Understanding Supplemental Security Income SSI Eligibility Requirements -- 2024 Edition

SUPPLEMENTAL SECURITY INCOME (SSI) ELIGIBILITY REQUIREMENTS


WHO IS ELIGIBLE FOR SSI?

Anyone who is:

    small blue and black arrowaged (age 65 or older);

    small blue and black arrowblind; or

    small blue and black arrowdisabled.

And, who:

    small blue and black arrowhas limited income;

    small blue and black arrowhas limited resources;

    small blue and black arrowIs a U.S. citizen or national, or a noncitizen in one of certain alien classifications granted by the Department of Homeland Security (DHS);

    NOTEIn general, an alien who is subject to an active warrant for deportation or removal does not meet the noncitizen requirement.

    small blue and black arrowis a resident of one of the 50 States, the District of Columbia, or the Northern Mariana Islands;

    small blue and black arrowis not absent from the 50 States, the District of Columbia, or the Northern Mariana Islands for a full calendar month or for 30 consecutive days or more;

    small blue and black arrowis not confined to an institution (such as a hospital or prison) at the government’s expense;

    small blue and black arrowapplies for any other cash benefits or payments for which he or she may be eligible, (for example, pensions, Social Security benefits);

    small blue and black arrowgives SSA permission to contact any financial institution and request any financial records about them;

    small blue and black arrowfiles an application; and

    small blue and black arrowmeets certain other requirements.

WHAT DOES "AGED" MEAN?

"Aged" means age 65 or older.

WHAT IS "BLINDNESS?

Blindness in our disability programs means:

    small blue and black arrowyou have a central visual acuity for distance of 20/200 or less in your better eye with use of a correcting lens; or

    small blue and black arrowyou have a visual field limitation in your better eye, such that the widest diameter of the visual field subtends an angle no greater than 20 degrees.

If you have a visual impairment, but are not blind according to our rules as defined above, you may still be eligible for SSI benefits on the basis of disability.  See the definitions of disability for children and adults below. 

WHAT DOES “DISABLED” MEAN FOR A CHILD?

If you are under age 18 we may consider you “disabled” if you have a medically determinable physical or mental impairment, (including an emotional or learning problem) that:

    small blue ballresults marked and severe functional limitations; and

    small blue ballcan be expected to result in death; or

    small blue ballhas lasted or can be expected to last for a continuous period of not less than 12 months.

If you are age 18 or older, the adult definition of disability explained below applies.

NOTESee SSI FOR CHILDREN and IF YOU ARE DISABLED OR BLIND for more information on the childhood disability evaluation.

WHAT DOES “DISABLED” MEAN FOR AN ADULT?

If you are age 18 or older we may consider you “disabled” if you have a medically determinable physical or mental impairment (including an emotional or learning problem) which:

    small blue ballresults in the inability to do any substantial gainful activity; and

    small blue ballcan be expected to result in death; or

    small blue ballhas lasted or can be expected to last for a continuous period of not less than 12 months.

SSA is committed to providing benefits quickly to claimants whose medical conditions are so serious that their conditions clearly meet disability standards.

Compassionate Allowances (CAL) are a way to quickly identify diseases and other medical conditions that, by definition, meet Social Security’s standards for disability benefits. These conditions primarily include certain cancers, adult brain disorders, and a number of rare disorders that affect children. The CAL initiative helps reduce waiting time to reach a disability determination for individuals with the most serious disabilities.  By incorporating cutting-edge technology, the agency can easily identify potential CAL to quickly make decisions.  SSA receives information form the public, advocacy groups, comments received from the Social Security and Disability Determination Services communities, counsel from medical and scientific experts, research with the National Institutes of Health (NIH), and information received from past public outreach hearings regarding potential CAL conditions. Go to www.ssa.gov/compassionateallowances/ for more information on CAL. 

WHAT DOES "LIMITED INCOME"INCLUDE?

Income, for the purposes of SSI, includes:

    small blue and black arrowmoney you earn from work;

    small blue and black arrowmoney you receive from other sources, such as Social Security benefits, workers compensation, unemployment benefits, the Department of Veterans Affairs, friends or relatives; and

    small blue and black arrowfree food or shelter.

NOTE We do not count all income for SSI, but income that we do count reduces your SSI benefit amount.  For more information, see SSI INCOME.

WHAT ARE "LIMITED RESOURCES"?

Resources, for the purposes of SSI, are things you own such as:

    small blue and black arrowcash;

    small blue and black arrowbank accounts:

    small blue and black arrowStocks, mutual funds, and U.S. savings bonds;

    small blue and black arrowland;

    small blue and black arrowvehicles;

    small blue and black arrowpersonal property;

    small blue and black arrowlife insurance; and

    small blue and black arrowanything else you own that could be converted to cash and used for food or shelter.

NOTE We do not count the value of all of your resources for SSI. See SSI RESOURCES.

