unable to work due to a disabling condition. Active duty status and receipt of military pay doesn’t necessarily prevent payment of Social Security disability benefits.

We honor veterans and active duty members of the military every day by giving them the respect they deserve. Please let these heroes know they can count on Social Security when they need us most. They’ve earned these benefits! Our web pages are easy to share on social media and by email. Please pass this information along to someone who may need it.

Center for Plain Language Cites Social Security as a “Perfect Example”

The Center for Plain Language released the 2021 Federal Plain Language Report Card on October 13, 2021.

Once again, Social Security earned an “A+” for “Organizational Compliance.” For “Writing Quality,” we improved on last year’s “B,” earning a “B+” for 2021. The results are based on the Center’s review of the Social Security’s Coronavirus and Freedom of Information Act web pages.

Social Security was cited in the Center’s 2021 Report Card announcement as “a perfect example” of an agency that improved early and maintained high grades. “Back in 2012, when the Center first launched its Federal Report Card, SSA earned a C for compliance. Since then, it has earned straight A’s in compliance and either A’s or high B’s in writing.”

You can view the full report card at this link: 2021 Federal Plain Language Report Card.

October 2021

Guard Your Card – Protect What’s Important to You and Your Clients

Please tell your clients not to carry their Social Security card with them every day. The best way to “Guard Your Card” is to keep it in a safe place and share it only when required, which is rare. In fact, in most cases, just knowing the Social Security number should be enough. In 49 states and the District of Columbia, a Social Security card is not required to request a Real ID; only Pennsylvania requires it.

Your clients should be careful about sharing their number when asked for it. They should always ask why their number is needed, how it will be used, and what will happen if they refuse. Also, they shouldn’t carry documents that display their number.

If your client needs a replacement Social Security card, we make it easy. They may be able to use a personal my Social Security account to request a replacement. If they live in one of 45 participating states or the District of Columbia, and are requesting a replacement card with no changes, like a name change, they can use our free online service at www.ssa.gov/myaccount/replacement-card.html.

Visit www.ssa.gov/ssnumber to learn more about your Social Security card. Read and share our factsheet, How You Can Help Us Protect Your Social Security Number and Keep Your Information Safe with your clients, friends, and family at www.ssa.gov/pubs/EN-05-10220.pdf.

Social Security Forms Now Available for Online Submission

Social Security now offers convenient and secure online options for completing and submitting forms. Our newest online forms include:

  • SSA 820– Work Activity Report (Self-Employed Person) – Provide work activity information for self-employed individuals applying for or receiving disability benefits.
  • SSA 821 – Work Activity Report – Provide work activity information for individuals applying for or receiving disability benefits.
  • SSA HA-85 – Request to Withdraw a Hearing Request – Submit a request to withdraw an existing hearing request.
  • SSA-552 – Dedicated Account Use of Funds Statement – Confirm your understanding of how to use and not use dedicated account funds.
  • SSA HA-86 – Request to Withdraw an Appeals Council Request for Review – Submit a request to withdraw an Appeals Council request for review.
  • SSA HA-4608 – Waiver of Your Right to Personal Appearance Before an Administrative Law Judge – Notify us that you do not want to appear at a hearing before an Administrative Law Judge (ALJ), and that you want the ALJ to decide your case on the evidence in the written record.

Also available online is the SSA-455 – Disability Update Report, which people use to give us information we need to determine if a beneficiary is still disabled.

Online form completion with electronic signature expedites your clients’ requests without the need to visit a local office or meet in person. During these challenging times, we are more committed than ever to expand our secure online service offerings to meet the changing needs of our customers.

Please share this information with your clients and encourage them to learn more about this convenient online service option.

Sign Up for Medicare Part B Online

Your clients can sign up for Medicare Part B online! If they’re enrolled in Medicare Part A and want to enroll in Part B during the Special Enrollment Period, they can visit our Medicare webpage at www.ssa.gov/benefits/medicare/.

From there, they can enroll in Part B by completing these forms: CMS-40B (Application for Enrollment in Medicare – Part B [Medical Insurance]) and CMS-L564 (Request for Employment Information).

They can also fax or mail the CMS-40B and CMS-L564 to their local Social Security office to enroll. They can find the fax number and address for their local office at www.ssa.gov/locator. Your clients can contact Social Security at 1-800-772-1213 (TTY 1-800-325-0778) if they have any questions.

Note When completing the forms:

  • Your clients should state, “I want Part B coverage to begin (MM/YY)” in the remarks section of the CMS-40B form or online application.
  • If their employer is unable to complete Section B, they should complete that portion as best they can on behalf of their employer without that employer’s signature.
  • They can submit one of the following types of secondary evidence by uploading it from a saved document on their computer:
    • Income tax returns that show health insurance premiums paid.
    • W-2s reflecting pre-tax medical contributions.
    • Pay stubs that reflect health insurance premium deductions.
    • Health insurance cards with a policy effective date.
    • Explanations of benefits paid by the Group Health Plan or Large Group Health Plan.
    • Statements or receipts that reflect payment of health insurance premiums.

Please let your clients know about this online, mail, or fax option.

Social Security Supports Small Businesses

BSO

The COVID-19 pandemic has been testing small businesses. Running a small business can be a 24-7 endeavor. Managing employees, inventory, scheduling, services, and marketing can be challenging even in normal times.

If you have clients who run a small business, or work for one, our online suite of services can help make their lives easier. Our business services allow them to file W-2/W-2Cs online and verify employees’ names and Social Security numbers against our records.

Our online services at www.ssa.gov/employer will save your clients valuable time when they need information on filing electronic W-2s and verifying Social Security numbers.

Small business owners can also take advantage of our Business Services Online at www.ssa.gov/bso/bsowelcome.htm. Your clients must register to use this free service, which also offers fast and secure online W-2 filing options to Certified Public Accountants, enrolled agents, and individuals who process W-2s and W-2Cs.

For more information about electronic wage reporting, encourage your clients to read our publication at www.ssa.gov/pubs/EN-05-10034.pdf.

Need a Standardized Benefit Verification Letter? Get It Online

If your clients need a Benefit Verification letter, sometimes called a “proof of income letter,” we have good news! Their Benefit Verification letter is available online when they need proof of Social Security benefits, Supplemental Security Income, or Medicare.

In addition to a client’s name, date of birth, and the benefits received, their Benefit Verification letter includes other identifiers to prevent misuse and fraud. This is an added benefit for clients as proof of income for loans, housing assistance, mortgage, and other verification purposes.

The same letter is also available if your clients need proof that they don’t receive benefits, or proof that benefits are pending. If your clients have an individual representative payee, they can use the my Social Security Representative Payee portal to access the Benefit Verification letter online for their beneficiaries.

Your clients can get their Benefit Verification letter anytime using their personal my Social Security account. Your clients can use any device to quickly and efficiently access their Benefit Verification letter. Encourage your clients to request it today at www.ssa.gov/myaccount.

September 2021

2021 Trustees Report

On August 31, the Social Security Board of Trustees released its annual report on the long-term financial status of the Old-Age and Survivors Insurance (OASI) and Disability Insurance (DI) Trust Funds.

The Trustees project the combined trust funds will become depleted in 2034, with 78% of benefits payable at that time. The Trustees estimate the DI Trust Fund will become depleted in 2057, with 91% of benefits still payable.

In the 2021 Report to Congress, the Trustees also announced:

  • The asset reserves of the combined OASI and DI Trust Funds increased by $11 billion in 2020, to a total of $2.908 trillion.
  • The projected actuarial deficit over the 75-year long-range period is 3.54% of taxable payroll — higher than the 3.21% projected in last year’s report.

The full 2021 Trustees Report is available at www.ssa.gov/OACT/TR/2021/.

Pandemic Relief and Supplemental Security Income

We recently changed our rules about what types of financial assistance can affect an individual’s Supplemental Security Income (SSI) eligibility or their monthly SSI payment amount. Usually, we consider any help an individual receives in cash to meet their need for food or shelter as countable income. Generally, the more countable income someone has, the less their SSI payments will be. If their countable income is over the allowable limit, they are ineligible to receive SSI payments.

However, due to the COVID-19 pandemic, we no longer count most types of pandemic-related financial assistance against eligibility or payment amount. This includes Economic Impact Payments (EIP), State Stimulus Payments, and Unemployment Assistance. A full list of COVID-19 pandemic-related financial assistance that does not count against SSI eligibility or monthly payment amount is available at www.ssa.gov/coronavirus.

If we denied your client’s SSI application– or we reduced their payment amount because they were receiving assistance – let them know we’re reviewing SSI claims and records going back to the beginning of the COVID-19 pandemic. We expect our review will take several months to complete. In most cases, if an individual’s payment amount was affected – and we don’t need any additional information – we’ll automatically restore their SSI payments.

If we need to take a new SSI application or need any additional information, we will mail a letter to your client explaining what we need. Your clients don’t need to call our offices unless they have moved and need to update their address. They can find the phone number to their local office by accessing our office locator.

Please share this information with your clients.

Save the Date! Upcoming National Disability Forum on September 15, 2021

We will host the next virtual National Disability Forum (NDF) on Wednesday, September 15. The forum is titled “Equity in SSA Programs: Hidden Barriers.” There will be a morning session from 10:00 a.m. – 12:00 p.m. ET and an afternoon session from 1:00 p.m. – 3:00 p.m. ET.

For more information on the upcoming NDF on Wednesday, September 15, encourage your clients to visit our What’s New page at www.ssa.gov/thirdparty/groups/whatsnew.html . You and your clients can email questions to OEA.Net.Post@ssa.gov.

Celebrating a Milestone for my Social Security

We’re excited to celebrate a significant milestone for my Social Security: 60 million registrations! We thank those who created personal my Social Security accounts – and encourage others to do the same. We’re constantly improving our online resources to make doing business with us easier and faster.

With a personal my Social Security account, those receiving benefits can:

  • Change their address and direct deposit information.
  • Get proof of their benefits.
  • Request replacement documents, like a Medicare card.

If your clients aren’t currently getting benefits, they can use a my Social Security account to:

  • Check their earnings record.
  • Get estimates of their future benefits.
  • View their Social Security Statement.

In many states, your clients can request a replacement Social Security card online. Encourage your clients to see what they can do with a personal my Social Security account. They can open one today at www.ssa.gov/myaccount.

10 Ways to Protect Your Personal Information

Scammers don’t go on vacation—so it’s necessary for your clients to stay vigilant all year round. Identity theft affects millions of people each year causing serious financial and identity-related issues.

Help your clients protect themselves by securing their personal information, understanding the threat of identity theft, and exercising caution. We have a list of 10 things your clients can start doing now to protect themselves.

Please be sure to share our list your clients today.

Apply for Your Social Security Card and Green Card at the Same Time

We have great news for non U.S. citizens! Now they can apply for a Social Security number or replacement Social Security card at the same time they file for their lawful permanent resident status or a green card. This new service eliminates the need to visit one of our offices, while saving your clients time and effort.

We recently partnered with the Department of Homeland Security U.S. Citizenship and Immigration Services (USCIS) to expand our Enumeration Beyond Entry (EBE) program. Here’s how it works:

  1. When your clients complete their Application to Register Permanent Residence or Adjust Status (Form I-485), USCIS will send us information from their approved application to request an original or replacement Social Security card. Your clients can find form I-485 at www.uscis.gov/i-485.
  2. Once we receive and approve their Social Security card request, we will mail their Social Security card or replacement card to the address the client listed on their I-485 application.
  3. Their Social Security card will arrive within seven business days after they receive their Permanent Resident Card from USCIS.

Please share this information with your clients.

New Online Payment Option for Social Security Overpayments

We are expanding our online services to provide secure and convenient online features to meet your clients’ needs. Your clients who have an overpayment may be eligible to make a full or partial electronic payment using Pay.gov or using their bank or financial institution’s online bill pay option.

Pay.gov is a secure online service provided by the Department of the Treasury. Our billing notices now include Pay.gov information. For the moment, this service is available only to individuals who are not currently receiving Social Security benefits or Supplemental Security Income payments, but need to pay back an overpayment.

Your clients can also choose to use their bank’s online bill pay. Under this option, your clients can repay an overpayment debt and have it electronically applied to their balance the next day.

Please be sure tell your clients about our new and secure online bill pay options.

August 2021

Five Ways to Apply for Social Security Benefits Online

We continue to make it easier for your clients to access our programs and benefits. Our website offers the most convenient way to apply for benefits.

