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Table 26m Comparison of "Moneys Worth" for the OASDI Program for Present Law and
StdVal Advisory Council Options With Reduced CPI*
NoTaxAdj
Present Value of Expected Benefits Cohort 22 in 2026
-----------------------------------------------------------------------------------------
Married, Male Worker Only Married, Female Worker Only
(TF
Real Low Ave High Max Low Ave High Max
Package Int) Erns Erns Erns Erns Erns Erns Erns Erns
Present Law (2.3) 86547 143726 189736 228162 79249 131173 173246 208347
PL PAYGO (2.3) 86547 143726 189736 228162 79249 131173 173246 208347
5% PSA-All Tax(2.3) 88370 128462 169756 221999 80738 117855 157318 207071
5% PSA-Hi Yld (2.3) 102121 159020 218648 295231 94351 148107 205721 279570
1.6% IA-Hi Yld(2.3) 80330 130535 175804 222320 72770 118647 160458 203980
MB+ (4.6) 110417 183449 242516 291604 101066 167642 221576 266441
MB-PAYGO (4.2) 86504 143633 189667 228057 79206 131081 173178 208242
MTR (2.3) 66739 100333 127480 149938 59499 89156 113272 133303
LTR (2.3) 61845 69518 75445 80735 54577 59720 64302 67747
Present Value of Expected Pyrl Tax (EE + ER) Cohort 22 in 2026
-----------------------------------------------------------------------------------------
Married, Male Worker Only Married, Female Worker Only
Low Ave High Max Low Ave High Max
Erns Erns Erns Erns Erns Erns Erns Erns
Present Law (2.3) 40268 89486 143178 214460 41748 92756 148438 222342
PL PAYGO (2.3) 52338 116308 186094 278744 54308 120686 193098 289236
5% PSA-All Tax(2.3) 42742 94982 151970 227632 44244 98322 157314 235636
5% PSA-Hi Yld (2.3) 45204 100456 160728 240748 46866 104146 166634 249596
1.6% IA-Hi Yld(2.3) 45464 101032 161652 242132 47136 104746 167592 251030
MB+ (4.6) 45204 100456 160728 240748 46866 104146 166634 249596
MB-PAYGO (4.2) 45130 10028 160466 240356 46898 104218 166748 249768
MTR (2.3) 40268 89486 143178 214460 41748 92756 148438 222342
LTR (2.3) 28968 64372 102996 154272 30032 66738 106780 159942
Present Value of Expected "Net Subsidy" Cohort 22 in 2026
-----------------------------------------------------------------------------------------
Married, Male Worker Only Married, Female Worker Only
Low Ave High Max Low Ave High Max
Erns Erns Erns Erns Erns Erns Erns Erns
Present Law (2.3) 46279 54240 46558 13702 37501 38417 24808 -13995
PL PAYGO (2.3) 34209 27418 3642 -50582 24941 10487 -19852 -80889
5% PSA-All Tax(2.3) 45628 33480 17786 -5633 36494 19533 4 -28565
5% PSA-Hi Yld (2.3) 56917 58564 57920 54483 47485 43961 39087 29974
1.6% IA-Hi Yld(2.3) 34866 29503 14152 -19812 25634 13901 -7134 -47050
MB+ (4.6) 65213 82993 81788 50856 54200 63496 54942 16845
MB-PAYGO (4.2) 41374 133605 29201 -12299 32308 26863 6430 -41526
MTR (2.3) 26471 10847 -15698 -64522 17751 -3600 -35166 -89039
LTR (2.3) 32877 5146 -27551 -73537 24545 -7018 -42478 -92195
Moneys Worth Ratio (BenefitsX100/Taxes) Cohort 22 in 2026
-----------------------------------------------------------------------------------------
Married, Male Worker Only Married, Female Worker Only
Low Ave High Max Low Ave High Max
Erns Erns Erns Erns Erns Erns Erns Erns
Present Law (2.3) 215 161 133 106 190 141 117 94
PL PAYGO (2.3) 165 124 102 82 146 109 90 72
5% PSA-All Tax(2.3) 207 135 112 98 182 120 100 88
5% PSA-Hi Yld (2.3) 226 158 136 123 201 142 123 112
1.6% IA-Hi Yld(2.3) 177 129 109 92 154 113 96 81
MB+ (4.6) 244 183 151 121 216 161 133 107
MB-PAYGO (4.2) 192 1432 118 95 169 126 104 83
MTR (2.3) 166 112 89 70 143 96 76 60
LTR (2.3) 213 108 73 52 182 89 60 42
Note: All values based in intermediate assumptions of the 1995 Trustees Report*. All dollar values are present value at age 22, then wage indexed to 1995. * Assuming 0.21% lower COLA starting Dec 97; no change in nominal wage or interest. Office of the Actuary / Social Security Administration July 28, 1996 |
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