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Table 26s Comparison of "Moneys Worth" for the OASDI Program for Present Law and
StdVal Advisory Council Options With Reduced CPI*
NoTaxAdj
Present Value of Expected Benefits Cohort 22 in 2026
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Single Male Worker Single Female Worker
(TF
Real Low Ave High Max Low Ave High Max
Package Int) Erns Erns Erns Erns Erns Erns Erns Erns
Present Law (2.3) 45656 75361 99584 119754 52866 87271 115300 138662
PL PAYGO (2.3) 45656 75361 99584 119754 52866 87271 115300 138662
5% PSA-All Tax(2.3) 54630 88749 124924 171072 59979 94088 130805 177210
5% PSA-Hi Yld (2.3) 67014 116269 168955 237024 72800 122580 176392 245491
1.6% IA-Hi Yld(2.3) 47591 80102 110763 114375 53508 89120 122375 158304
MB+ (4.6) 58357 96309 127301 153070 67609 111590 147474 177337
MB-PAYGO (4.2) 45634 75312 99548 119698 52838 87209 115254 138592
MTR (2.3) 35320 52832 67132 79023 41012 61352 77946 91757
LTR (2.3) 30699 35568 39834 43620 35375 39412 43323 46174
Present Value of Expected Pyrl Tax (EE + ER) Cohort 22 in 2026
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Single Male Worker Single Female Worker
Low Ave High Max Low Ave High Max
Erns Erns Erns Erns Erns Erns Erns Erns
Present Law (2.3) 40268 89486 143178 214460 41748 92756 148438 222342
PL PAYGO (2.3) 52338 116308 186094 278744 54308 120686 193098 289236
5% PSA-All Tax(2.3) 42742 94982 151970 227632 44244 98322 157314 235636
5% PSA-Hi Yld (2.3) 45204 100456 160728 240748 46866 104146 166634 249596
1.6% IA-Hi Yld(2.3) 45464 101032 161652 242132 47136 104746 167592 251030
MB+ (4.6) 45204 100456 160728 240748 46866 104146 166634 249596
MB-PAYGO (4.2) 45130 10028 160466 240356 46898 104218 166748 249768
MTR (2.3) 40268 89486 143178 214460 41748 92756 148438 222342
LTR (2.3) 28968 64372 102996 154272 30032 66738 106780 159942
Present Value of Expected "Net Subsidy" Cohort 22 in 2026
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Single Male Worker Single Female Worker
Low Ave High Max Low Ave High Max
Erns Erns Erns Erns Erns Erns Erns Erns
Present Law (2.3) 5388 -14125 -43594 -94706 11118 -5485 -33138 -83680
PL PAYGO (2.3) -6682 -40947 -86510 -158990 -1442 -33415 -77798 -150574
5% PSA-All Tax(2.3) 11888 -6233 -27046 -56560 15735 -4234 -26509 -58426
5% PSA-Hi Yld (2.3) 21810 15813 8227 -3724 25934 18434 9758 -4105
1.6% IA-Hi Yld(2.3) 2127 -20930 -50889 -127757 6372 -15626 -45217 -92726
MB+ (4.6) 13153 -4147 -33427 -87678 20743 7444 -19160 -72259
MB-PAYGO (4.2) 504 65284 -60918 -120658 5940 -17009 -51494 -111176
MTR (2.3) -4948 -36654 -76046 -135437 -736 -31404 -70492 -130585
LTR (2.3) 1731 -28804 -63162 -110652 5343 -27326 -63457 -113768
Moneys Worth Ratio (BenefitsX100/Taxes) Cohort 22 in 2026
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Single Male Worker Single Female Worker
Low Ave High Max Low Ave High Max
Erns Erns Erns Erns Erns Erns Erns Erns
Present Law (2.3) 113 84 70 56 127 94 78 62
PL PAYGO (2.3) 87 65 54 43 97 72 60 48
5% PSA-All Tax(2.3) 128 93 82 75 136 96 83 75
5% PSA-Hi Yld (2.3) 148 116 105 98 155 118 106 98
1.6% IA-Hi Yld(2.3) 105 79 69 47 114 85 73 63
MB+ (4.6) 129 96 79 64 144 107 89 71
MB-PAYGO (4.2) 101 751 62 50 113 84 69 55
MTR (2.3) 88 59 47 37 98 66 53 41
LTR (2.3) 106 55 39 28 118 59 41 29
Note: All values based in intermediate assumptions of the 1995 Trustees Report*. All dollar values are present value at age 22, then wage indexed to 1995. * Assuming 0.21% lower COLA starting Dec 97; no change in nominal wage or interest. Office of the Actuary / Social Security Administration July 28, 1996 |
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