Your clients can apply online for:

  • Retirement or Spouse's Benefits – Your client must be at least 61 years and 9 months in age and want benefits to start in no more than four months. Apply at www.ssa.gov/retireonline.
  • Disability Benefits – Your clients can use our online application, available at www.ssa.gov/disabilityonline.
  • Supplemental Security Income (SSI) – If your clients meet certain requirements, they may begin their application online at www.ssa.gov/benefits/ssi - or call their local Social Security office.
  • Medicare – If your clients are not already receiving Social Security benefits, they should apply for Medicare three months before turning age 65 at www.ssa.gov/benefits/medicare.
  • Extra Help with Medicare Prescription Drug Costs – People who need assistance with the cost of medications can apply for Extra Help at www.ssa.gov/i1020.

Please encourage your clients to visit the links above or www.ssa.gov to see other helpful information and services.

Ready for Retirement? Social Security Can Help

We’re here to help your clients make an informed decision about when to apply for retirement benefits based on their individual and family circumstances. Knowing when to begin receiving benefits is personal and depends on several factors, including the person’s cash needs, health, and family history on longevity.

Your clients should study their future financial needs and obligations while considering different sources of retirement income. They should estimate their future Social Security benefit to understand the role our benefits play on their retirement.

The easiest way to estimate their future Social Security benefits is with a personal my Social Security account. Your clients can create a free account at www.ssa.gov/myaccount. With an account, they can see how much they might receive each month based on an age they want to start receiving benefits.

Your clients may also visit our retirement benefits portal to find helpful retirement information. In our retirement portal, your clients can:

  • Get our retirement publications.
  • Estimate their benefits with one of our calculators.
  • Find their full retirement age.
  • Learn about retirement benefits for a spouse and family members.

Encourage your clients to explore all of these resources at www.ssa.gov/benefits/retirement.

Social Security Online Learning Tools

Our online learning resources for educators are great for teaching people about Social Security! Chances are a student will know someone who receives retirement or disability benefits. This could be a way to introduce our tools, programs, and services to a new audience, and show them that our programs help people other than retirees. Understanding how Social Security helps veterans, children, and adults with disabilities can lead to greater empathy and provide a path to inspired learning.

We offer an educator’s toolkit to engage students and educate them about our programs. You can use the toolkit to create a lesson plan. The toolkit includes:

  • Lesson plans with objectives.
  • Infographics and handouts for each lesson plan.
  • Links to Social Security web pages.
  • Talking points.
  • Quiz questions and answers.

Anyone can access the toolkit at www.ssa.gov/thirdparty/educators.html. We want to help spark discussions with students about the benefits Social Security provides to millions of people. Please share our toolkit with your favorite educators today.

Retirement Planning Tips for Women

One day in 1939, Ida May Fuller stopped by the local Social Security office in her hometown of Rutland, Vermont to inquire about Social Security benefits. She knew she had been paying into Social Security, and wanted to learn more. The following year, she received the very first Social Security benefit payment — $22.54 — arriving as check number 00-000-001. Ida’s story still holds lessons for women today, and it started with her getting the information she needed.

Today, signing up for a personal my Social Security account at www.ssa.gov/myaccount can help your clients get information tailored for them as they plan for retirement. It’s never too late to start planning.

Savings need to be an active part of your clients’ plan to take care of their financial future. They may find themselves widowed or divorced, and having to provide for themselves for many years. Unlike in Ida’s day, your clients can go online to www.ssa.gov/retirement to see if they are eligible to receive a current, deceased, or former spouse’s benefits. It might make financial sense to claim those spouse’s benefits instead of their own — since the payments could be higher based on the individual’s own earnings history.

Encourage your clients to follow Ida’s example and learn more about the role Social Security plays in their financial future.

Top Five Fraud and Scam Prevention Tools

Knowledge is power and having the right tools to fight fraud can make a huge difference. Knowledge can also help your clients protect their loved ones. We put together a list of the five most important resources about Social Security scams everyone should know about:

Please share these resources about scams with your clients.

July 2021

Social Security Liaisons Assist Partner Organizations to Help Vulnerable Populations

We have been working with claimant advocate groups to identify new ways in which we can improve access to our services for the most vulnerable populations. We have exciting news that we have designated a new position to work with organizations in local communities to help often-underserved individuals.

A Vulnerable Population Liaison, or VPL, will work directly with an organization that commits to helping take claims or provide us information sufficient to protect a claimant for benefits at the earliest date possible. Providing that information is what we call establishing a lead.

Join the hundreds of organizations already partnering with us to help their clients with access to a VPL. Learn more about this exciting opportunity at our What’s New for Groups and Organizations web page.

Creating Independence with Social Security Online

Celebrating our nation’s independence every year on July 4 is a point of joy and pride. Our programs and online tools help provide financial freedom and independence to millions of hardworking people.

Creating a secure my Social Security account will help your clients conduct Social Security business from home or on the go. With a personal account, someone not receiving benefits can:

  • Request a replacement Social Security card (in one of the 44 eligible states and the District of Columbia).
  • Get a letter proving they do not receive benefits and do not have a claim pending.
  • Review their earnings history. Incorrect earnings can mean receiving less in benefits than they deserve.
  • Get personalized retirement benefit estimates.
  • Check the status of their Social Security benefits application or appeal.

If they already receive benefits, they can also:

  • Request a replacement Social Security card (in one of the 44 eligible states and the District of Columbia).
  • Get a benefit verification letter or proof of income letter.
  • Set up or change their direct deposit.
  • Change their address.
  • Request a replacement Medicare card.
  • Get a Social Security 1099 form (SSA-1099).

With our many services and helpful information available online, we are here for your clients when their schedules allow. Please be sure to tell them about all they can do with us from their preferred location at www.ssa.gov.

Happy Birthday, Medicare!

This July marks the 56th anniversary of Medicare. Please let your clients know that they can apply for Medicare online even if they’re not ready to start their retirement benefits. They should apply for Medicare three months before turning 65.

Applying online can take less than 10 minutes. There are no forms to sign and we usually require no additional documentation. We’ll process their application and contact them if we need more information. Encourage your clients to visit www.ssa.gov/benefits/medicare to apply for Medicare and find other important information.

Social Security Benefits for Children with Disabilities

During these difficult times, we want to ensure that all families are aware of our Supplemental Security Income (SSI) program for children with disabilities. SSI helps families who have children with qualifying disabilities. To qualify for SSI, a child must meet all of the following requirements to be considered disabled and medically eligible:

  • The child must have a medical condition, or a combination of conditions. The condition must result in “marked and severe functional limitations,” meaning that it must very seriously limit the child’s activities.
  • The child’s disabling condition(s) must last, or be expected to last, at least 12 months or result in death.

If approved, the child could be eligible for a monthly payment of up to $794 in 2021 and possibly an additional state supplement. In most states, a child who receives SSI is automatically eligible for Medicaid.

Please encourage your clients to visit www.ssa.gov/benefits/disability/apply-child.html to learn more, and find resources to help parents understand and apply for child disability benefits.

Protecting Your Clients from Scams

Social Security imposter scams are widespread across the United States. Scammers try to trick the public into providing personal information or money, and often threaten their victims with arrest. Recently, our Office of the Inspector General (OIG) has received reports of scammers creating fake versions of the identification badges most Federal employees use to gain access to Federal buildings. The scammers may text or email photos of the fake badges to convince potential victims of their legitimacy. These badges use government symbols, words, and even names and photos of real people, which are available on government websites or through internet searches.

If you or your clients receive a suspicious call, letter, text, or email, hang up or do not respond. When Social Security communicates with your clients, we will NEVER:

  • Text or email images of an employee’s official government identification.
  • Suspend a person’s Social Security number.
  • Threaten someone with arrest or other legal action unless they immediately pay a fine or fee.
  • Require payment by retail gift card, wire transfer, internet currency, or cash.
  • Promise a benefit increase or other assistance in exchange for payment.
  • Send official letters or reports containing their personal information via email.

If someone owes money to us, we’ll mail them a letter with payment options and appeal rights. We send text messages only if you or your client has opted in to receive texts from us and only in limited situations, including the following:

  • When you have subscribed to receive updates and notifications by text.
  • As part of our enhanced security when signing in to your personal my Social Security account.

Our Office of the Inspector General has many resources to learn more about preventing and reporting scams on their Scam Awareness page. We also have resources available to the public on our Coronavirus Disease (COVID-19) page.

Please share this information with your clients and encourage them to report Social Security scams or fraud at oig.ssa.gov.

Americans with Disabilities Act (ADA) Anniversary

On the 21st anniversary of the Americans with Disabilities Act, we want to share how we help people with disabilities. From wounded warriors to children, we provide vital aid to people who can no longer work and their families.

The Social Security Disability Insurance and Supplemental Security Income programs offer a lifeline to people with qualifying disabilities, providing benefits, cash payments, and medical assistance. If your clients need detailed information to help them understand what to expect during the application process, please encourage them to visit www.ssa.gov/benefits/disability.

June 2021

The Top 10 Baby Names of 2020 are Here

Olivia and Liam are once again America’s most popular baby names in 2020. The top three names for both girls - Olivia, Emma, and Ava - and boys - Liam, Noah, and Oliver - remain the same for the second year in a row.

In fact, out of both Top 10 lists combined, only two names changed, with the traditional names Henry and Alexander edging out Mason and Ethan. The name Henry has been steadily rising in popularity, last appearing in the Top 10 over a century ago, in 1910. For all of the top baby names of 2020, and to see where your name ranks, visit our Baby Names page at www.ssa.gov/babynames.

Please encourage your clients to enjoy the baby names list and, while online, create a personal my Social Security account at www.ssa.gov/myaccount. my Social Security is a personalized online account that they can use during their working years and while receiving Social Security benefits.

Choose a Representative Payee for Social Security to Consider Before You May Need One

The future can be uncertain. However, our Advance Designation program can help your clients if a time comes when they need a representative payee to help manage their Social Security benefits or Supplemental Security Income payments. Advance Designation enables someone to identify up to three people, in priority order, who they would like to serve as their potential representative payee.

We recently celebrated the one-year anniversary of our Advance Designation program. Since its launch in March 2020, more than one million eligible individuals have opted to participate.

Adults and emancipated minors who do not have representative payees may make advance designations whether they are applying for, or receiving, benefits. If your clients are eligible, they may provide and update Advance Designation information when they:

  • File a claim for benefits online.
  • Use the application available in their personal my Social Security account at www.ssa.gov/myaccount.
  • Call us by telephone at 1-800-772-1213 (TTY 1-800-325-0778).

Your clients may also change their Advance Designation(s), including the priority order, at any time if they are still capable of making their own decisions. In the event that they can no longer make their own decisions, your clients and their families will have peace of mind knowing they have already chosen someone they trust to manage their benefits.

Your clients can learn more about Advance Designation at www.ssa.gov/payee/advance_designation.htm. They may also find more information about representative payees in our blog post at blog.ssa.gov/making-wise-choices-when-a-representative-payee-manages-your-money/.

World Elder Abuse Awareness Day

World Elder Abuse Awareness Day (WEAAD) is June 15. WEAAD provides an opportunity for communities around the world to raise awareness about elder abuse and neglect.

We remain committed to protecting people from fraud and scams. To avoid falling victim, your clients can:

We will be participating in the National Center on Elder Abuse’s WEAAD webinar titled “Coming Back Strong after COVID-19: Federal Elder Justice Innovations and Resources.” The webinar will take place on Wednesday, June 9, 2021 at 9 a.m. PT / 12 p.m. ET. Your clients can register via Zoom at https://us02web.zoom.us/webinar/register/WN_Tl1TOwPOQDeDJpzNWVpNvg.

What to Do If Your Clients are Missing Economic Impact Payments

The Internal Revenue Service (IRS) issued the third round of Economic Impact Payments (EIPs) in April. Most Social Security beneficiaries and Supplemental Security Income (SSI) recipients should have received their EIPs by now. Do you have clients who believe they missed an EIP for themselves, an eligible spouse, or eligible dependents, from this round or any previous round of EIPs?

Your clients can visit our Economic Impact Payments and Tax Credits page at www.ssa.gov/eip to learn more about what steps to take. They may need to file a 2020 tax return with the IRS and claim the Recovery Rebate Credit to receive missing first or second EIPs, even if they do not have income to report for 2020. The IRS will send your clients any additional third EIP amount they are eligible for in 2021 separately. Our web page also provides links to the IRS where your clients may be able to file their federal taxes free of charge at www.irs.gov/filing/free-file-do-your-federal-taxes-for-free.