The SSI limits for resources that we do count are:

Individual/Child — $2,000
Couple — $3,000

CITIZEN AND NON–CITIZEN STATUS

To get SSI, you must be:

    small blue and black arrowa citizen or national of the United States; or

    small blue and black arrowa noncitizen who is a qualified alien or in one of certain alien classifications granted by the Department of Homeland Security (DHS).

WHEN IS A NON-CITIZEN ELIGIBLE FOR SSI?

Beginning August 22, 1996, most noncitizens must meet two requirements to be eligible for SSI. They must:

A non–citizen must also meet all of the other requirements for SSI eligibility, including the limits on income, resources, etc.

WHO IS A “QUALIFIED ALIEN”?

There are seven categories of non–citizens who are qualified aliens. You are a "qualified alien" if the Department of Homeland Security (DHS) says you are in one of these categories:

  1. Lawfully admitted for Permanent Residence (LAPR) in the U.S., including "Amerasian immigrant" as defined in P.L. 100-202, with a class of admission AM-1 through AM-8;

  2. Granted conditional entry under Section 
    203(a)(7)
    of the Immigration and Nationality Act (INA) as in effect before April 1, 1980;

  3. Paroled into the U.S. under Section 
    212(d)(5)
     of the INA for a period of at least one year;

  4. Refugee admitted to the U.S. under Section 207 of the INA;

  5. Granted asylum under Section 208 of the INA;

  6. Deportation is being withheld under Section 
    243(h)
      of the INA as in effect before April 1, 1997, or removal is being withheld under Section
    241(b)(3) of the INA;

  7. A “Cuban or Haitian entrant” under Section 
    501(e)
     of the Refugee Education Assistance Act of 1980 or in a status that is to be treated as a “Cuban or Haitian entrant” for SSI purposes.

In addition, you can be a “deemed qualified alien” if, under certain circumstances, you, your child, or your parent has been subjected to battery or extreme cruelty by a family member while in the United States.

UNDER WHAT CONDITIONS IS A “QUALIFIED ALIEN” ELIGIBLE FOR SSI?

If you are in one of the seven "qualified alien" categories listed above, or have been determined to be a “deemed qualified alien” because you have been subjected to battery or extreme cruelty, you may be eligible for SSI benefits if you have limited income and resources and are aged, blind, or disabled and also meet one of the following conditions:

  1. You were receiving SSI and lawfully residing in the U.S. on August 22, 1996.

  2. You are a Lawfully Admitted for Permanent Residence (LAPR) with 40 qualifying quarters of earnings.  Work done by your spouse or parent(s) may also count toward the 40 quarters of earnings, but only for getting SSI.

    We cannot count quarters of earnings earned after December 31, 1996, if you, your spouse, or your parent(s) worked or received certain benefits from the U.S. government based on limited income and resources during that period.

    IMPORTANT: If you entered the U.S. on or after August 22, 1996, then you may not be eligible for SSI for the first 5 years as a LAPR, even if you have 40 qualifying quarters of earnings.
  3. You are currently on active duty in the U.S. Armed Forces, or you are an honorably discharged veteran and your discharge is not because you are a noncitizen. This condition may also apply if you are the spouse, surviving spouse, or dependent child of certain U.S. military personnel.

  4. You were lawfully residing in the U.S. on August 22, 1996, and you are blind or disabled.

  5. You may receive SSI for a maximum of 7 years from the date DHS granted you qualified alien status in one of the following categories, and the status was granted within seven years of filing for SSI:

    small blue and black arrowRefugee admitted to the U.S. under section 207 of the Immigration and Nationality Act (INA);

    small blue and black arrowAsylee admitted to the U.S. under section 208 of the INA;

    small blue and black arrowNoncitizen whose deportation was withheld under section 243(h) of the INA or whose removal is withheld under section 241(b)(3)of the INA;

    small blue and black arrowAdmitted as a "Cuban or Haitian entrant"- as defined under section 501(e) of the Refugee Education Assistance Act of 1980 or in a status that is to be treated as a "Cuban or Haitian entrant" for SSI purposes; or

    small blue and black arrow"Amerasian immigrant" pursuant to P.L. 100-202, with a class admission of AM-1 through AM-8.

EXEMPTION FROM THE AUGUST 22, 1996 LAW FOR CERTAIN NON-CITIZEN INDIANS

Certain categories of non–citizens may be eligible for SSI and are not subject to the August 22, 1996, law. These categories include:

    small blue and black arrowAmerican Indians born in Canada who were admitted to the United States under Section 289 of the INA; or

    small blue and black arrowNon–citizen members of a Federally recognized Indian tribe who fall under Section 4(e) of the Indian Self–Determination and Education Assistance Act.

ADDITIONAL ELIGIBLE NONCITIZEN CATEGORIES

Victims of Severe Forms of Human Trafficking:  You may be eligible for SSI under certain circumstances if the Department of Health and Human Services’ Office of Refugee Resettlement and the Department of Homeland Security determine that you meet the requirements of the Trafficking Victims Protection Act of 2000.