Please let your clients know that they should contact the IRS for questions about tax-related topics and economic income payments.

International Widows’ Day

International Widows’ Day takes place annually on June 23. We understand the financial difficulty that can come with the loss of a spouse. Social Security provides monthly financial support to widows and widowers. Eligibility depends on a person’s age, disability determination, and if they have the deceased person’s child in their care.

If your client has lost a spouse, please encourage them to learn more at www.ssa.gov/benefits/survivors.

SSA Receives Certificate of Excellence in Accountability Reporting

The Association of Government Accountants awarded us the Certificate of Excellence in Accountability Reporting (CEAR) for our fiscal year 2020 Agency Financial Report. The CEAR program aims to improve accountability through streamlined, effective reporting that clearly demonstrates Federal agency accomplishments and challenges. We have received the CEAR award for 23 consecutive years, an unprecedented accomplishment.

Retirement Benefits Web Portal Wins a ClearMark Award

Social Security’s “Retirement Benefits Web Portal” is the 2021 ClearMark Award winner for the “Website” category. The portal is also a finalist for the Grand ClearMark Award. You can view the portal at www.ssa.gov/benefits/retirement.

The ClearMark awards are given yearly to the best plain language documents and web sites. A panel of international experts judges the entries, following a strict set of criteria. To view a full list of the awardees, visit https://centerforplainlanguage.org/2021-clearmark-winners/.

May 2021

How Social Security Continues to Serve You during the COVID-19 Pandemic

The COVID-19 pandemic continues to impose hardships and our country's most vulnerable citizens continue to suffer. Many people rely on face-to-face meetings to get the help they need. Since last year, we’ve seen fewer applications for the Disability Insurance (DI) and Supplemental Security Income (SSI) programs. We’re working to let people know we are here to help with benefits, tools, and information.

We’re giving special attention to children with disabilities — along with their families and caretakers. If your client, or someone you know, has a child who may qualify for SSI, encourage them to apply by visiting our SSI Benefits page at www.ssa.gov/benefits/ssi.

Resources, such as our People Helping Others page, provide information for anyone helping someone with accessing our services at www.ssa.gov/thirdparty. There, your clients can access our Faith-Based Community Group Outreach Toolkit for groups and organizations to share with their networks.

Please share this information with your clients.

Asian American and Pacific Islander (AAPI) Heritage Month

May is Asian American and Pacific Islander (AAPI) Heritage Month. This year’s theme is “Advancing Leaders Through Purpose-Driven Service.” The theme is part of a new series for 2021-2024 highlighting the Federal Asian Pacific American Council’s efforts in “Advancing Leaders.”

Social Security’s programs serve as financial protection for millions of Americans of every race and background. In honor of this month, we are shining a spotlight on our AAPI page at www.ssa.gov/people/aapi. Please share it with your clients today.

Encourage Your Clients of All Ages to Use my Social Security

A my Social Security account isn’t just for people receiving Social Security benefits. Anyone can access their Social Security information with their personal my Social Security accounts and do the following:

  • View their earnings history.
  • Start the benefit application process.
  • Check the status of their application.
  • View, print, or save a letter verifying that they do not receive benefits.
  • View the benefits they could receive based on their spouse’s earnings history.
  • Find out if they have enough work credits to be eligible to receive benefits.
  • Request a replacement Social Security card (in most States and the District of Columbia).
  • View, print, or save a copy of their Social Security Statement and supplemental fact sheets.
  • Find out if they qualify for other types of benefits (i.e., disability, survivors, and Medicare coverage).
  • If they have enough work credits to be eligible to receive benefits,
    • Compare retirement benefit estimates at different ages or dates when they want to start receiving benefits.
    • View what benefits their spouse could receive based on their earnings history.

Please encourage your clients to open a personal my Social Security account today at www.ssa.gov/myaccount.

Replacement or Corrected Social Security Cards during the COVID-19 Pandemic

Social Security offices are currently open only for in-person appointments for limited, critical situations, depending upon local office conditions. However, your clients may apply for a replacement Social Security card online and by mail. Before requesting a replacement card, please remember that they might not need the physical card. Most of the time, simply knowing the Social Security number is enough.

If your client has a critical situation that requires them to have a physical card and they cannot apply by mail or online, they should call their local Social Security office. Please visit our Coronavirus (COVID-19) Updates page for more information at www.ssa.gov/coronavirus.

Applying Online

Your clients can use our online application if they are an adult, have a State-issued drivers’ license or non-driver identification card, and live in the District of Columbia or one of the 45 States that verifies State-issued documents for us. All they need to do is create a personal my Social Security account to access and complete the online application at www.ssa.gov/myaccount/replacement-card.html.

If your client lives in one of the five States that do not participate — Minnesota, Nevada, New Hampshire, Oklahoma, and West Virginia — know that we are working hard to bring this service to them as soon as possible.

Applying by Mail

We require proof of your client’s identity with their replacement card application (www.ssa.gov/forms/ss-5.pdf), usually a U.S. passport, or State-issued drivers’ license or non-driver identification card. These proofs must show your client’s name and identifying information (such as date of birth or age), be current (i.e., not expired), and be an original or a certified copy. We will return any documents they send us.

Older Americans Month – Reminder to Apply for Retirement Benefits Online

May is Older Americans Month — a great chance to share Social Security information with your older clients.

If they are ready to receive retirement benefits, they can apply online at www.ssa.gov/benefits/retirement. They can complete their application, return to a saved application not yet completed, and check their application status with a personal my Social Security account.

Your clients can do much of their business with us online from their homes. Please urge your clients to learn what they can do online at www.ssa.gov/onlineservices.

What to Do If Your Clients are Missing Economic Impact Payments

The Internal Revenue Service (IRS) issued the third round of Economic Impact Payments (EIP) last month. Most Social Security beneficiaries and Supplemental Security Income recipients should have received their EIPs by now. Do you have clients who believe they missed an EIP for themselves, an eligible spouse, or eligible dependent, from this round or any previous round of EIPs?

Your clients can visit our EIP and Tax Credits page at www.ssa.gov/eip to learn what steps to take. They may need to file a 2020 tax return with the IRS and claim the Recovery Rebate Credit to receive missing first or second EIPs, even if they do not have income to report for 2020. The IRS will send your clients any additional third EIP amount they are eligible for in 2021 separately. Our web page also provides links to the IRS where your clients may be able to file their federal taxes free of charge at www.irs.gov/filing/free-file-do-your-federal-taxes-for-free.

Please let your clients know that they should contact the IRS for questions about tax-related topics and economic impact payments.

April 2021

People with ALS Can Get Social Security Disability Benefits Sooner

Amyotrophic Lateral Sclerosis (ALS) is a disease with no known cure. It rapidly and progressively attacks the nerve cells responsible for controlling voluntary muscles. On average, 1,000 people with ALS apply for Social Security Disability Insurance (SSDI) benefits every year.

The ALS Disability Insurance Access Act of 2019 eliminated the 5-month SSDI waiting period for people with ALS who are approved for benefits on or after July 23, 2020. The new law does not affect our disability application or determination process. The law only eliminates the five-month waiting period so that people with ALS can receive SSDI benefits sooner. Claimants with ALS will also receive Medicare benefits sooner when their disability benefits begin.

This information could be valuable to your clients. Please send them to www.ssa.gov/benefits/disability/approval.html for more information.

Appointing a Representative with the New SSA-1696 Online Form

We recently launched a new electronic submission option for appointing a representative. The new online Form SSA-1696 is a two-step process that captures the necessary electronic signatures of both the prospective representative and claimant.

The prospective representative must initiate the request. Both the prospective representative and claimant must complete, sign, and submit the document.

We encourage you and your clients to visit www.ssa.gov/representation and select Begin e1696 to learn more about this convenient service.

Check Your Social Security Benefits Application or Appeal Online

If your client applied for a Social Security benefit, or has a pending reconsideration or hearing request, they can check the status online. Everyone with a pending application or appeal can create or use their personal my Social Security account to check the status.

Your clients can open their free account at www.ssa.gov/myaccount to see:

  • Date of filing.
  • Current claim location.
  • Scheduled hearing date and time.
  • Incomplete applications.
  • Servicing office location.
  • Publications of interest, depending on the claim and current step in the process.

Please encourage your clients to use my Social Security to check the status of their application or appeal.

There’s So Much Your Clients Can Do Online

With a free my Social Security account, your clients can take advantage of many convenient and secure services online, at www.ssa.gov/myaccount. Whether at home or on the go, your clients can use their account to complete most Social Security business online, without calling or requesting an appointment.

For example, clients who are not receiving benefits can review their earnings history, check the status of their applications, view personalized estimates of future benefits based on their actual earnings, and see their latest Social Security Statement and new supplemental fact sheets.

Clients who receive benefits can print their own benefit verification letter, change or start direct deposit, change their address, and request a replacement Medicare card.

Whether your client receives benefits or not, they can use their my Social Security account to request a replacement Social Security card (in most States and the District of Columbia).

Please encourage your clients to visit www.ssa.gov/myaccount to create or access their personal account. They can also find a full list of our online services at www.ssa.gov/onlineservices.

Social Security National Disability Forum – April 15

Social Security will host the next National Disability Forum on Thursday, April 15 by conference call from 1:00 p.m. – 3:30 p.m. (ET). The forum is titled “COVID-19 and Social Security Programs: Mental Health Effects on Adults and Children.”

Please visit www.ssa.gov/ndf to learn more about the National Disability Forum. You and your clients can email questions to OEA.Net.Post@ssa.gov.

Apply Online for Disability Benefits

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are the largest federal programs that provide financial assistance to people with disabilities. Despite important differences between the two programs, we require a person to meet the same definition of disability for both programs.

Your clients who wish to apply for SSDI, or SSDI and SSI at the same time, may be able to apply online at www.ssa.gov/disability. On this page, they can also access important information about these programs, which we encourage them to share with friends and family.

Please encourage your clients to apply online for disability benefits.

March 2021

Editor’s Note

We will now publish the SSA Update newsletter at the beginning of the month. The next edition of the Update will run at the beginning of April.

February 2021

Inspector General Announces 2nd National “Slam the Scam” Day

Social Security’s Inspector General, Gail S. Ennis, designated Thursday, March 4, 2021 as the second annual National “Slam the Scam” Day. Slam the Scam raises public awareness about the government imposter telephone scams that continue to spread across the United States. Slam the Scam is part of National Consumer Protection Week, February 28 – March 6.

Please encourage your clients to visit our Scam Awareness page at oig.ssa.gov/scam for more information about National “Slam the Scam” Day and Social Security-related scams. Your clients can also visit our Fraud Prevention and Reporting page for additional resources at www.ssa.gov/antifraudfacts. We hope you will help us “Slam the Scam” on March 4!

Social Security Celebrates Black History Month

In February, our nation honors African Americans by celebrating Black History Month. Our programs and services offer a lifetime of protections for African Americans and their families. Your clients might find our People Like Me page helpful when planning for their future financial security: www.ssa.gov/people/africanamericans.

Also, please let your clients know that they can do much of their Social Security business online with secure access to their personal my Social Security account at www.ssa.gov/myaccount.

Update: New Fact Sheets Added to the Online Statement

Your clients’ Social Security Statement, available using a my Social Security account, explains how much they or their family could receive in disability, survivor, and retirement benefits.

We’ve added new fact sheets to accompany the online Statement. The fact sheets are designed to provide clear and useful information based on age group and earnings situations. The fact sheets can help your clients better understand Social Security programs and benefits.

The new Statement fact sheets cover the following topics:

  • Retirement readiness for workers in four specific age groups.
  • Workers with non-covered earnings who may be subject to the Windfall Elimination Provision and Government Pension Offset.
  • Social Security basics for new workers.
  • How people become eligible for benefits (for workers not fully insured).
  • How additional work can increase future benefits.
  • Medicare readiness for workers age 62 and up.

If a client does not have a personal my Social Security account, please encourage them to create one at www.ssa.gov/myaccount. They can access their Statement, fact sheets, and other useful tools and information tailored to their needs.

You or your clients can visit our Social Security Statement webpage to learn more. Please share these resources with your clients.

Making the Most of America Saves Week

This year, America Saves Week (ASW) ran from February 22 through 26. ASW is an opportunity for organizations to encourage good financial habits. It’s the perfect time to promote helping millions of people prepare for their financial future. Ask your clients to join the #ASW21 movement and use this hashtag when posting about their savings goals on social media.

People who save money and have a retirement plan are twice as likely to save successfully. Daily themes for the week included:

  • Monday - Save Automatically.
  • Tuesday - Save for the Unexpected.
  • Wednesday - Save to Retire.
  • Thursday - Save by Reducing Debt.
  • Friday - Save as a Family.

You can pledge to save at www.americasavesweek.org.

We have many tools for retirement planning to help your clients with their retirement saving goals. Your clients can access our online information and resources at www.ssa.gov/benefits/retirement.

Show Your Clients What They Can Do Online at SSA.gov

Our online services make it easy for your clients to do business with us on the go or from the comfort of home. Please direct your clients to www.ssa.gov/onlineservices.

Your clients will benefit from opening a free, personal my Social Security account at www.ssa.gov/myaccount for an enhanced online experience. With their account, your clients can:

  • Request a replacement Social Security or Medicare card.
  • View their personalized retirement benefit estimates.
  • Check their benefit application status.
  • Set up or change their direct deposit information.
  • Print a proof of benefits letter.
  • Receive some notices online.

Please share these helpful resources with your clients today.

Get Your Benefit Statement Online as Tax Day Approaches

The Benefit Statement, also known as the Social Security 1099 (SSA-1099) or 1042S (SSA-1042S), is a tax form that we mail in January to people who receive Social Security benefits. If your clients misplaced or did not receive it, they can get a copy of their SSA-1099 or SSA-1042S right now with their personal my Social Security account at www.ssa.gov/myaccount.

Keep in mind that Social Security benefits may be taxable. Please visit www.ssa.gov/benefits/retirement/planner/taxes.html to learn more.

Social Security Update 2021

Every year, we provide new information about Social Security taxes, benefits, earnings limits, and Medicare costs. By law, many of the numbers change automatically each year to keep up with changes in prices and wage levels. This information is important for people who:

  • Work and want information on taxes and work credits.
  • Receive Social Security benefits and want to know the earnings limits.
  • Receive Supplemental Security Income and want information on payment maximums.

Please share with your clients the updated 2021 Social Security information. They can find it in our shareable publication: www.ssa.gov/pubs/EN-05-10003.pdf.

January 2021

Hearings With Social Security During the COVID-19 Pandemic

In March 2020, we temporarily closed all of our Social Security Hearing Offices due to the COVID-19 pandemic, and are not offering in-person hearings. During the office closures, we are providing two flexible, safe, and secure hearing options: either a telephone hearing, or our new option of an online video hearing.

Additional information on both of these hearing options is available at www.ssa.gov/appeals/hearing_options.html.

To participate in online video hearings, your clients and an appointed representative, if applicable, must have access to email and a personal computer, laptop, or Android/Apple tablet or mobile device with a secure and private, high-speed Wi-Fi or cellular data connection. The device must have a camera, microphone, and speakers. If using a mobile device, you must download the free Microsoft Teams application. We will send your clients a link to a user guide that explains how to access and use Microsoft Teams before the date of an online video hearing.

Please have your client read our publication Online Video Hearings at the Social Security Administration at www.ssa.gov/pubs/EN-70-10284.pdf for additional information. A short video about online video hearings is available at www.ssa.gov/appeals/hearing_video.html.

Use my Social Security to Access Case Documents

Social Security Disability Insurance and Supplemental Security Income beneficiaries with a my Social Security account can now access case documents through the Message Center of their my Social Security account.

Please let your clients know they must contact the local Social Security office, hearings office, or Appeals Council branch where their case is pending to request that a copy of their case documents be sent to their my Social Security Message Center. Also, remind them to turn on my Social Security Message Center notifications at www.ssa.gov/myaccount so they can receive an email or text when the documents are available. You can learn more about this new feature at www.ssa.gov/appeals/electronic_case_document.html.

New Online Payment Option for Social Security Overpayments

Beginning January 2021, your clients who have an overpayment but are no longer receiving Social Security or Supplemental Security Income benefits can go online to make payments. Options to repay their overpayment in full or make partial payments include using a credit card, debit card, or bank account transfer.

Our billing notices now include our new Pay.gov direct payment option. We also include a new 10-character alphanumeric Remittance ID that your client will use instead of his or her Social Security number when making a payment online. We will generate a unique Remittance ID with each monthly bill.

Please inform your clients about our new secure payment site. They can easily make online payments at pay.gov/public/form/start/834689469. They can also access the site by visiting Pay.gov and searching “SSA” or “Social Security.”

Warn Your Clients Against Scams

We continue to receive reports about scam phone calls and emails from people claiming to be Social Security employees. Don’t let your clients fall for it. Those calls and emails are from scammers trying to trick them into providing personal information or money and often threatening their victims with arrest.

While our employees are conducting most business by phone due to the pandemic, we want you to remind your clients that our employees will never:

  • Threaten them with benefit suspension, arrest, or other legal action unless they pay a fine or fee.
  • Tell them that their Social Security number has been suspended.
  • Promise a benefit increase or other assistance in exchange for payment.
  • Require payment by retail gift card, cash, wire transfer, internet currency, or prepaid debit card.
  • Demand secrecy from them when handling a Social Security-related problem.
  • Send official letters or reports containing personally identifiable information via email.

If you receive a suspicious call or email, or you’re unsure of the identity of someone who claims to be from Social Security:

Please share this message with your clients.

Medicare Advantage Open Enrollment

Please let your clients know that Medicare Advantage enrollees can switch from one Medicare Advantage plan to another from January 1 through March 31 at www.Medicare.gov.

Your clients can also learn more about how Social Security and Medicare interact at www.ssa.gov/benefits/medicare, where they can also sign up for Medicare & Extra Help.

December 2020

Social Security Benefits Increase in 2021

Approximately 70 million Americans will see a 1.3 percent increase in their Social Security benefits and Supplemental Security Income (SSI) payments in 2021. Federal benefit rates increase when the cost-of-living rises, as measured by the Department of Labor’s Consumer Price Index (CPI-W).

The CPI-W rises when inflation increases, leading to a higher cost-of-living. This change means prices for goods and services, on average, are a little more expensive, so the cost-of-living adjustment (COLA) helps to offset these costs.

We have been mailing COLA notices throughout the month of December to retirement, survivors and disability beneficiaries, SSI recipients, and representative payees. If your clients want to know their new benefit amount before they receive their COLA notice, they can securely obtain their COLA notice online using the Message Center in my Social Security.

Your clients who already have a my Social Security account can opt out of receiving a mailed COLA notice and other paper notices. They can also receive alerts by text or email when there is a notice in the Message Center by updating their notification preferences.

Other changes based on the increase in the national average wage index also begin in January 2021. For example, the maximum amount of earnings subject to Social Security payroll tax in 2021 will be higher. The retirement earnings test exempt amount will also change in 2021. Your clients can read our COLA factsheet at www.ssa.gov/news/press/factsheets/colafacts2021.pdf.

Please encourage your clients to sign up for or log in to their personal my Social Security account at www.ssa.gov/myaccount. Your clients can find more information about the 2021 COLA at www.ssa.gov/cola.

How the Hold Harmless Provision Protects Your Client’s Benefits

We work together with the Centers for Medicare & Medicaid Services to make sure your clients won’t have a reduction in their Social Security benefits as a result of Medicare Part B premium increases. A special rule called the “hold harmless provision” protects their Social Security benefit payment from decreasing due to an increase in the Medicare Part B premium. The Part B base premium for 2021 is $148.50, which is $3.90 higher than the 2020 base premium.

Most people with Medicare will pay the new premium amount because the increase in their benefit amount will cover the increase. However, a small number of people will see little or no increase in their Part B premium — and their Social Security benefit checks will remain the same — because the amount of their cost-of-living adjustment isn’t large enough to cover the increase.

To qualify for the hold harmless provision, your client must:

  • Receive Social Security benefits or be entitled to Social Security benefits for November and December of the current year.
  • Have their Medicare Part B premiums for December and January deducted from their monthly benefits.

There are exceptions. The hold harmless provision does NOT apply to them if:

  • They enroll in Part B for the first time in 2021.
  • They pay an income-related monthly adjustment amount premium.
  • They are dually eligible for Medicaid and have their premium paid by a state Medicaid agency.

Your clients can learn more by visiting Medicare at www.medicare.gov.

Who Do I Contact – Social Security or Medicare?

Knowing who to contact and when can save your clients time. Our new one-page publication — Who Do I Contact – Social Security or Medicare? — tells them exactly that:

Please share this resource with your clients as a quick reference for who to contact for what service.

Your Clients Can Do Much of their Retirement Planning Online

Our online retirement portal at www.ssa.gov/retirement is a great place for your clients to start mapping out their retirement plan. There, we provide important information that they should know. Your client may have questions like:

  • When should I apply to start retirement benefits?
  • What documents do I need to provide?
  • Which factors affect my retirement benefits?
  • What should I remember to do after I apply for retirement benefits?

Please remind them they can use their personal my Social Security account at www.ssa.gov/myaccount to get an instant estimate of their future retirement benefits. They can also see the effects of starting their retirement benefits at different ages.

Holiday Local Social Security Office Closings

If you plan to do business with us during the holiday season, our offices and phone lines will be closed to the public on Christmas Eve (December 24), Christmas Day (December 25), and New Year’s Day (January 1), but our online services are available every day.

Please visit www.ssa.gov/onlineservices for a list of our secure and convenient online services.

November 2020

Commissioner Saul is one of Next Avenue’s 2020 Influencers in Aging

Next Avenue has named Social Security Commissioner Andrew Saul one of their 2020 Influencers in Aging. In a candid interview, Commissioner Saul details his dedication to the American public and improving SSA’s customer service:

“When I came in, the first thing I did was make it very clear that our job at the agency, meaning the whole team, was to serve the public. Customer service is the most important feature--that's the mojo here, and that's what we are dedicated to do,” said Commissioner Saul. “The global pandemic has changed the way we do business, and I think it will be changed forever. We must provide the public with additional online, remote service, and self-service options that we all expect from organizations today.”

You and your clients can read the interview with Commissioner Saul at www.nextavenue.org/for-social-securitys-chief-andrew-saul-customer-service-is-job-1.

Shining Light on Retirement

The dream of a secure, comfortable retirement is much easier to achieve when you plan ahead. The three major elements of your retirement portfolio are benefits from pensions, savings and investments, and Social Security benefits. Your clients have a better chance of reaching their retirement goals if they start planning earlier and use the correct information to make informed decisions.

Check out our redesigned retirement pages. Your clients can learn about retirement, apply for Social Security benefits, and manage their benefits at www.ssa.gov/benefits/retirement.

Also, let your clients know that they can do much of their business with us online with a personal my Social Security account at www.ssa.gov/myaccount.

Social Security National Disability Forum

On November 18, we hosted a virtual National Disability Forum (NDF) on the topic COVID-19 and SSA Programs: Long-Term Health Effects. Commissioner Andrew Saul provided opening remarks. Steve Rollins, Esq., Deputy Associate Commissioner, Office of Disability Policy, provided the NDF introduction and made closing remarks. The panel discussion included:

Moderator: Carlos Del Rio, M.D. Professor of Medicine, Emory University School of Medicine, and Professor of Global Health and Epidemiology, Rollins School of Emory University.

Steven G. Deeks, M.D. Professor of Medicine in Residence, University of California, San Francisco.

Mercedes R. Carnethon, PhD Mary Harris Thompson Professor and Vice Chair of Preventive Medicine and Professor of Medicine (Pulmonary and Critical Care), Northwestern University Feinberg School of Medicine.

David Putrino, PhD Director of Rehabilitation Innovation, Mount Sinai Health System and Assistant Professor of Rehabilitation and Human Performance, Icahn School of Medicine at Mount Sinai.

Paul G. Auwaerter, M.D., MBA, FIDSA Sherrilyn and Ken Fisher Professor of Medicine, Johns Hopkins University School of Medicine and Clinical Director for the Division of Infectious Diseases and Director of the Sherrilyn and Ken Fisher Center for Environmental Infectious Diseases.

Laurie G. Jacobs, M.D., FACP, AGSF Chair and Professor, Department of Internal Medicine, Hackensack Meridian School of Medicine and Hackensack University Medical Center.