Iraqi and Afghan Special Immigrants: If you are an Iraqi or Afghan national who was admitted to the U.S. as a special immigrant, you may qualify for seven years of SSI benefits if you served as a translator or intrepreter for the U.S. Armed Forces in Iraq or Afghanistan or if you worked for the U.S. government in Iraq.

Afghan humanitarian parolee or Afghan Non-Special Immigrant Parolee: You may qualify for SSI if you are an Afghan humanitarian parolee or Afghan non-special immigrant parolee.  On September 30, 2021, Congress passed the Afghanistan Supplemental Appropriations Act 2022 (Public Law 117-43) and Section 2502 of this legislation provides that Afghan humanitarian parolees, known as Non-Special Immigrant Parolees, may qualify for SSI until March 31, 2023, or until the end of their parole period, whichever is later.

Ukrainian humanitarian parolee:  If you are a Ukraine humanitarian parolee and were paroled between February 24, 2022 and September 30, 2023 (or paroled after September 30, 2023 if you are the spouse or child of such an individual), you may qualify for SSI until the end of your parole period.

NOTE See the SSI Spotlight on SSI Benefits for Noncitizens.

WHAT IS RESIDENCY?

You must:

    small blue ball• Live in one of the 50 States, the District of Columbia or the Northern Mariana Islands, with the intent to continue living within these geographic limits; or

    small blue ballBe a child living with a parent in the military service assigned to permanent duty ashore anywhere outside of the U.S.; or

    small blue ballBe a student temporarily abroad for the purpose of conducting studies as part of an educational program.

WHO IS NOT ELIGIBLE FOR SSI?

Some examples of who is not eligible for SSI include, but are not limited to:

SOMEONE WHO HAS AN UNSATISFIED FELONY OR ARREST WARRANT

You are ineligible to receive SSI benefits for any month during which you have an unsatisfied felony or arrest warrant for:

    small blue and black arrowescape from custody; or

    small blue and black arrowflight to avoid prosecution or confinement; or

    small blue and black arrowflight-escape.

In addition, we cannot pay you any retroactive payments if you have one of these unsatisfied felony or arrest warrants. We will hold your retroactive payments until you contact SSA and provide proof that you satisfied the felony or arrest warrant.

SOMEONE WHO IS IN PRISON OR JAIL

If you are receiving SSI and you go to prison or jail, (this also includes correctional institutions, such as detention centers, halfway houses, boot camps, etc. but does not necessarily include home confinement) you are not eligible to receive SSI for any full calendar month you are incarcerated.  In addition, we cannot pay any retroactive payments for benefits due before you were incarcerated.  We will hold the retroactive payments until you contact SSA and provide proof that you are no longer a prisoner.

Please see our pamphlet, ‘What Prisoners Need to Know’, or view it online at www.ssa.gov/pubs/EN-05-10133.pdf if you want more information about how being in jail or prison affects your SSI benefits. 

In most instances, you can apply for SSI benefits and Supplemental Nutrition Assistance Program (SNAP) benefits several months before you expect to be released from prison or jail. See the SSI spotlight on the Prerelease Procedure.

SOMEONE WHO IS IN A PUBLIC INSTITUTION

If you are in any institution for a whole month that is run by a Federal, State, or local government, you are not eligible for SSI for that month unless an exception applies such as residence in a public emergency shelter for the homeless or publicly operated community residence.  If you expect to leave the institution, you may use the prerelease procedure described in the SSI spotlight on the Prerelease Procedure.

SOMEONE WHO GIVES AWAY RESOURCES

If you give away a resource or sell it for less than it is worth in order to reduce your resources below the SSI resource limit, you may be ineligible for SSI for up to 36 months.

NOTESee SSI RESOURCES and the SSI Spotlight on Transfers of Resources.

SOMEONE WHO IS A NONCITIZEN SSI RECIPIENT WHO FAILS TO MEET THE NONCITIZEN STATUS REQUIREMENTS

    small blue and black arrowIf you are receiving SSI as a noncitizen and you lose your status as an eligible noncitizen, you are not eligible to receive SSI. For example, your SSI will stop if you lose your status as a qualified noncitizen because there is an active warrant for your deportation or removal from the U.S.

    small blue and black arrowIf you are a noncitizen, but no longer meet the requirements that allow SSI eligibility for noncitizens, then your SSI benefits will stop.

SOMEONE WHO IS AN SSI RECIPIENT WHO IS ABSENT FROM THE U.S. FOR A FULL CALENDAR MONTH OR FOR 30 CONSECUTIVE DAYS OR MORE

Except for certain students temporarily abroad for study purposes or a child of military parents stationed overseas, an individual is not eligible for SSI benefits for any month during all of which he or she has been outside the U.S. Once an individual has been outside the U.S. for 30 consecutive days or longer, he or she must be back in the U.S. for 30 consecutive days to be eligible for SSI benefits.


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