You and your clients can learn more about Social Security’s National Disability Forum at www.ssa.gov/ndf.

Doing Medicare Business Online

Social Security is a leader in online, self-service options. In fact, your clients can do much of their Medicare business online with us. Your clients can:

Please remind your clients to look at our resources online before calling a local office.

Veterans and Active Duty Military Members Can Count On Social Security

Every year on Veterans Day, we honor the people who risk their lives to protect our country. Our disability program is an important part of our commitment to wounded warriors and their families.

Social Security is a valuable resource for military members who return home with injuries. If you know a wounded veteran, please let them know about our Wounded Warriors webpage at www.ssa.gov/woundedwarriors.

The Wounded Warriors webpage answers many commonly asked questions and shares other useful information about disability benefits, including how veterans can receive expedited processing of their Social Security disability claims. Benefits available through Social Security are different from those from the Department of Veterans Affairs, and they require a separate application because our definition of disabled is different. Please share this information with your clients who may need these resources.

Holiday Local Social Security Office Closings

If you plan to do business with us during the holiday season, we want you to know that our offices and phone lines will be closed to the public on Christmas Day (December 25) and New Year’s Day (January 1), but our online services are available every day.

Please visit www.ssa.gov/onlineservices for a list of our secure and convenient online services.

October 2020

Social Security Benefits Increase in 2021

Approximately 70 million Americans will see a 1.3 percent increase in their Social Security benefits and Supplemental Security Income (SSI) payments in 2021. Federal benefit rates increase when the cost-of-living rises, as measured by the Department of Labor’s Consumer Price Index (CPI-W).

The CPI-W rises when inflation increases, leading to a higher cost-of-living. This change means prices for goods and services, on average, are a little more expensive, so the cost-of-living adjustment (COLA) helps to offset these costs.

We will mail COLA notices throughout the month of December to retirement, survivors, and disability beneficiaries, SSI recipients, and representative payees. If your clients want to know their new benefit amount sooner, they can securely obtain the Social Security COLA notice online using the Message Center in my Social Security in early December prior to the mailed notice.

Your clients who already have a personal my Social Security account can opt out of receiving a mailed COLA notice and other paper notices that are available online. They can also choose text or email alerts when there is a notice in Message Center by updating Preferences to know when we have something important for them. For people who don’t have an account yet, they must create their account by November 18, 2020 to receive the 2021 COLA notice online.

January 2021 marks other changes that will happen based on the increase in the national average wage index. For example, the maximum amount of earnings subject to Social Security payroll tax in 2021 will be higher. The retirement earnings test exempt amount will also change in 2021. Your clients can read our COLA factsheet at www.ssa.gov/news/press/factsheets/colafacts2021.pdf.

Please encourage your clients to be the first to know. They can sign up for or log in to their personal my Social Security account today at www.ssa.gov/myaccount. They may also choose email or text under “Message Center Preferences” to receive courtesy notifications. Your clients can find more information about the 2021 COLA at www.ssa.gov/cola.

Social Security Informing Your Clients About Recent Scams

The most effective way to defeat scammers is to know how to identify scams. Let your clients know they should just hang up on any call they’re uncertain of and ignore suspicious emails. Scammers always find new ways to steal people’s money and personal information by exploiting their fears.

One common tactic scammers use is posing as federal agents and other law enforcement. They may claim your client’s Social Security number is linked to a crime. They may even threaten to arrest your clients if they do not comply with their instructions. Tell your clients to just hang up.

Your clients should remain vigilant of phone calls when someone says there’s a problem with their Social Security number or their benefits. If they owe money to Social Security, we will mail them a letter explaining their rights, payment options, and information about appealing.

If your clients do not have ongoing business with our agency, it is unlikely we will contact them. If they get a suspicious call claiming to be from Social Security, they should hang up and report it to our law enforcement office at oig.ssa.gov.

Quick and Easy W-2 Filing Options using Business Services Online

The first stop for information on W-2s, electronic filing, and verifying Social Security numbers should be our Business Services Online. Our online suite of services offers fast, free, and secure online W-2 filing options to accountants and people who process W-2s (the Wage and Tax Statement) and W-2Cs (Statement of Corrected Income and Tax Amounts).

Users must register to use these services at www.ssa.gov/bso/bsowelcome.htm. They can read more about electronic wage reporting at www.ssa.gov/pubs/EN-05-10034.pdf.

Social Security has the Answers

Your clients may have questions about our programs and benefits. We can answer them. We regularly update our Frequently Asked Questions webpage at www.ssa.gov/faq, which answers questions about our program and services, many of which can be handled online.

Your clients can see our top questions as well as browse by topic to find the information they need. Recent pressing topics include the recent COLA announcement, COVID-19 information, current scams, and my Social Security accounts. Please remind your clients that they can easily share this information with friends and family who may need it.

Plan for the Future and Manage the Present with a my Social Security Account

A my Social Security account is not only for people receiving Social Security benefits. Here are the many features people not receiving benefits can access online with their personal my Social Security account:

  • Request a replacement Social Security card (in most states).
  • View, print, or save a copy of their Social Security Statement.
  • View their earnings history.
  • Find out if they have enough work credits to be eligible to receive benefits.
  • Find out if they qualify for other types of benefits (i.e., disability, survivors, and Medicare coverage).
  • View, print, or save a letter verifying that they do not receive benefits.
  • View the benefits they could receive based on their spouse’s earnings history.
  • If they have enough work credits to be eligible to receive benefits, they can also:
    • Compare retirement benefit estimates at different ages or dates when they want to start receiving benefits.
    • View what benefits their spouse could receive based on their earnings history.
  • Start the benefit application process online.
  • Check the status of their application.

Please encourage your clients to open a my Social Security account at www.ssa.gov/myaccount.

The Disability Update Report Can Now be Completed Online

The Disability Update Report is part of our Continuing Disability Review (CDR) process, which is required by law. We periodically review each case to determine if the beneficiary continues to meet the eligibility rules to receive disability benefits. We mail the Disability Update Report, or Form SSA-455, to disabled beneficiaries to obtain updated information about their medical conditions and recent treatments. They now also have the option to complete the SSA-455 online at https://www.ssa.gov/ssa455-online-form.

Economic Impact Payment News

The Internal Revenue Service (IRS) has announced two important updates about economic impact payments (EIP). First, the IRS has extended the deadline for non-tax filers to provide information to get their EIP this year. The IRS previously announced that adult non-tax filers would have until November 21 to submit their information via the IRS’ Non-Filer Tool, while the deadline to submit information for children had expired. However, now, adults may continue to submit their children’s information until November 21 as well. An adult may receive up to $1,200. Adults with a qualifying child can get $500 per child.

Additionally, the IRS is now enabling Social Security and Supplemental Security Income beneficiaries, who already received their own EIP, to use the Non-Filer Tool to register for a payment for their spouse or qualifying child if they did not receive their EIP. To help increase awareness about the importance of registering for an EIP, the IRS has established November 10 as National Economic Impact Payment Registration Day. Please help inform your clients about the extended deadline and that they can now use the tool for their spouse or child, even if they already received their own EIP.

September 2020

The Internal Revenue Service (IRS) Extends Deadline to Ensure People with Children Receive $500 Economic Impact Payments (EIP)

The IRS has extended its deadline to September 30, 2020, for people to provide information to the IRS using its Non-Filer Tool at www.irs.gov/coronavirus/non-filers-enter-payment-info-here. Your clients should do this if all of the following apply:

  • Receive Social Security retirement, survivors, or disability benefits, or Supplemental Security Income (SSI) payments.
  • Did not file a 2019 or 2018 tax return.
  • Have a qualifying child uder age 17.
  • Did not already enter information in the IRS’ Non-Filer Tool for themselves and at least one child.

If your client already entered information in the IRS’ Non-Filer Tool before, and even after, the IRS’ previously announced deadlines (April 22 if receiving Social Security; May 5 if receiving SSI) they do not need to do anything. The IRS will automatically make an EIP in October 2020 based on the information provided to them. Individuals who began receiving Social Security or SSI on or after January 1, 2020 should receive their EIP in November 2020.

Please read the IRS’ August 14 press release at www.irs.gov/newsroom/irs-takes-new-steps-to-ensure-people-with-children-receive-500-economic-impact-payments for more information.

Compassionate Allowances: Five Conditions Added to Fast Track

Processing disability claims quickly and accurately is important to us. It is through this commitment to you that we use the Compassionate Allowances program to help us identify and fast-track cases where people have medical conditions and diseases that are most likely to meet Social Security’s standards for disability benefits.

In August, we added five conditions to this essential list:

  • Desmoplastic Small Round Cell Tumors,
  • GM1 Gangliosidosis - Infantile and Juvenile Forms,
  • Nicolaides-Baraister Syndrome,
  • Rubinstein-Tybai Syndrome, and
  • Secondary Adenocarcinoma of the Brain.

Additions to the list allow us to ensure that anyone with qualifying disabilities can receive the benefits they need quickly.

Due to the severe nature of many of these conditions, these claims are often allowed based on medical confirmation of the diagnosis alone. To date, more than 600,000 people with severe disabilities have been approved through this accelerated, policy-compliant disability process. Over the last decade, the list has grown to a total of 242 conditions, including certain cancers, adult brain disorders, and a number of rare disorders that affect children.

Please share the Compassionate Allowances program with your clients who may need these vital benefits at www.ssa.gov/compassionateallowances.

Social Security National Disability Forum

On September 22, we hosted a virtual National Disability Forum (NDF) on the topic COVID-19 and SSA Programs: Serving Our Beneficiaries through Unprecedented Times. There were 844 calls into the conference line.

Commissioner Andrew Saul provided opening remarks. Jeffrey Buckner, Associate Commissioner, Strategic and Digital Communications welcomed the participants and provided agency updates. Steve Rollins, Esq., Deputy Associate Commissioner, Office of Disability Policy provided the NDF overview. Sam Richardson, Deputy Associate Commissioner, Office of Public Service and Operations Support, facilitated the open discussion for the morning session. Dawn Wiggins, Associate Commissioner, Office of Income Security Programs, facilitated the open discussion for the afternoon session. Rebecca Vallas, Senior Fellow, Center for American Progress, was the moderator. The panels included:

Morning Panel

  • Anne K. Callagy, Director of Government Benefits, The Legal Aid Society
  • Randy Feliciano, MPA, Senior Program Manager, National Council on Aging
  • Cara Liebowitz, Development Coordinator, National Council on Independent Living
  • Kelly Bagby, Vice President of Foundation Litigation, AARP
  • Yvonne Perret, M.A., M.S.W., LCSW-C, Executive Director, Advocacy and Training Center
  • Tammy Seltzer, Esq., Director, DC Jail & Prison Advocacy Project, Disability Rights DC

Afternoon Panel

  • Melissa Harris, Deputy Director, Disabled and Elderly Health Programs Group, Centers for Medicare & Medicaid Services
  • Dr. Leonie Heyworth, MD, MPH, Director of Synchronous Telehealth, VHA Telehealth Services, U.S. Department of Veterans Affairs
  • Vickie Kennedy, Assistant Director for Insurance Services, Washington State Department of Labor & Industries
  • Suzy Rosen Singleton, Chief, Disability Rights Office, Consumer and Governmental Affairs Bureau, Federal Communications Commission
  • Jill Yu, Branch Chief, Office of Field Policy and Management, Housing and Urban Development

Topics included:

  • The Advocate Experience: Best practices and lessons learned for connecting seniors, people with disabilities, and other vulnerable populations to benefits and other critical services during the pandemic.
  • The Governmental Agency Experience: Adapting policies and procedures to continue to serve the public during the pandemic.

You and your clients can learn more about Social Security’s National Disability Forum at www.ssa.gov/ndf.

New Online Video Hearings

We closed Social Security hearing offices to the public for in-person services starting Tuesday, March 17, 2020 due to the COVID-19 pandemic. We have been conducting appeal hearings with Administrative Law Judges (ALJs) via telephone only since March, while offices remain closed to the public to protect the health and safety of the public and employees.

We will soon have a new free service for people awaiting a hearing decision. In addition to telephone hearings, we will offer the opportunity for an online video hearing using the Microsoft Teams platform. This service will allow applicants and their representatives to participate in the hearing from anywhere they have access to a camera-enabled smartphone, tablet, or computer.

This stable and secure online platform will allow the Social Security judge to see and interact with applicants and their representatives just like an in-person hearing, while maintaining privacy of the claimant’s information. Other hearing experts, such as medical or vocational experts, may participate as well.

For the new online video hearings, whether the device is a laptop, smartphone, or tablet on either iPhone or Android, your clients will experience a clear picture and audio of the ALJ and their representative during their hearing. For updates on the implementation and expansion of this new hearing service, and other Social Security information, please visit the agency’s COVID-19 web page at www.ssa.gov/coronavirus and our Hearing Options page at www.ssa.gov/appeals/hearing_options.html.

Social Security and National Hispanic Heritage Month

Every September 15 through October 15, we celebrate National Hispanic Heritage Month. It is a time to recognize America’s diversity and acknowledge how it makes us stronger.

We also provide information about our programs and services in Spanish. If Spanish is your client’s primary language, they can visit www.segurosocial.gov. The site includes important information on topics such as planning for retirement and applying for benefits. Spanish-speaking individuals wishing to apply for retirement, disability, survivor, and other benefits, as well as Medicare, can call 1-800-772-1213 from 8 a.m. to 5:30 p.m. weekdays and select the option for Spanish.

Your clients can learn more about what we offer at www.ssa.gov/espanol/personas/hispanos. They can also access our Facebook and Twitter pages in Spanish at www.facebook.com/segurosocial and twitter.com/segurosocial.

August 2020

New Streamlined Waiver Process for Certain Overpayment Debts

In our continued effort to address the effects of the COVID-19 pandemic, we have streamlined the overpayment debt waiver process for overpayment debts that we did not timely process due to the temporary suspension of certain actions during the pandemic. Your clients may qualify for a streamlined waiver if:

  • An overpayment debt accrued between March 1 and September 30, 2020 because Social Security did not process an action due to the COVID-19 pandemic; and
  • We identify the debt by December 31, 2020.

The streamlined waiver process does not apply to overpayment debts resulting from fraud or similar fault, or involving misuse of benefits by a representative payee, nor will the process apply to debts we processed timely.

It is important to note that under our rules individuals still need to request a waiver. If your client may have a qualifying overpayment debt, please tell them to call their local Social Security office to request a waiver. The local office will handle the process over the telephone. The telephone number for the local office also will be in the overpayment notice and is available at www.ssa.gov/locator on our website.

Social Security’s Plan to Better Serve Your Clients

We are committed to improving service to the millions of Americans who rely on us for help. This effort requires that we modernize our technology so we can provide both our employees with effective, easy-to-use tools that help them do their job well and—as the COVID-19 pandemic has underscored—the public with convenient and robust self-service options that do not require a visit to our offices.

While such service options depend on modern technology, many of our systems are more than 30 years old. Nearly two years ago, we initiated a multi-year Information Technology (IT) Modernization Plan to replace our legacy systems with updated technology that enhances our service capabilities. We have updated this plan to continue to build on our progress and ensure we keep up with rapid changes to technology.

We will continue to review our IT Modernization plans to make sure they are flexible enough to keep up with rapid technology changes and future customer needs so we deliver on your expectations. We invite you and your clients to read our IT Modernization plan at www.ssa.gov/open/materials/IT-Modernization-Plan.pdf and the 2020 Update at www.ssa.gov/open/materials/IT-Modernization-Plan-2020-Update.pdf.

Reporting Earnings Online

We provide an online wage reporting service that allows Social Security Disability beneficiaries and their representative payees, and Supplemental Security Income (SSI) recipients and their spouses, parents, deemors, and representative payees, to report wages securely online. The service is available with a free, personal my Social Security account.

This online option allows your clients to report wages without having to contact a local Social Security office each month. (Note, your client will still need to contact an office to report when they first start working for a new employer.) Using a personal my Social Security account to report wages also lets your client print or save a receipt of their report. Representative payees are able to report wages, but won’t have access to the beneficiary’s or recipient’s other information.

You and your clients can visit www.ssa.gov/myaccount today to learn more about this convenient online service.

Our Online Services are Here for Your Clients

Your clients can use our online services at www.ssa.gov/onlineservices to conveniently do much of their business with us without having to call or visit our offices.

With a free my Social Security account, your clients can take advantage of many secure services. For example, they can receive personalized estimates of future benefits based on their actual earnings, see their latest Social Security Statement, and review their earnings history. With a my Social Security account, they also can easily request a replacement Social Security Card (in most states and the District of Columbia) or check the status of an application.

Encourage your clients to go to www.ssa.gov/myaccount to create or access their account.

Applying Online for Disability Benefits When Your Clients Need Them

The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. While these two programs are different in many ways, both are administered by us and only individuals who have a disability and meet medical criteria may qualify for benefits under either program.

Your clients who wish to apply for disability benefits or disability and Supplemental Security Income benefits at the same time may be able to apply online at www.ssa.gov/disability/. On this page, they can also access important information about these programs, which they can share with friends and family. Applying online for disability benefits offers several advantages including being able to file immediately from the comfort of home.

The IRS Takes New Steps to Ensure People with Children Receive $500 Economic Impact Payments

The IRS has extended its deadline to September 30, 2020 to provide information to the IRS using its IRS’ Non-Filer Tool if an individual:

  • receives Social Security retirement, survivors, or disability benefits, or SSI payments;
  • did not file a 2019 or 2018 tax return;
  • has a qualifying child under age 17; and
  • did not already enter information in the IRS’ Non-Filer Tool for themselves and at least one child.

If the individual already entered information in the IRS’ Non-Filer Tool before and even after the IRS’ previously announced deadlines (April 22 if they receive Social Security; May 5 if they receive SSI), they do not need to do anything. The IRS will automatically make a payment in October based on the information the individual provided them.

Please read the IRS’ August 14 press release for more details and share this information with your clients.

July 2020

New Benefit Verification Letters

The Social Security Administration held discussions with stakeholders on ways to improve our Benefit Verification letters. We listened to those recommendations and are excited to release a new and improved letter. Soon, when a person requests a Benefit Verification letter, we will provide a standardized letter, whether they call asking us to mail the letter or get their letter using their personal my Social Security account. We will roll out the new Benefit Verification letters between July and September.

The new Benefit Verification letter includes additional identifiers in addition to name, date of birth, and the benefits received, if any. Clients receiving Social Security or Supplemental Security Income (SSI) benefits can use their letter as proof of income for loans, housing assistance, mortgage, and other verification purposes. Individual representative payees can also use the new Representative Payee Portal with their own my Social Security account to see and print a current benefit verification letter online for themselves or their beneficiaries. Non-beneficiaries may request proof they do not receive benefits, or proof that benefits are pending, in the same standardized letter.

Social Security’s Plan to Better Serve Your Clients

We are committed to dramatically improving service to the millions of Americans who expect and deserve timely and accurate help from us. This effort requires that we modernize our technology to provide our employees with effective, easy-to-use tools that help them do their job well. As the COVID-19 pandemic has also underscored, we must offer additional online, remote service, and self-service options that you expect from organizations today.

While such service options depend on modern technology, many of our systems are more than 30 years old. Nearly two years ago, we initiated a multi-year Information Technology (IT) Modernization Plan to replace our outdated systems with updated technology and enhance our service capabilities. We have updated this plan to build upon the tremendous progress we have made over the past two years and to reflect input from public and private technology experts, our frontline employees, and most importantly, from our interactions with you.

This update enhances our focus to improve our services online, over the telephone, and in our local offices. We are also committed to ensure that the service options we offer are both secure and easily accessible. Currently, it is too hard for many people to prove who they are to access our online services, which is why improving our my Social Security account registration process is the foundation for our modernization efforts.

We will continue to review our IT Modernization plans and make sure they are flexible enough to keep up with rapid technology changes and future customer needs so that we deliver on your expectations. Your clients can read our IT Modernization plan at www.ssa.gov/open/materials/IT-Modernization-Plan.pdf and the 2020 Update at www.ssa.gov/open/materials/IT-Modernization-Plan-2020-Update.pdf.

Benefits for Children with Disabilities

Our Supplemental Security Income program helps children with qualifying disabilities and their families. For this program, a child must meet all of the following requirements to be considered disabled and medically eligible:

  • The child must have a medical condition, or a combination of conditions, that result in “marked and severe functional limitations.” This means that the condition(s) must very seriously limit the child’s activities.
  • The child’s condition(s) must have been disabling, or be expected to be disabling, for at least 12 months; or the condition(s) must be expected to result in death.

Have your clients visit www.ssa.gov/people/parents/ to learn more, including resources to help parents understand and prepare for child disability benefits.

Online Appeals Council Review

Claimants and their appointed representatives requesting a review of a Social Security or Supplemental Security Income claim at the Appeals Council level have the option to submit their request online. The online appeals application is simple, convenient, and secure. It guides your clients and their appointed representatives through every step of the process, including any necessary documentation.

You can learn more about how your clients can request an Appeals Council review at www.ssa.gov/benefits/disability/appeal.html.

Disability Benefits When Your Clients Need Them

Disability benefits offer a financial lifeline for your eligible clients. Benefits are for severe impairments (or combination of impairments) that have lasted, or are expected to last, for at least one year or are expected to result in death. When determining if a person meets our definition of disability, we consider medical severity, duration, earnings, and ability to perform past relevant work or any other work that exists in significant numbers in the national economy. There are two programs that pay disability benefits:

  • Social Security Disability Insurance pays benefits to you and certain members of your family if you meet eligibility requirements including you worked long enough and paid Social Security taxes to be insured.
  • Supplemental Security Income makes payments to people who have low income and few resources, and who are age 65 or older, blind, or disabled.

Your clients can learn more about Social Security disability benefits at www.ssa.gov/disability and about SSI at www.ssa.gov/ssi.

June 2020

Sign up for Medicare Part B Online, By Mail, or By Fax

Your clients don’t need to leave the comfort of their home to sign up for Medicare Part B. If they are already enrolled in Medicare Part A and would like to enroll in Part B, they must complete form CMS-40B, Application for Enrollment in Medicare – Part B (Medical Insurance). If they are applying for Medicare Part B due to a loss of employment or group health coverage, they will also need to complete form CMS-L564 (Request for Employment Information).

They can complete and submit the forms online by visiting our new Medicare Part B webpage; complete and return the forms by mail to their local Social Security office; or complete and fax the forms to 1-833-914-2016. If you or your clients have questions, please contact Social Security at 1-800-772-1213 (TTY 1-800-325-0778).

A Redesigned Retirement Benefits Portal That Works for Your Clients

We announced the first of several steps the agency is taking to improve the public’s experience on its website. The newly redesigned retirement benefits portal, at www.socialsecurity.gov/benefits/retirement, will help millions of people prepare for and apply for retirement.

The redesigned portal will make it easier for people to find and read about Social Security retirement benefits. There are fewer pages with clearer and concise information. The portal also is optimized for mobile devices so people can learn and do what they want from wherever they want, and the portal now includes the ability to subscribe to receive retirement information and updates. Encourage your clients to visit www.socialsecurity.gov/benefits/retirement to find out how to Learn, Apply, and Manage retirement benefits, and learn how to create a personal my Social Security account online. More improvements to Social Security’s website are planned for later in 2020 as the agency seeks to continuously improve the public experience at www.socialsecurity.gov.

Social Security and Protecting Elders from Scams

World Elder Abuse Awareness Day was June 15. We recognize how important it is to protect older people from scammers. In times like the current pandemic when people are particularly vulnerable, scammers will pretend to be Social Security or other government employees to gain people’s trust to steal their money and personal information. They may even pose as COVID-19 contact tracers working to stop the spread of the virus and ask for payment or your Social Security number. Please remind your clients that the most effective way to defeat scammers is by knowing how to identify scams and by hanging up or ignoring the calls and emails.

If your clients get a Social Security scam phone call, they should hang up and report it to our law enforcement office at oig.ssa.gov.

If your clients ever owe money to Social Security, we will mail them a letter explaining their payment options and their appeal rights. If you or your clients get a call about a Social Security problem, be very cautious. If your clients do not have ongoing business with the agency, or if the caller mentions suspending their Social Security number or makes other threats, the call is likely a scam. Tell your clients to ignore it, hang up, and report it to us at oig.ssa.gov.

Reporting Earnings Online When You’re Disabled

Social Security provides an online wage reporting service that allows Social Security disability beneficiaries and their representative payees, and Supplemental Security Income (SSI) recipients and deemors to report wages securely online through my Social Security.

This online option allows them to avoid visiting a field office to report their wages in person and allows them to print or save a receipt of their report. SSI wage reporters can also use our SSI Telephone Wage Reporting and SSI Mobile Wage Reporting applications. People must still contact an office to report when they first start working for each new employer. It is also important to note that representative payees are able to report wages, but won’t have access to the beneficiaries’ or recipient’s other information.

You and your clients can visit www.ssa.gov/myaccount today to learn more about this convenient online service.

Free Up Your Time to Stay Healthy with my Social Security

We observed Men’s Health Week from June 10 to 16. It’s important to make time for things that help us stay healthy and happy— spending time with people we care about, exercise, and recreation. Opening a my Social Security account online can help save time. Our online services make doing business with us fast and easy, freeing up your client’s schedule.

With a my Social Security account, you and your clients can:

  • Get a letter with proof of benefits, if currently receiving them.
  • Get an estimate of future benefits, if still working.
  • Keep track of earnings and verify them every year.
  • Manage benefits.
  • Request a replacement Social Security card, if meeting certain criteria.

Remember, your clients can easily share all of our online resources on social media. Tell friends and family to check out the features we offer at www.ssa.gov/myaccount.

Important Information About Reaching Social Security During the COVID-19 Pandemic

During the current coronavirus pandemic, we continue to provide help to your clients. While our offices are not currently providing service to walk-in visitors, we remain committed to providing ongoing benefits and vital services. We are able to help people by phone with most Social Security business. Your clients can speak with a representative by calling their local Social Security office or our National 800 Number, 1-800-772-1213. We provide local office phone numbers conveniently online with our Social Security Office Locator at secure.ssa.gov/ICON/main.jsp.

We also have many secure and convenient online services at www.ssa.gov/onlineservices. Most of your client’s business with us can be done online, however, we know that many people still rely on phone or in-person help. If your clients have a critical situation and we cannot help them by phone or online, we may be able to schedule an appointment for them.

If your clients need help, have them contact us now to get the help they need. We also understand that getting medical and other documentation can be difficult due to the pandemic so we continue to extend certain deadlines wherever possible.

May 2020

Coronavirus – Important Information about Social Security Offices

We recognize that your clients may have questions about the status of Social Security offices during the Coronavirus pandemic. Although our offices are currently closed to the public for face-to-face service, our employees continue to work remotely to provide critical services to the public.

We will continue to update our website with information on the status of our offices. Please visit our COVID-19 page at www.ssa.gov/coronavirus for more information. Your clients can learn about the critical services we provide online or by phone, as well as other important updates. They can also subscribe to get an email or text message notification when we update the page so they can stay informed.

We continue to monitor the situation nationwide and improve our current online and telephone services, while we plan for how we can provide a safe office environment for the public and our employees.

Release of the Annual Report of the Supplemental Security Income Program

The Annual Report of the Supplemental Security Income (SSI) Program provides comprehensive information on the SSI program in accordance with the mandate in Section 231 of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996. SSA prepares and delivers this report to the President and Congress on an annual basis. The SSI report includes:

  • A comprehensive description of the SSI program;
  • The 25-year projection of future recipients and program costs;
  • A historical summary of statutory changes to the SSI program;
  • Historical and current data related to various aspects of the SSI program; and
  • Summaries of any relevant research on the SSI program.

The SSI report also includes a statement on the SSI program from the Social Security Advisory Board as allowed by the above legislation. You and your clients can read the report at www.ssa.gov/OACT/ssir.

Older Americans Month – Reminder to Apply for Retirement Benefits Online

May is Older Americans Month. This provides a good opportunity to share Social Security information with your older clients.

Our benefits calculators are helpful tools for people considering retirement. Your clients can access them at www.ssa.gov/benefits/calculators. They can also use our benefits planner at any stage in their career to create a plan for their golden years at www.ssa.gov/benefits/retirement/.

If they are ready to begin receiving retirement benefits, they can apply online at www.ssa.gov/benefits/retirement. They can complete their application, return to a saved application they haven’t completed, or check their application status.

Using our online tools and services can be especially helpful to people of all ages as we continue to adapt to the changes and challenges presented by the current public health crisis. Encourage your clients to learn what they can do online at https://www.ssa.gov/onlineservices/.

Connecticut, Ohio, and Utah Residents - You Can Now Request a Replacement Social Security Card Online

Residents in Connecticut, Ohio, and Utah can now request a replacement Social Security card online. Our online application makes getting a replacement card easier than ever.

To use this online service, they will need to create a my Social Security at www.ssa.gov/myaccount. Once they have a my Social Security account, they should follow the instructions to request a replacement Social Security card. They will need to meet certain requirements to request a replacement card online:

  • Be a U.S. citizen age 18 or older;
  • Have a U.S. mailing address (this includes APO, FPO, and DPO addresses);
  • Not be requesting a name change or any other change to your card; and
  • Have a driver’s license or state-issued identification card.

We use strict identity verification and security features to protect your clients’ information. The application process has built-in features to confirm an individual’s identity and detect fraud.

Encourage your clients to use my Social Security for their business with us.

Asian American and Pacific Islander (AAPI) Heritage Month

May is Asian American and Pacific Islander (AAPI) Heritage Month in the United States. This year’s theme, “Unite Our Nation by Empowering Equality” focuses on leadership, diversity, and inclusion to advance the AAPI community.

In honor of AAPI Heritage Month, we want to highlight our AAPI page, which has a wealth of information at www.ssa.gov/people/aapi. Share it with your clients today.

Social Security’s programs serve as vital financial protection for millions of Americans, regardless of race or background. Our Retirement Benefits website explains all the benefits Social Security has to offer your clients, their spouses, children, and other eligible members of their family. If your clients are ready to begin receiving retirement benefits, they can apply for benefits using our online application at www.ssa.gov/benefits/retirement.

April 2020

Medicare Part B Fax Applications

Although our offices are closed to the public for in-person services, we are taking steps to serve you and your clients during the Coronavirus Disease (COVID-19) pandemic. Your clients who already have Medicare Part A (hospital insurance) but need to sign up for Medicare Part B (medical insurance) can now submit their completed Form CMS-40B, Application for Enrollment in Medicare Part B (Medical Insurance) to us by:

  • Fax at 1-833-914-2016; or
  • Mail to their local Social Security office. You can find the local office’s mailing address by using the Locate An Office by Zip button at www.ssa.gov/locator.

Your clients can get Form CMS-40B at www.cms.gov/Medicare/CMS-Forms/CMS-Forms/CMS-Forms-Items/CMS017339. If your clients apply for Medicare Part B due to a loss of employment or group health coverage, they will also need to complete Form CMS-L564, Request for Employment Information, and fax or mail their completed form to us. Your clients can get Form CMS-L564 at www.cms.gov/Medicare/CMS-Forms/CMS-Forms/CMS-Forms-Items/CMS009718.

Advance Designation: Choose a Representative Payee for Social Security to Consider Before You May Need One

The future can be uncertain. However, Social Security’s Advance Designation program can help put your clients in control of their benefits if a time comes when they need a representative payee to help manage their money. Advance Designation enables them to identify up to three people, in priority order, whom they would like to serve as their potential representative payee.

The following people may choose an Advance Designation:

  • Adults applying for benefits who do not have a representative payee.
  • Adults receiving Social Security benefits or Supplemental Security Income (SSI) payments who do not have a representative payee.
  • Emancipated minors applying for benefits who do not have a representative payee.
  • Emancipated minors receiving Social Security benefits or SSI payments who do not have a representative payee.

If your clients fall into one of the above categories, they may provide and update Advance Designation information when they:

  • File a claim for benefits online.
  • Use the application available in your personal my Social Security account.
  • Call us by telephone at 1-800-772-1213 (TTY 1-800-325-0778).

Your clients may also change their Advance Designation(s), including the priority order, at any time while they are still capable of making their own decisions. In the event that they can no longer make their own decisions, your clients and their family will have peace of mind knowing they already chose someone they trust to manage their benefits.

We have updated our Frequently Asked Questions at faq.ssa.gov/en-us/Topic/article/KA-10039 to answer any questions your clients may have about Advance Designation. They may also find more information about representative payees on our blog at blog.ssa.gov/making-wise-choices-when-a-representative-payee-manages-your-money.

Important Update to my Social Security's Representative Payee Portal

Representative payees can now get a benefit verification letter for the person they represent using their own my Social Security account without leaving their home. They can save, email, and print these letters with ease, without having to call or visit a field office.

Especially during the COVID-19 pandemic, encourage all of your clients to open a my Social Security account at www.ssa.gov/myaccount so they can do their business with us online. You can also share with your clients our Representative Payee Portal page at www.ssa.gov/myaccount/rep-payee.html and our Benefit Verification page at www.ssa.gov/myaccount/proof-of-benefits.html.

Coronavirus Disease (Covid-19): Important Information about Social Security Services

We recognize that your clients may have questions about how the Coronavirus Disease (COVID-19) will affect Social Security services. Please reassure them that we continue to pay Social Security and SSI benefits.

Your clients can conduct their business with us online at www.ssa.gov/onlineservices, including:

  • Applying for benefits.
  • Setting up or changing direct deposit.
  • Checking the status of an application or appeal.
  • Requesting a replacement Social Security card.
  • Changing their address, if receiving benefits.
  • Getting proof of their benefits.

Please encourage your clients to try our convenient and secure online services -for immediate access to important information, putting them in control of their time and allowing them to avoid unnecessary exposure during the COVID-19 pandemic. Due to the pandemic, be aware that our call wait times are much longer than normal.

For more information, please visit our COVID-19 page at www.ssa.gov/coronavirus, where your clients can find the services we can provide, determine the best way to get service, and get important information about deadlines we are extending to ease the burden on them and medical providers during this pandemic. They can also subscribe to get an email or text message notification when we update the page.

Protecting your Clients from Social Security Scammers during the COVID-19 Pandemic

Some of your clients may have received fraudulent letters threatening suspension of their Social Security benefits due to Coronavirus Disease (COVID-19)-related office closures. Please let them know that we will not suspend or discontinue benefits because our offices are closed.

The Social Security Office of the Inspector General has received reports that Social Security beneficiaries have gotten letters through the mail stating their payments will be suspended or discontinued unless they call a phone number referenced in the letter. Scammers then try to mislead beneficiaries into providing personal information or payment via retail gift cards, wire transfers, internet currency, or by mailing cash, to maintain their regular benefit payments during this period of COVID-19 office closures.

If you or your clients receive a letter, text, call, or email that is suspicious — about an alleged problem with your Social Security number, account, or payments — hang up or do not respond. We encourage you or your clients to report Social Security scams using our dedicated online form at oig.ssa.gov. Please share this information with your friends and family to help spread awareness about Social Security scams.

Update: 2020 Trustees Report

On April 22, the Social Security Board of Trustees released its annual report on the long-term financial status of the Old-Age and Survivors Insurance (OASI) and Disability Insurance (DI) Trust Funds.

The combined trust funds are projected to become depleted in 2035, with 79% of benefits payable after that time. The DI Trust Fund is estimated to become depleted in 2065, with 92% of benefits still payable.

In the 2020 Report to Congress, the trustees also announced:

  • The asset reserves of the combined OASDI Trust Funds increased by $2.5 billion in 2019 to a total of $2.897 trillion.
  • The projected actuarial deficit over the 75-year projection period is 3.21% of taxable payroll — higher than the 2.78% projected in last year’s report.

You and your clients can view the full 2020 Trustees Report at www.ssa.gov/OACT/TR/2020/.

March 2020

Coronavirus (COVID-19): Important Information about Social Security Services

Effective Tuesday, March 17, 2020, we suspended face-to-face service to the public in our field offices and hearings offices nationwide until further notice. This decision protects the population we serve—older Americans and people with underlying medical conditions—and our employees during the Coronavirus (COVID-19) pandemic.

During the COVID-19 pandemic, we are dedicating available staff to serve people in most critical need of our services. Especially during this time, we encourage the public to use our online services. We will provide limited, critical services via phone and mail while we focus our efforts on serving people most in need. If you cannot conduct business with us online, field offices staff will help by phone on critical issues. You can find local field office inquiry lines by accessing our Field Office Locator.

Our National 800 Number is also handling critical issues. To allow available agents to provide better phone coverage, we temporarily changed the National 800 Number hours starting on Tuesday, March 31, 2020. The hours changed from 7:00 a.m. to 7:00 p.m. local time to 8:00 a.m. to 5:30 p.m. local time. We are experiencing longer than normal wait times, up to 90 minutes or more, on the 800 Number and ask the public to remain patient, use our online services at www.socialsecurity.gov, or call their local office.

Due to the COVID-19 pandemic, we are applying the maximum flexibility in our policies and procedures to help us serve you better under these circumstances. Please visit www.ssa.gov/coronavirus to see details about the critical services we are providing and other important information to help your clients.

We appreciate your patience and understanding.

National Consumer Protection Week and Slam the Scam

National Consumer Protection Week was March 1 through 7 and we spread the word about government imposter scams, which was the number one type of fraud reported to the Federal Trade Commission’s Consumer Sentinel Network in 2019.

Our Inspector General, Gail S. Ennis, designated March 5, 2020 as National “Slam the Scam” Day to draw Americans’ attention to these widespread phone scams. Callers and emailers pretend to be government employees, often from Social Security, to gain people’s trust to steal their money and personal information. The most effective way to defeat scammers is to recognize a scam and hang up or ignore the calls or text messages.

Government agencies never:

  • Call you unsolicited to suspend your Social Security number, tell you your Social Security number has been used in a crime, or offer to resolve identity theft or a benefit problem in exchange for payment.
  • Require that you pay fines, fees, or debts immediately with retail gift cards, prepaid debit cards, wire transfers, internet currency, or by mailing cash.
  • Insist on secrecy about a legal problem, or tell you to make up stories to tell family, friends, or store employees.

We hosted a Facebook Live event with Inspector General Ennis and Monica Vaca, Associate Director for the Division of Consumer Response and Operations at the Federal Trade Commission. We talked about National “Slam the Scam” Day and how we fight Social Security phone scams. You and your clients can watch the video at www.facebook.com/SocialSecurity/videos/530450680932425/.

We also joined USAGov for two #SlamTheScam Twitter chats on March 5. Participants from the Internal Revenue Service, Federal Trade Commission, and Social Security’s Office of the Inspector General helped the public identify different types of scams, recognize red flags, learn how to report suspected scams, and know what to do if someone falls victim to a scam. You and your clients can check out the conversation in English hosted by @USAGov under hashtag #SlamTheScamChat and in Spanish hosted by @USAGovEspanol under hashtag #OjoConLasEstafas.

Visit oig.ssa.gov/scam for more information on how to protect yourself and report scam calls.

National Women’s History Month

Throughout March, our nation celebrates Women’s History Month. Today, more women work, pay Social Security taxes, and earn credit toward monthly retirement income than at any other time in our history.

Social Security has served a vital role in the lives of women and all Americans for nearly 85 years. According to the U.S. Census Bureau, a female born today can expect to live more than 80 years. With longer life expectancies than men, women tend to live more years in retirement and have a greater chance to exhaust other sources of income. Women need to plan early and wisely to protect themselves in retirement.

Share Social Security: What Every Woman Should Know with your clients. Find it at www.ssa.gov/pubs/EN-05-10127.pdf.

Medicare Enrollment Explained

Please encourage your clients to apply for Medicare online if they:

  • Are at least 64 years and 9 months old;
  • Want to sign up for Medicare but do not currently have ANY Medicare coverage;
  • Do not want to start receiving Social Security benefits at this time; and
  • Are not currently receiving Social Security retirement, disability, or survivors benefits.

They should sign up for Medicare three months before reaching age 65, even if they are not ready to start receiving Social Security retirement benefits. Your clients can opt out of receiving their retirement benefits when they are completing the online application. They can apply online for retirement benefits later.

Your clients can learn more at www.ssa.gov/benefits/medicare.

Celebrating National Professional Social Work Month

You or some of your clients may be social workers or volunteers in your communities. Give your clients the Social Security tools they need to keep the people they serve informed about our online services at www.socialsecurity.gov/onlineservices.

Do your clients include parents, guardians, or guidance counselors? A useful publication to share with groups who work with youth as they transition from foster care is What You Need to Know About Your Supplemental Security Income (SSI) When You Turn 18. Share it with your clients at www.socialsecurity.gov/pubs/EN-05-11005.pdf.

February 2020

Social Security Launches New Campaign to Fight Scammers

We launched a Public Service Announcement campaign as our latest effort to warn you and your clients about the ongoing nationwide telephone impersonation scam. In the video, Commissioner Andrew Saul explains how to recognize a scam and how to report it. The scammers play on emotions like fear to convince victims to provide personal information or payments in cash, wire transfers, or gift cards. Fraudsters may also email fake documents to try to get people to comply with their demands.

“I want every American to know that if a suspicious caller states there is a problem with their Social Security number or account, they should hang up and never give the caller money or personal information. People should then go online to report the scam call to Social Security,” said Commissioner Saul.

Help your clients learn how to protect themselves and report any suspicious calls or emails right away. You can find additional information about what to look out for on our website at www.ssa.gov/scam. Encourage any client who is a victim of a Social Security-related scam to not be embarrassed and to report the scam at oig.ssa.gov so we can stop these scammers and protect other people. Please share our new Public Service Announcements with your clients at www.youtube.com/socialsecurity.

New Rule Modernizes How We Award Disability Benefits

Your clients deserve a timely and accurate decision regarding their disability claim. To help us do that, we must modernize the rules and standards we use to evaluate how we determine disability benefits.

We updated a rule that has been in the works for a number of years and updates an outdated policy that made the inability to communicate in English a factor in awarding disability benefits. Learn more about why we are making this much-needed change on our blog at https://blog.ssa.gov/new-rule-modernizes-how-we-award-disability-benefits.

Commissioner Andrew Saul AARP Interview

In a recent interview with the AARP, Commissioner Andrew Saul outlined his vision for improving customer service at the Social Security Administration. The Commissioner discussed his plan to shorten wait times in our offices and on the phone, modernize our disability program, and fight Social Security scams.

“It's been, of course, a real learning experience, but the most significant thing is that whatever we do from here on in, the SSA has to be for the benefit of our customer. We are here to service them. It's become kind of the watchword, that whatever decision we make, it has to be for the good of the beneficiaries.”

You and your clients can read the entire interview at www.aarp.org/retirement/social-security/info-2020/andrew-saul-interview.html.

Social Security Celebrates Black History Month

In February, we echo the President’s Proclamation as we “honor the extraordinary contributions made by African Americans throughout the history of our Republic, and we renew our commitment to liberty and justice for all. Their fight for equality, representation, and respect motivates us to continue working for a more promising, peaceful, and hopeful future for every American.”

We are here to help all Americans. Encourage your clients to visit us at www.ssa.gov/people/africanamericans or our other People Like Me pages at www.ssa.gov/people/ as they plan for their future financial security.

Get Your Benefit Statement Online as Tax Day Approaches

The Benefit Statement, also known as the Social Security 1099 (SSA-1099) or 1042S (SSA-1042S), is a tax form we mail in January to people who receive Social Security benefits. If they misplaced or did not receive it, your clients can get a copy of their SSA-1099 or SSA-1042S right now with their personal my Social Security account at www.socialsecurity.gov/myaccount.

Keep in mind that Social Security benefits may be taxable. Visit www.socialsecurity.gov/benefits/retirement/planner/taxes.html to learn more.

America Saves Week and Social Security

This year, America Saves Week (ASW) runs from February 24 through 29. This week is an excellent opportunity for organizations to promote good financial habits. It is the perfect time to promote helping millions of people prepare for their financial future. Encourage your clients to join the #ASW20 movement and use this hashtag when posting about their savings goals.

It’s never too early to start planning for retirement. Set a goal, make a plan, and save automatically. Savers with a plan are twice as likely to save successfully. Pledge to save during America Saves Week at www.americasavesweek.org.

To help your clients with their retirement saving goals, we have many tools for retirement planning. Your clients can access our online information and resources at www.socialsecurity.gov/benefits/retirement/planner/.

Social Security Update 2020

Every year, Social Security provides new information about Social Security taxes, benefits, earnings limits, and Medicare costs. By law, many of the numbers change automatically each year to keep up with changes in price and wage levels. This information is important for people who:

  • Work and want information on taxes and work credits.
  • Receive Social Security benefits and want to know the earnings limits.
  • Receive Supplemental Security Income and want information on payment maximums.

Give your clients the updated 2020 Social Security data with our shareable publication: www.socialsecurity.gov/pubs/EN-05-10003.pdf.

January 2020

New Online Reporting Form for Imposter Scam Calls

Recently, Commissioner Andrew Saul and Inspector General Gail S. Ennis announced the launch of an online form at oig.ssa.gov where the public can report Social Security-related phone scams. These scams — in which callers pretend to be government employees to trick victims into providing personal information or money in cash, wire transfers, or gift cards — skyrocketed over the past year to become the #1 type of fraud reported to the Federal Trade Commission and the Social Security Administration. The scammers often make threats including arrest.

Now, scammers have added a new twist. They may send your clients emails with fake letters or reports that appear to be from Social Security, the Office of the Inspector General (OIG), or other agencies. The letters may appear to use official letterhead and government jargon to look legitimate.

Encourage your clients to remain vigilant against scams. Real Social Security employees will never:

  • Tell you that your Social Security number has been suspended.
  • Contact you to demand an immediate payment.
  • Ask you for credit or debit card numbers over the phone.
  • Require a specific means of debt repayment, like a prepaid debit card, a retail gift card, or cash.
  • Demand that you pay a Social Security debt without the ability to appeal the amount you owe.
  • Promise a Social Security benefit approval, or increase, in exchange for information or money.
  • Email sensitive information.

Please ask your clients to use the online form at oig.ssa.gov to report Social Security-related phone and email scams. The information they provide — even if they do not fall for the scam — helps the OIG curb this fraud. People who submit the form can create a unique Personal Identification Number (PIN), so if OIG contacts them they will know the call is legitimate.

If you or your clients receive a suspicious call or email, hang up or do not respond, do not share any information or provide any form of money, and report it at oig.ssa.gov. Awareness and education are vital to protecting people. Please encourage your clients to read our FAQ and our blog post, Inspector General Warns Public about New Twist to Social Security Phone Scams, at blog.ssa.gov. Thank you for helping us get the word out.

Commissioner Andrew Saul Addresses the Senate’s Special Committee on Aging about Imposter Scams

Commissioner Andrew Saul addressed the Senate’s Special Committee on Aging on January 29. He spoke frankly about ongoing scams trying to trick the American public into giving up personal information and money. Some of these scammers pretend to be from Social Security or other government agencies. Commissioner Saul explained how we are educating the public about these impersonation scams and urged the public to use our new online fraud form to report them.

In his testimony, Commissioner Saul said:

“Scammers are sophisticated. We want everyone to know that if they get a suspicious Social Security-related call, hang up and report it at oig.ssa.gov. Do not trust caller ID, do not give your Social Security Number or other personal information. Do not provide money. Our employees will never threaten or demand money from you.”

You and your clients can watch the hearing or read the transcript at www.aging.senate.gov/hearings/thats-not-the-government-calling-protecting-seniors-from-the-social-security-impersonation-scam.

Making Wise Choices When a Representative Payee Manages Your Money

Millions of people who get monthly Social Security benefits or Supplemental Security Income payments need help managing their money and other business with Social Security. If your client is one of these people, we will assign a representative payee to help your client manage their monthly benefits. When assigning a representative payee, our goal is to identify and select a responsible person who knows your client and wants to help.

The publication at www.socialsecurity.gov/pubs/EN-05-10076.pdf provides helpful information about being a representative payee.

This New Year, Show Your Clients What They Can Do Online at SocialSecurity.gov

Your clients may have made a New Year’s resolution to find more time for what they enjoy. We can help. Our online services make it easy for them to conveniently do business with us when their schedule allows. Please direct them to www.socialsecurity.gov/onlineservices.

For an enhanced online experience, your clients will benefit from opening their own my Social Security account at www.socialsecurity.gov/myaccount. Your clients can check their benefit application status, set up or change their direct deposit, and request a replacement Social Security card. We continue to add new options like personalized retirement benefit estimates and online notice receipt.

Please share these helpful resources with your clients today.

Medicare Advantage Open Enrollment

Let your clients know that, from January 1 through March 31, Medicare Advantage enrollees can switch from one Medicare Advantage plan to another at www.Medicare.gov.

Your clients can also learn more about how
Social Security and Medicare interact at www.socialsecurity.gov/benefits/medicare, where they can also sign up for Medicare.